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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC
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ClarenceT
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Apr 20 2019, 07:39 AM
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QUOTE(ClarenceT @ Apr 2 2019, 02:42 PM) If 3D -> Online If SSL -> 0.2%If I top up RM300, definitely go to 3D mode. If I top up RM50/60, Always go to SSL.  QUOTE(skty @ Apr 2 2019, 02:57 PM) Both BOOST APP 3D-EC and BOOST APP SSL-EC are now under ONLINE. So I get RM30+RM0 now instead of RM30+RM2. This post has been edited by ClarenceT: Apr 20 2019, 07:41 AM
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ClarenceT
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Apr 25 2019, 11:13 AM
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QUOTE(kyxxx @ Apr 25 2019, 11:04 AM) hey there guys, i tried to get some info by reading but cant find any. I'm existing user of RHB Platinum Visa (heard it's discontinued? in ringgitplus) Anyhow, am wondering, if i use this card to topup bigpay will i get points? Same for boosts too (but i rarely use boost) And second question, now this card is no longer my primary main card for transactions, i feel like canceling it due to the annual fee is RM200 (not worth for me). Any advice? Thank you If you want to use RHB CC for BP/Boost, go for RHB VS only.
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ClarenceT
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Apr 25 2019, 11:30 AM
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QUOTE(kyxxx @ Apr 25 2019, 11:22 AM) you mean this one?  https://www.rhbgroup.com/personal/cards/cre...view/index.htmlVisa Signature - Online 1% / 2% / 6%, max CB RM30.
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ClarenceT
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May 21 2019, 09:36 AM
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QUOTE(anakMY @ May 19 2019, 08:52 PM) Hi bro, do u spend only RM1500 per month to get 2% CB RM30? need to spend > 3500 to get 6% which is not worth it , max CB is only RM30. If Bigpay+Boost, RM2500 to get RM30. But now occasionally I spend on other places, just hope to win another RM30 for spending >RM300 on Monday (weekly campaign CB)
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ClarenceT
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May 28 2019, 10:02 PM
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QUOTE(AgentVIDIC @ May 28 2019, 01:07 PM) J That’s true. When I said transparency I mean you won’t know whether for sure you’re gonna get the cash back or not even though you have spent rm300 in that week. Also not sure what are eligible and what are not. Agreed with u saying other cards might work better. At least those cash backs are guaranteed. Minimum RM300. You reached RM300 doesn't mean you would win. Read T&C carefully.
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ClarenceT
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May 30 2019, 09:49 PM
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QUOTE(MGM @ May 30 2019, 12:23 AM) | 27/05/2019 | 27/05/2019 | CB U 9346 WK 4 | | 30.00 | | 29/04/2019 | 30/04/2019 | BOOST APP 3D-EC KUALA LUMPUR MY | 304.00 | |
| 23/04/2019 | 24/04/2019 | BOOST APP 3D-EC KUALA LUMPUR MY | 305.00 | |
Got for wk4 but not wk5, my 29/4/19 transaction was done few minutes after midnight(1 hour earlier than yours) and didnt get CB. But how do u know it is for that week? ClarenceT how about you? I didn't get for W5 as well. So T&C not accurate! It is more like lucky draw now.
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ClarenceT
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Jun 15 2019, 10:57 AM
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QUOTE(Orchid beauty @ Jun 15 2019, 10:37 AM) What's the best cash back card aside from visa signature card? World Mastercard good (>1%) for travel, petrol and dining.
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ClarenceT
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Jun 17 2019, 02:44 PM
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QUOTE(beLIEve @ Jun 17 2019, 02:16 PM) my colleague say very easy to win the weekly contest. But his spending is not reload BP and ewallets. Ya I did win almost 100% if not spending on BP or Boost.
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ClarenceT
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Jun 20 2019, 10:44 AM
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QUOTE(tonytyk @ Jun 20 2019, 10:34 AM) So selective Bp & boost transaction are excluded for cash back? Any idea why these are excluded? I don't know the reason. Selective prosecution. So now I move away from Govt, Bigpay, Boost. Usually I won if not on Govt, BP, Boost.
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ClarenceT
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Jun 21 2019, 11:06 PM
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QUOTE(AgentVIDIC @ Jun 21 2019, 10:30 PM) Hi, is tnb entitled for cashback? I never tried on utilities, but it is not excluded. Not excluded doesn't mean entitled, for RHB CC games. I paid to Sarawak Energy a few months ago, for RHB Debit card usage campaign, I did receive CB.
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ClarenceT
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Jul 1 2019, 05:46 AM
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QUOTE(beLIEve @ Jul 1 2019, 04:12 AM) Only new card members continue their game for a few more weeks. Time to take a rest for existing card members after 15 months of non-stop campaigns.
