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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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cybpsych
post Jun 27 2021, 09:37 PM

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QUOTE(guy3288 @ Jun 27 2021, 09:27 PM)
I am confused why RHB Shell card feature Cashback, never appear,
the 5%  online/ewallet max at RM50.

I  can only see monthly Bonus cashback, is this the same?

last statement i got Bonus CB for RHB Shell islamic card RM12.40
and conventional shell card RM50
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bonus Cashback lo
cybpsych
post Jun 29 2021, 07:09 PM

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updated RHB Shell T&C

no change to cashback, just majority of the content is rewritten

https://www.rhbgroup.com/shellcard/files/RH...TC_FV-CLEAN.pdf
cybpsych
post Jul 12 2021, 11:51 AM

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QUOTE(triple c @ Jul 12 2021, 11:50 AM)
Hi, anyone can confirm Jompay transaction is considered for spending tier requirement for RHB SHELL card?
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have you read the T&C?

what does it say? which part is unclear?
cybpsych
post Jul 16 2021, 04:09 PM

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QUOTE(effectz @ Jul 16 2021, 03:52 PM)
RHB salesperson said supplementary card wont charged rm25 SST. Is it true?
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get them issue B&W


Taxable Service
14. Service tax shall be imposed on the provision of credit card or charge card
services through the issuance of a principal credit card, principal charge card,
supplementary credit card or supplementary charge card.

Rate of Service Tax
15. The rate of service tax to be imposed is RM 25 per card per year or part thereof
for the issuance or renewal of a principal or supplementary credit card or charge card.

cybpsych
post Jul 23 2021, 04:49 PM

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QUOTE(jyll92 @ Jul 23 2021, 04:46 PM)
This is the promo cash back right. i also received
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monthly cashback
cybpsych
post Jul 23 2021, 06:09 PM

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QUOTE(jyll92 @ Jul 23 2021, 04:50 PM)
eh what about promo cashback
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errrrr wait lo
cybpsych
post Jul 26 2021, 09:36 PM

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QUOTE(effectz @ Jul 26 2021, 04:54 PM)
Just got my RHB Shell card, now want to study for more optimized spend (get the max cb) but pening already as so many combination. I've read previous posts too but now working so can't pay attention.

https://www.rhbgroup.com/crd_acquisition/index.html
https://www.rhbgroup.com/shellcard/index.html

anybody can sum up very appreciate it.
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https://www.rhbgroup.com/crd_acquisition/fi...Clean_Final.pdf

https://www.rhbgroup.com/shellcard/files/RH...02021_17Jan.pdf

all in the T&Cs

1) activation cashback
2) 10% cashback
3) 18% cashback
cybpsych
post Jul 29 2021, 07:12 AM

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18% shell spend cashback for June

// 28/07/2021 28/07/2021 Shell Spend Cash Back 90.00 //

This post has been edited by cybpsych: Jul 29 2021, 07:13 AM
cybpsych
post Jul 29 2021, 10:50 AM

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QUOTE(sg999 @ Jul 29 2021, 10:46 AM)
Shell Spend Cash Back
97.32  biggrin.gif
Any extension for this promo? biggrin.gif
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haha i also wish for extension
cybpsych
post Aug 14 2021, 03:43 PM

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QUOTE(Lifeblurboi @ Aug 14 2021, 03:34 PM)
How to consider what is not e-wallet nowadays hahaha
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since rhb doesn't disclose explicitly for the term "ewallet", assume all the approved emoney issuers by bnm https://www.bnm.gov.my/non-bank-e-money-issuers

This post has been edited by cybpsych: Aug 14 2021, 03:44 PM
cybpsych
post Aug 28 2021, 12:02 PM

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QUOTE(sg999 @ Aug 28 2021, 11:46 AM)
Anyone receive shellspendcashback for July?
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nope
cybpsych
post Aug 31 2021, 04:18 PM

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QUOTE(sl3ge @ Aug 31 2021, 03:30 PM)
Hi guys,

Wanna ask i just get and activated my Rhb shell card yesterday(already 24hour).

