yes, new thread....
after all the "RED" in the portfolio,...now is the time to start anew.
YEs...good luck and happy investing.
all sifu out there, come on in, help share your investing advise

geeee,...my portfolio dropped 0.76%
worst drop was Hs Infrastucture 2.17% else the ponzi HSAQ was only 1.8%

wait for payday, payday.coming soon

my pay day is when i got some $$ from bank...same like most working people

This post has been edited by yklooi: May 28 2013, 05:26 PM

pink you are asked for advise in
https://forum.lowyat.net/topic/2826198/+0#entry60658913

by johnL77 Today, 04:07 PM


This post has been edited by yklooi: May 28 2013, 05:29 PM

i just wan to kay poh.......
see what u advise

Asia stock except Taiwan up, up, up
Euro stocks currently also up, up, up

time to pick ....cos the 1% promotion ending in the next 2 days.

never thought that HSel Bal could drop abt 1% this few days.
it is a balanced fund....cos my Ponzi HSAQ dropped just 1.8%
geee, must be some assets in the Bal fund that is VERY volatile.



This post has been edited by yklooi: May 28 2013, 08:46 PM

what is lacking in yr portfolio?
what is yr risk appetite?
for hit & run on profits or long term?

then you hv to see what the REAL sifus hinted on this threads.
as for me....i think of getting into HS bal.....

looks like you can hv multiple prs
see....page 5
http://www.sc.com.my/eng/html/ppa/PRS_booklet_web.pdf

i was thinking of buying H sel Bal to take advantage of the 1% Sc......then later (if needed) do intra switch into others hwang's fund that normally hv 2%Sc....save on 1%SC?? what you think?

i copycat the angelina jolie cut,cut.
no, i did not cut my "boos"...got nothing to cut....some fats maybe
just cut my "potential default" RHB Bond, switched to HS Balanced.
Lost 0.4%Exit fees + 1% Sc to HSB.
1st UT trade lost 1.4% liao.
more to come....i suppose

This post has been edited by yklooi: May 29 2013, 02:12 PM

but do you know that they have this so call "Platform fees" which is "worst" on the long term.

saw this on the web,...which i think is ok to follow,
Monitor, Monitor, Monitor
Once you have your portfolio built up, you don’t stop there. You will have to monitor the performance and re-evaluate your portfolio mix as you pass through different stages of your life and as your circumstances change. You will have to adjust your portfolio holdings to suit your changing needs. This will be a continuous cycle as long as you continue to invest. With discipline and suitable investment strategy, you will find that your investment portfolio will help you to achieve your financial goals which once seemed so distant.

i guess, if cannot bear the SC and some losses, don't invest, go keep $$ in FD in bank with PIDM coverage...and see that the $$ got eaten away buy inflation

FSM m'sia got lower SC next month meh?
i thought the lower SC (1%SC for m'sia eq & Bond funds promotion) is ending 31 May 2013

Is it a good time to invest?
Every market timer believes that if he sits patiently on the sidelines, he will get a better opportunity to buy stocks at lower prices.
And they often do. Unfortunately, they generally get to feeling so good about missing the downdraft that they convince themselves that the market will keep falling.
And, again, if often does. Until, of course, it doesn’t.
As the market climbs, they begin to rationalize that this is just “a bear market rally” or “a dead-cat bounce.” Until it becomes obvious that the train left the station and they’re still standing on the platform.

gee, i am not the author....
the real author is
by Alexander Green, Investment U Chief Investment Strategist
Monday, January 7, 2013: Issue #1942
read more at
http://www.investmentu.com/2013/January/go...-in-stocks.html

just need to keep the mind busy and sane.

what is the funds??? are they on the down trends already?? ex..gold or China funds had been down for some time...thus, imagine all the topping had not helped....but got you deeper...they will come back...but when?
best is must have a "STOP" cap...setting a low limits for SELL call

Good Advise, well said.

HSAQ 9+2%sc =11% up in 1 mth?
mine is 3 weeks old and it is still RED

This post has been edited by yklooi: May 29 2013, 11:58 PM