i still do not have global fund in my portfolio. couldnt find one that is consistently performing. used to own AmOasis Global Islamic but the fund seems to be underperforming for many years and eventually sold it off eventually quite sometime ago....

When i reach retirement or near it.. my target allocation will be at least 60% bonds... the older the more bonds.

Near retirement time better take less risk... better safe then sorry otherwise, lose it all and cannot retire, 70 years old still have to work at McD.

Hantam 100% equity when you are young is ok...

This post has been edited by gark: Jun 14 2013, 03:49 PM

VTI ....

apa tu

I've never seen 70 yrs old apek work at McD lor, mamak stall cuci mangkuk maby still got chance

Go to Japan, Singapore, and US... since the cost of retirement is high... you see all old unker and auntie working in food service industry...

Google 'VTI'

Vanguard?

VTI = Vanguard Total Stock Market ETF = similar to global funds...

Management fee = 0.05% p.a.

susah nak beli for ikan bilis like me nia

You no longer ikan bilis.. already upgraded to ikan kembung...

agree with pinky...the cost of funds transfer, trading cost, currency exchange etc is prohibitive if we're buying in small amount. but i do agree VTI is a good choice.....

Next best thing...FSM Singapore buy Aberdeen Global Opportunities

same issues as well, as the cost of funds transfer etc will make up a high percentage of your investment amount if ur small ikan bilis

I support all the while.

I got the reply from CIS FSM SG to review on my current portfolio.

Thank you for the email. For the past 3 weeks or so, global markets have gone through extreme volatility due to the uncertainty on whether the Fed will start to taper the QE which could dry up liquidity around the world. Generally across all asset classes, funds have not been performing and currencies have been volatile especially for emerging markets. As for your current portfolio, it is fairly diversified with exposure into relevant regions so perhaps if you are keen to take a breather from the volatile market conditions, you may consider switching into United SGD Fund for the time being. If not, you can stay put because the allocation towards riskier asset classes is relatively smaller to the portfolio.



If the interest rates were to increase, all bond funds will be affected somewhat. Bonds with a longer maturity have a higher sensitivity towards rates hike and this will affect the prices. As for your portfolio, both United Asian Bond and United EM Bond funds are affected by the possibility of an increase in interest rates which led to a drop in prices. In addition, the currency markets are extremely volatile and coupled with the strengthening of USD. EM currencies are feeling the heat from all this uncertainty.



Please let me know if you have any questions. Thank you!

This one also good fund ...

Anyone invested in Aberdeen Islamic World Equity? Is it performing okay so far?

http://www.fundsupermart.com.my/main/fundi...number=MYABD002

No monthly fact sheet yet

Pink sifu, PGSF should touch around 5% - 6% for us. Got the thought to top up?

Heart must be steady...

My target is 36% global funds + 55% Asia Ex-Japan+GEM + 9% REITs

Currently global funds have outperformed thanks to OSK-UOB GEY, now sitting at 36.5%. If top up also should top up Hwang Quantum and AexJ Opportunity lar!

What would be your suggestion for moderate risk taker like me and planning to increase equity exposure.

MY BOND = 80% total portfolio
Global equity fund = 8% total portfolio
Asia equity = 12% total portfolio

MY Bond 80% total portfolio. what are your take on the possible hike in interest rate?
if high, pls read taken from the last paragraph of yck 1987 post Today, 05:08 PM
"If the interest rates were to increase, all bond funds will be affected somewhat. Bonds with a longer maturity have a higher sensitivity towards rates hike and this will affect the prices. As for your portfolio, both United Asian Bond and United EM Bond funds are affected by the possibility of an increase in interest rates which led to a drop in prices. In addition, the currency markets are extremely volatile and coupled with the strengthening of USD. EM currencies are feeling the heat from all this uncertainty."
just a thought

This post has been edited by yklooi: Jun 14 2013, 05:59 PM

U should diversify your bond fund holding. Hwang Select Bond Fund would be a good choice, given that it's managed to optimise returns from RM perspective, though its a global bond fund.

U should increase your equity weighting lar...at least 1/3 i.e. 66.66% lar

U not a retiree or anywhere close to 40, right?

This post has been edited by Pink Spider: Jun 14 2013, 06:00 PM