I want use online fpx with my credit card,
but i found when login fpx no option to select my credit card?

Thanks
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then the particular merchant didnt enable cc with FPX lor
cybpsych
post Aug 31 2021, 04:48 PM

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QUOTE(sl3ge @ Aug 31 2021, 04:47 PM)
No. I very sure can fpx with cc for the merchant.
Bcoz i login with my another bank cc got the option, and successful pay.
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if that's the case, ask RHB CS lor

since the fpx login goes to RHB
cybpsych
post Aug 31 2021, 06:55 PM

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QUOTE(contestchris @ Aug 31 2021, 06:16 PM)
^^

Anyone?
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didnt see any

if u rely on online estatement, just use the old rhbnow

else, switch to email estatement
cybpsych
post Sep 1 2021, 04:44 PM

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QUOTE(chlee87 @ Sep 1 2021, 04:21 PM)
Finally get full tier yay

RM0 RHB: Congrats! You've won RM115 CASHBACK from RHB Credit Card/i Spend Campaign! Continue to spend with us for more rewards! Info@ rhbgroup.com/s/MU6

RM0 RHB: Congrats! You've won RM150 CASHBACK from RHB Credit Card/i Spend Campaign! Continue to spend with us for more rewards! Info @ rhbgroup.com/s/HTS4
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RM0 RHB: Congrats! You've won RM115 CASHBACK from RHB Credit Card/i Spend Campaign! Continue to spend with us for more rewards! Info@ rhbgroup.com/s/MU6

i guess this is tier1 (15) + tier2 (100) together?


RM0 RHB: Congrats! You've won RM150 CASHBACK from RHB Credit Card/i Spend Campaign! Continue to spend with us for more rewards! Info @ rhbgroup.com/s/HTS4

i guess this is tier2 (150)? assuming this is weekend1, tier1 probably finish quota sweat.gif


if follow same pattern as weekday promo 15+100, weekend may get maximum of 50+150?
cybpsych
post Sep 1 2021, 09:16 PM

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QUOTE(tan_aniki @ Sep 1 2021, 09:15 PM)
the weekend campaign is up to RM750, so only max RM150 x 5 weeks = RM750
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i see. slightly different than weekday's.
cybpsych
post Sep 2 2021, 04:15 PM

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QUOTE(Phirence93 @ Sep 2 2021, 04:02 PM)
Still have this promotion?? Didnt saw it at their website, or I overlooked on this??
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the campaign links are in the SMS-es above
cybpsych
post Sep 8 2021, 10:40 AM

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QUOTE(lowyat101 @ Sep 8 2021, 10:21 AM)
» Click to show Spoiler - click again to hide... «


I know this is not new campaign, but didn't know that bill payments are eligible. May I know is payment to Astro/Unifi/Maxis considered a safe bet?

Also how about for the weekend campaign, are bill payment as above eligible too?

Thanks in advance
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as long as ELIGIBLE transactions and not under exclusions
cybpsych
post Sep 8 2021, 10:47 AM

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QUOTE(lowyat101 @ Sep 8 2021, 10:46 AM)
Thanks sifu.

But based on the T&C, it's written as: The retail transactions (exclude E-Wallet transactions)

So I'm not too sure if those online bill payments are considered as retail transactions?
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you've been using many cards for so long, you should know what is the definition of "retail transaction" right?

retail transaction != retail/physical stores/outlets

retail (spending) transactions are payments/spending that you made using the card
cybpsych
post Sep 8 2021, 11:10 AM

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QUOTE(lowyat101 @ Sep 8 2021, 10:56 AM)
haha ya but actually i only focus on those eligible for online transactions only as i use them mostly for ewallet reloads and online purchases.

but since the SMS itself already mentioning utilities/telco then i guess they should also qualify ya

thanks again
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sms message is not exhaustive la. SMS is just a short simple call-to-action broadcast to users.

how are they suppose to put ALL types of transactions into the sms, right? that's the purpose of T&C.


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