Nope

Choices of equity fund that's worth investing? What's your pick beside this two?

Global Leaders (Global)
Hwang Select Opportunity Fund (MY)

Not all bond funds is the same...

Higher grade bond funds pay less, but also less volatile.
Investment grade = A-AAA
below investment = B-BBB
Junk Bonds = C-CCC
In default (toilet paper) = D

Bond tenure, the shorter the better, long tenure bond pay more but is more risky, low tenure pays less but less risky.

Currency exposure, local bonds less exposure, foreign bonds more exposure hence more risk.

Govt vs corporate bonds, corporate bonds are less risky than govt bonds, due to corporations ratings are more straightforward than government ratings. Also sometimes government tweak interest rate as they like.

My bond preference....
Corporate Bonds >80%
Ratings minimum BBB bonds & at least >50% above AA bonds
tenure min 3 years, max 5 years
at least 50% in local currency.

Always remember bond is to SAFEGUARD your portfolio not earn big bucks.

There is a MYTH going around that bond is SAFE , but some bonds are more risky than equity.

This post has been edited by gark: Jun 14 2013, 06:48 PM

My ROI is 2.2% and XIRR is 5.5%

No topup since IPO

Big bro gark, Pink etc do advice

Cantik, AmAsia Pacific REITs in the red already

Decent

Just looked at its 3-months chart, comparable performance to OSK-UOB Global Equity Yield. Managed to track MSCI World index quite closely.

Eastspring Investments Global Emerging Markets (consider to have a small % on this, very volatile)

Alliance Global Equities (beware of over-exposure to Asia ex-Japan, 64% of this fund is always invested in AexJ)
U might wanna combo AGEF with Eastspring Investments Global Leaders or CIMB-Principal Global Titans to balance out AGEF's AexJ overweight

For 70% MY + 30% foreign, u can't go wrong with Hwang Select Opportunity

Hwang Select Asia ex-Japan Quantum
Hwang Select Asia ex-Japan Opportunity

Mix and match yourself

This post has been edited by Pink Spider: Jun 14 2013, 08:34 PM

My asia quantum unrealised profits from 9.5% drop to 5%.. something wrong?

Nothing wrong. It's that global equities have been extremely volatile lately and NIKKEI 225 has entered into correction mode with USD is still under volatile trading range.

Now it's all about

"It's a dead cat bounce" vs "It's just a temporary blip"

Now, which camp you're on?

Dave, how's your portfolio IRR?

Mine dropped to 4%++

My pick ah... don't think you will be interested 1 leh..

1. Aberdeen Pacific Equity
2. Aberdeen Asian smaller companies
3. First State GEMs
4. DWS China Equity
5. Templeton Frontier Markets
6. VTI
7. VOO



This post has been edited by gark: Jun 15 2013, 10:38 AM

damn u big shark, we all ikan berudu dalam longkang saja nia

I ikan bilis only...

The world is your oyster mah...

This post has been edited by gark: Jun 15 2013, 10:40 AM

if u ikan bilis, I'm just a sperm

those foreign ETFs out of our reach nia...the transaction cost prohibitive

IF you calculate the transaction cost (RM 10 per TT + 1% exchange rate) vs the savings in management cost (0.05%) over a couple of years.. is it prohibitive?

Go ahead and count....

Or...

For foreign UT... same transaction vs. the outperformance...vs local funds..

This post has been edited by gark: Jun 15 2013, 10:46 AM

Aberdeen Pacific Equity maybe; rest no. Haha!

And we need to buy in big amount to justify it

No more RM100-200 RSP kinda story to average out the entry prices

For first step I should probably invest in a MY fund right? Although having Select Asia Opportunity would be nice, but that would make it overweight in Asia market too.

This post has been edited by TakoC: Jun 15 2013, 10:51 AM

A rough allocation for beginner/conservative investor:

50% Hwang Select Opportunity
10% EI GEM
15% Hwang Asia Quantum
25% Global fund

My initial reason why I never bother investing in MY equity fund is I feel that Asia market has a bigger opportunity for investors. But I reached the stage where I should probably think of diversification.

Best Asia ex Japan fund ... ever!