Don't insult our elites MacKiddo Seantang Keelim Fiona Chin all of them are young working professionals and all of them started renting/owning their own place(s) aeons ago.

Are your aunties in KL/PJ or are they in SG? If they are not in SG then I'd take their words with a pinch of "grass is always greener" talk. Coming to SG now isn't all a bed of roses. MRT is over capacity and so rush hour commute is a b****. Basic 1.5 car costs $110k and needs $45k downpayment; HDB you can't even buy until 3 years PR and even then it's $150k downpayment.

Assume 450k 4-room flat, 20% d/p = 90k, almost 8% ABSD = 36k, COV = 20k, misc = 4k ... tadaaaa 150k.


Well ... I'd say it's a difficult time to come over as a junior hire, and you might well find yourself with a huge downgrade in living standards and wondering what the heck all the fuss is about.

Ooh, interesting. Your ABSD was already the ~8% level? Did the bank absorb it or was it built into your loan amount?

lol i'm confused now. i thought you said your ABSD was built into the loan? But then in this sentence you said you 'additional funds for ... stamp duty/ABSD' ...

OK so what you meant was, the bank loaned you 80% of the transacted price plus all your lawyer's fees, stamp duty, absd, etc?

Apply for OR? PR issit? Supposedly the rejection letter should tell you how soon before you can re-apply, no?

If you do an apples to apples comparison i.e. in Malaysia you also need to pay for own lodging, food, expenses etc and not one of those "but in Malaysia I stay parents house and eat parents dinner" then you should be able to save the same in Singapore too.


At the cost of decreased personal safety and time wasted in the daily commute.

Well, what you can do is estimate/imagine what your Malaysia expenses would be if your parents were somewhere else. With these 'new' expenses what is your savings rate? That would be roughly what rate you would save in Singapore as well.


Lots of other variables too. Where your office is located, whether you work odd or regular hours, etc. For some people it might be OK; for me since I work in the East, any type of living in Johor no matter Johor West and go in via 2nd link or JB and go in via Causeway, the additional commute adds up to something like 10-15 hours a week. Not worth it IMO.

PR and Citizen driving license no expiry. The 5 year validity is only for nonPR/nonSC.

myr 2000 - sgd 1200 is a huge downgrade, i wouldn't take
myr 10000 - sgd 9200 is probably an upgrade, i would come in an instant

so what are your actual figures?

sim lim square
funan digitalife mall

but mostly more expensive than malaysia, i guess cos of GST

depends on your work experience.

Possible, in the more outskirt areas. But if you work regular office hours get ready to sardine in MRT with people mountain people sea rush hour crowd.

If you don't know whether there is any future in labtech, why did you apply for the position? simply apply or just want to get a foothold in SG at any means possible? Anyway I would consider $2k for foreign fresh grad an "OK" salary.

They are not allowed to renounce citizenship without serving NS, so that is a moot question.

the guy ask about single citizenship so i answer single citizenship lor.

it's the same bunny

http://blog.bufferapp.com/10-scientificall...ourself-happier

Something to consider for you Johor folks?

sgd260 for your own room? with wifi and aircon? Good luck finding that lol.