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ClarenceT
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Jul 1 2019, 10:22 AM
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RM0.00 RHB: Thank u for your registration. Stand to get more CASHBACK when u consolidate your spend with RHB Credit Card/-i by 30/9. T&C@ rhbgroup.com/s/RHBU1 https://www.rhbgroup.com/crd_usage/files/Ne...ign_2019_TC.pdf10.1 Eligible Cardholder will be rewarded a RM25 cash back on minimum 3 swipes (minimum RM80 per swipe) within the Participating Week, subject to a maximum of 1 time during the participating week and 12 times during the entire Campaign Period. Accumulated swipes and spends will be started fresh on every first day on the next Participating Week. For example, Customer A swiped 10 times (accumulated RM1,000) from 1st July – 7 th July 2019 and he is to be rewarded a RM25 (assuming he is within the top 1,400 with the highest swipes). On 8 th July onwards, he/she has to accumulate 3 swipes and above within the participating week in order to receive RM25 cash back, subject to a maximum 1 time per participating week and 12 times during Campaign Period, as per allocated capping. 10.2 Top 1,400 Eligible Cardholders with the highest swipes (minimum RM80 per swipe) within the participating weeks will be rewarded with an additional RM25 cash back on top of the usual cash back or reward points received.
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ClarenceT
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Jul 1 2019, 02:23 PM
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QUOTE(MGM @ Jul 1 2019, 01:04 PM) QUOTE(laymank @ Jul 1 2019, 02:16 PM) CASH BACK TERMS & CONDITIONS 10. An Eligible Cardholder may receive a maximum of RM300 or maximum 12 times winning of cash back RM25 each throughout the Campaign Period, subject to the Weekly Cash Back Allocation in Table 1, based on first-come-first-serve basis. Highest swipes (>3 swipes) is the first consideration, followed by FCFS.
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ClarenceT
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Jul 5 2019, 03:27 PM
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QUOTE(Wolgie @ Jul 5 2019, 03:12 PM) Visa Signature 3 RM3,500 & above 6% 6% 6% 0.20% 2% or Visa Cash Back better? 4 ≥ 2,500.00 5.0% 5.0% 5.0% 5.0% 10.0% 0.2% Both card can use back old concept Total Monthly Retail Spend reload? Can't get what you mean. Eg RHB VS: RM500 Online (max RM30 CB) + RM500 Shopping [excluding groceries] (max RM30 CB) + RM 500 Entertainment (max RM30 CB) + RM 2000 on anything including Online/Shopping/Entertainment(0%; 0.2% if not under this 3 categories) = up to RM94 CB. If you target online only, RM2500 X 2% but CAPPED at RM30 only. No need to spend till RM3500.
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ClarenceT
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Jul 5 2019, 03:31 PM
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QUOTE(Wolgie @ Jul 5 2019, 03:28 PM) okie. i think i mistaken. i though every category max cb 30 (30+30+30), so im wrong. Is combine rm30. ONLINE RM500 -> CB RM30 ENTERTAINMENT RM500 -> CB RM30 SHOPPING RM500 -> CB RM30 OTHERS RM2000 -> CB up to RM4 so TOTAL CB RM94 max, not RM30 max.
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ClarenceT
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Jul 5 2019, 03:40 PM
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QUOTE(Wolgie @ Jul 5 2019, 03:32 PM) wow. then this card rebate great. OTHERS (include Boost reload?) Unfortunately Boost is now Online after system upgrade in March. Bigpay RM1500 + Boost RM1000 Before March RM30 (online) + RM 2 (others) Now RM30 capped.
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ClarenceT
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Jul 6 2019, 06:42 AM
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QUOTE(kremlin @ Jul 5 2019, 10:01 PM) Wonder if BP is eligible for this campaign No harm to try, if you are using RHB VS. All the while I didn't get campaign CB except once Bigpay's MCC was temporarily changed to 6540 (miracle also happened to UOB CC, SC CC, CIMB CC). My concern is how many transactions is needed to win, 3x is not safe. This post has been edited by ClarenceT: Jul 6 2019, 08:31 AM
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ClarenceT
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Jul 6 2019, 08:34 AM
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QUOTE(tonytyk @ Jul 6 2019, 08:31 AM) The TnC excluded quasi cash, ie ewallet? More than that. Since last April, I also found that Govt related transactions, some financial services including insurance might be excluded as well though not mentioned in T&C.
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ClarenceT
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Jul 6 2019, 01:00 PM
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QUOTE(skty @ Jul 6 2019, 11:27 AM) Boost is now reclassified as a Financial Service, same as Bigpay. Be careful.
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ClarenceT
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Jul 23 2019, 07:48 AM
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QUOTE(ychan11 @ Jul 22 2019, 08:23 PM) Hi, Any1 using RHB reward card and whether BP entitled for points? If yes, 3x? 1%/2%/6% online CB for RHB Visa Signature.
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