dusk *blow* consider as additional SC 

lol.. thats why I don't open FSM SG. see platform fee sian already. I use other alternative =P

Dollardex. I still prefer they way how FSM present their analysis and facts.

fsm sg is trying to kill all the small fishes. now the sales charge for equity or balanced funds are at 0.5% min $10 means top up $100 = $10 sales charge (10%). however prospectus capped it at 5% max means $5 =5% sales charge if you top up $100. as if we can top up in thousands everytime and every fund.

any comment from sifus here?

Hi,

The recent announcement of lowering sales charges is truely a joke. With 0.5% sales charge for equity and balanced funds, capped at minimum of $10, it would mean if i top up $200 on existing funds, my sales charge will be 5%. It means those small investors can go away, FSM only wants to deal with those rich ones.

I know your reply will quote 0% SC on RSP but why do you want to limit your investors to RSP every month at 8th while they can decide on their lucky day to invest with SC 1% is still acceptable.

A small investor like me does not agree on the new pricing structure which will ultimately eat me up through the sales charge no different than Public Mutual.

Dont reply me quoting RSP kind of BS which i already know, saving on paperwork and drive away small investor are your ultimate goals.

Thank you for upsetting your customer.

Xxxxx
My email to them

Only keep Aberdeen Global Opportunities, the rest all switch back to FSM Malaysia

Overall still red how much?

2k? as if you only hold 1 fund lor, they really ki siao
red sea does not happen all the time mar, hahaha

Next best thing...FSM Singapore buy Aberdeen Global Opportunities

Only Singaporeans and Permanent Residents are entitled for CPF.

1st year PR company contribute 4%, 2nd year 9%, 3rd year onwards 13%

Oh.. what requirement needed? How long have you worked before applying for PR?

I'm holding EP.