I calculated and compare with conventional FD

if place in FD (10k annually for 5 years) with yearly 3.2% interest, after 15 years............you will get RM75,376

if place in SP as mentioned above, after 15 years you get RM77,500

you prefer which?

one kind of saving plan from UOB .... din ask for surrender... coz soon i will go SG work.. got extra money place to put at this kind of FD... then the rest will buy some property at penang and some for play share

this kind of SP is suitable for Singaporean as their FD rate is damn low................

malaysia offer much better FD rate and bond

check out public bank PB Super FD.... 6.88pa

one kind of saving plan from UOB .... din ask for surrender... coz soon i will go SG work.. got extra money place to put at this kind of FD... then the rest will buy some property at penang and some for play share

Eh why suddenly go SG and work? Malaysia no good? 

not safe at KL... so go SG try try.... currency big mah 

gark & Pink Spider MIA? 

After 20 min...nothing cant buy..... back to work!

Sky sifu,

GOB i take profits already @ last week... Wait correct time to come back....

Wow... Now Bank also offer nice return saving plan...

1st five year put $ like FD ... every year put 10k RM ...till year 5.

During 1st five every year paid out 1100RM.

then year 6 onward will get 2200RM... till year 15....

The banker said got 6% per year ....

Any accountant here ?

The main drawback is the lost of opportunity when the money is lock-in

U should calculate the compounded return instead of simple return