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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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fruitie
post Jan 1 2016, 10:50 AM

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QUOTE(kaiserreich @ Jan 1 2016, 10:39 AM)
Any of you received your replacement cards yet?

Nice catch on the PPL. Looks like still applicable for Platinum-i since it doesn't say anything.
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http://www.rhbgroup.com/products-and-servi...m-credit-card-i
Platinum-i will also remove on 1st March.

QUOTE(intrepidity85 @ Jan 1 2016, 10:48 AM)
You can remove other 3 as i do not need them. Just thinking of changing a nickname.
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If I catch you register another account, this account will be gone as well.

This post has been edited by fruitie: Jan 1 2016, 10:52 AM
fruitie
post Jan 6 2016, 10:37 PM

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QUOTE(wjleong15 @ Jan 6 2016, 10:34 PM)
after lodge bnm report, today ambank called me said approved my upgrade.
shakehead.gif
sometime have to raise the case only can get approve  cool2.gif
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laugh.gif Your wish is finally granted. tongue.gif
fruitie
post Jan 8 2016, 11:24 AM

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QUOTE(Gen-X @ Jan 8 2016, 11:07 AM)
I just published my RHB Bank World MasterCard, Visa Infininte, Visa Signature and Platinum Credit Cards Review 2016. And conclusion is the FREE FOR LIFE WMC and VS are good for 5X FREE entries to Plaza Premium Lounge. The Visa Infinite only grants FREE entries to the first 1000 every month. Maybe, get all 3. hahaha.
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Sadly I cannot qualify for WMC, VS for RHB. sad.gif
fruitie
post Jan 8 2016, 12:04 PM

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QUOTE(shiroikun @ Jan 8 2016, 11:59 AM)
The 5X FREE entries to Plaza Premium Lounge includes KLIA2 Green Market access?
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Green Market is a unique PPL, the list will be updated from time to time. So, you have to check yourself when you are there.
Last I know, RHB is no longer entitled for GM.
fruitie
post Jan 17 2016, 03:08 PM

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QUOTE(cheahcw2003 @ Jan 17 2016, 02:54 PM)
true, this is the catch.
But i think it is not difficult to keep track. For my case,

a) my petrol per month is around 300, so I just stick to this card every time I pump petrol.
b) I spent around 300 on Tesco per month also, so it matches the limit set,
c) utility (TNB, Unifi and Mobile Phone bills) also around RM300pm....so i can linked to this card when pay online.

So the above 3 categories no need to keep track as these are my monthly routine fixed expenses.

d) online transaction is the most difficult part to keep track, i plan to use it when booking air ticket, hotel, or even movie which i usually book online.
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I thought if spending between 500-100 is 1% cash back, so for your confirmed categories only RM 9? unsure.gif
fruitie
post Jan 17 2016, 03:35 PM

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QUOTE(cheahcw2003 @ Jan 17 2016, 03:33 PM)
I have got RM15 cash back for utility, and another RM15 cash back for petrol, groceries I got RM8.50, as I spend less than RM300 for the month for this category.
Total expenses more than RM2500 to qualify all the that.
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I see. Your total expenses are more than RM 2500. smile.gif
I will give this a pass as I have other better cards to cover all those things with less criteria. laugh.gif
fruitie
post Jan 17 2016, 03:41 PM

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QUOTE(cheahcw2003 @ Jan 17 2016, 03:38 PM)
which card?
another reason i will keep RHB is their Dial and Instalment, and Balance Transfer are quite attractive, offered from time to time
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I have Maybank Ikhwan MasterCard and HLB Wise, to name some.

Oh, I'm not a fan of installment and BT. Finally let go RHB after second time, cancelled once and reinstated and cancelled again. laugh.gif
I don't think I will go back for the third time, at least for now. tongue.gif
fruitie
post Jan 18 2016, 10:54 AM

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QUOTE(njan77 @ Jan 18 2016, 10:38 AM)
Hi,
I have just received new RHB card (replace the Tesco card) and still didn't activate the card. The problem is this new card is using the same old card no which I have a standing instruction at TM.
Will the card will be auto cancel if I didn't activate the new card?
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Yes, I think after 60 days, this card cannot be used anymore.
So, if you plan to continue using it, then activate it.
fruitie
post Jan 26 2016, 02:34 PM

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QUOTE(laymank @ Jan 26 2016, 02:03 PM)
EPF statement is by year, not month.

