Placement Amount Interest Rate(p.a.)
12 Mths
S$5,000 to S$49,999 0.25%

HSBC FD 0.25% only eh. Got better rate/product to Sharing is Caring?

tayhaithian in IT line, 7k fresh grad and 13k after couple of years. Best is to PM him find out exactly what he does cos I'm not sure whether he is software development line.

For EP holders, DBS no need deposit, open account with zero balance also can, however you will need to top up to $1000 sooner or later otherwise kena $2 monthly fee.

Welcome to the club! There's a pretty big bunch of us in Sinkieland who chat and meet up for food and stuff regularly, PM our taikor Mackiddo to get added, then your life here will be much more fun

Yes you get your full salary every month. Unlike Malaysia, SG has no monthly deduction. You still need to file your tax in April the following year and then pay your tax for the year either by lump sum or by GIRO (monthly installments).

Huh can't understand. IPA is valid for 6 months isn't it? Your SG employer offer you a job apply pass for you and still willing to wait more than half a year for you to resign your Malaysia job?

Nowhere. You should stay in SG, unless you plan to ride in or drive in daily. Wasting 3 to 4 hours a day on commuting is SO much time wasted.

My opinion: Madness. Is your time worth so little that you'll gladly sacrifice 15-20 hrs a week just driving?

Stay JB work SG only works, IMO, if you travel off peak, if you ride a bike, if you work west and stay gelang patah or north and stay JB, these kind of scenario.

I DID say in my post that work SG stay JB works in some scenarios, no? In your particular scenario it works, so good for you. But that other guy work in Changi, no matter he come in causeway or 2nd link also waste too much time traveling.

Me, I work in Changi area, stay Bedok, 25 mins to and from work door to door.

Well, tayhaithian got 7k offer as fresh grad, so to some people it is apparently very easy. I believe toughnut seantang and Fiona Chin are other high earners pulling in above 10k (or close to that) so you could ask them for their experiences too.

Where on earth u hear this news? No such thing la.

One bedroom apartment = not possible
One room = possible

1br hdb entire unit under $1000 ... can find? Even common room in some areas already more than that.

As I recall, you're already on your 2nd property and now saving up bullets for a 3rd ...

are you a fresh grad? spm holder? diploma? what working experience do you have?

Rental 2k
Food 1k
Others 1k
So 40% expenditure = $4k and 60% savings = $6k? Nice.

we must summon jitshiong and ask him for tips on how to get an understanding owner. his landlady treat him even better than my own mother treats me when i am at home

Then take a cab. Wanna chase girl don't be so cheapskate.

taking taxi occasionally is "splurging excessively" ... not really, right? If that guy so poor until taking a $20 cab also consider excessive then why is he chasing girls? Anyway he will also need to buy presents, pay for her meals, etc etc in the courtship process which will cost way more than that

^
what mackiddo said.

didn't you just start working in SG not too long ago? so fast resign liao ah