Now that it's january, you should be able to print your 2015 EPF statement.
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EPF statement can be printed up to the latest month if you login using i-Akaun or use banks' EPF machine.
fruitie
post Jan 26 2016, 06:36 PM

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QUOTE(intrepidity85 @ Jan 26 2016, 04:02 PM)
no wonder when i go to EPF kiosk, only can printed out 2015 statement.. or it might be JAN epf contribution has not been credit yet
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Yes, contribution is always a month later.
fruitie
post Jan 26 2016, 08:40 PM

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QUOTE(intrepidity85 @ Jan 26 2016, 06:59 PM)
let say company pay our epf in 26 DEC, meaning when u go check on 31st DEC suppose can see already the 26DEC contribution right? thanks
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It will be Jan contribution.
fruitie
post Feb 16 2016, 10:37 PM

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My case with RHB is still ongoing but probably due to BNM's interference, they respond quite well. One of the officers called me today and ensure everything will be removed from my CCRIS soon. If it's still there after her confirmation, I can call to her direct line to escalate.

It's true that RHB cards will remain in CCRIS despite cancelled ages ago. Suggest those cancelled their RHB cards to check their CCRIS to avoid similar incident like mine. smile.gif
fruitie
post Feb 16 2016, 11:18 PM

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QUOTE(mamamia @ Feb 16 2016, 11:10 PM)
When I call to cancel, I asked them to make sure it is removed from ccris as the officer told me it takes 3 months to remove.. How long it takes for ur cancellation ? I've not go n check it out yet.. If not mistaken , my cancellation was done in end December.
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I cancelled in July and reinstated again in Oct and then cancelled in Dec.
Kindly take note that the reinstatement was with a much lower CL as per my request.

However, in my CCRIS, it was showing the earlier CL which I have cancelled in July. RHB cannot answer me this though I have the confirmation letter from them.
My dispute was on the CL shown on my CCRIS, why is it still showing my old CL when the card supposedly cancelled long time ago?

Anyway, this round they assure me this will not happen anymore.

Reading back some history in this thread shows that RHB is infamous for this reason, it will be shown on CCRIS report despite cancelled for years. sweat.gif doh.gif
fruitie
post Feb 27 2016, 08:46 PM

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QUOTE(CAFE21 @ Feb 27 2016, 07:54 PM)
Not only RHB card having this issue, MBB aso the same. After few complaints only remove it.
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I haven't cancelled any MBB card, so I don't know about it. Nevertheless, my inactive MBB cards due to upgrade are not showing on my CCRIS report.

Anyway, RHB has contacted me that day it has been removed and asked me to check my latest CCRIS report again. I will do it once I have the time.
fruitie
post Mar 7 2016, 07:48 PM

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QUOTE(Human Nature @ Mar 7 2016, 04:24 PM)
Unable to reduce my CL lower than the minimum CL  bangwall.gif
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Yes, I tried before when I reinstated my card earlier. They told me Plat minimum is 15k if I'm not wrong and said that's the lowest I can ask for. sweat.gif
fruitie
post Mar 7 2016, 08:08 PM

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QUOTE(Human Nature @ Mar 7 2016, 07:56 PM)
You know what irritates me? Previously they sent a message asking me to confirm that I want to reduce to 5k and I need to submit income documents again if I want to increase later. After I confirm, then say policy state cannot. They should have just told me their policy straightaway and reject mah  dry.gif
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Haha. Me too, at first told me 5k can then the next CS called and told me it's not possible. laugh.gif
fruitie
post Mar 12 2016, 11:56 AM

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QUOTE(jkngo2003 @ Mar 12 2016, 11:25 AM)
how to upgrade? pls advice me. thanks
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Call CS and tell them you want to upgrade and they will guide you?
Usually need to fill in a form and submit income proof.
fruitie
post Mar 20 2016, 12:00 PM

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QUOTE(azeL_Inc @ Mar 20 2016, 11:25 AM)
I dony think I m getting cashback for my cinema spending. Probably can only get it if buy at the counter, not online purchase? - RHB EVO
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RHB Evo no longer exists. It's now replaced with Smart Value which is basically useless. Already effective since 1st Dec... sweat.gif
http://www.rhbgroup.com/products-and-servi...mart-value-card
fruitie
post Mar 20 2016, 12:57 PM

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QUOTE(azeL_Inc @ Mar 20 2016, 12:50 PM)
Damn...I have just got the card 3 months ago. Looks like just have to end the card. When I thought I have the best card for movie T_T
Thanks bro
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I'm not bro. sleep.gif
Three months ago? It was already discontinued on 1st Dec...
fruitie
post Apr 1 2016, 02:13 PM

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QUOTE(HarpArtist @ Apr 1 2016, 02:06 PM)
Rhb gave me a pathetic CL with my new premium kad...sad.gif not even 3 months. other banks gave me this CL 2 years ago when my salary was less than half of now.. sad.gif
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laugh.gif They gave me too much until I asked to reduce to 10k and they called and said cannot, minimum RM 15k. laugh.gif

Anyway, I also cancelled the card eventually.

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