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Credit Cards Hong Leong Bank Wise Credit Card V2, 10% Cashback , Up to RM100 per month

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victorywp
post Jan 18 2014, 11:31 AM

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QUOTE(bearbear @ Jan 18 2014, 11:28 AM)
groupon voucher as well, i think it will take some time to come in
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most probably comes in after the wise card got approved 2 weeks later.
victorywp
post Jan 18 2014, 01:40 PM

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QUOTE(areankim @ Jan 18 2014, 01:33 PM)
wa... if not enuf 10 swipe, just go buy juco voucher rm60 then gao dim?
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rm50 will be sufficient... also provided your selected categories are grocery/departmental.
fyi, jusco/aeon may not be under grocery.
victorywp
post Jan 20 2014, 12:52 PM

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QUOTE(babycherie @ Jan 20 2014, 11:54 AM)
hi everyone!
I am a banker from HLB Whoever interested, you may drop me a pm and i will introduce and explain the latest benefits offer by our bank. The one card is very hot selling and we are updating the smart cash rebate merchant list on daily basics. Don't afraid, shoot me question in pm.  biggrin.gif
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why you totally sounds like quidnuncs?

QUOTE(quidnuncs @ Jan 16 2014, 07:10 PM)
I am a banker from UOB. Whoever interested, you may drop me a pm and i will introduce and explain the latest benefits offer by our bank. The one card is very hot selling and we are updating the smart cash rebate merchant list on daily basics. Don't afraid, shoot me question in pm. smile.gif
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This post has been edited by victorywp: Jan 20 2014, 12:54 PM
victorywp
post Jan 20 2014, 12:58 PM

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QUOTE(Like a Bause @ Jan 20 2014, 12:56 PM)
sama orang.. lain ID.. ?

hmm.gif
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QUOTE(ckuanglim @ Jan 20 2014, 12:56 PM)
Including "The one card"...
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yeah, i edited my post above with side-by-side comparison of what both of them posted. 99% same content and way of writing. hmm.gif
victorywp
post Jan 22 2014, 05:13 PM

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QUOTE(+h0m@s.. @ Jan 22 2014, 04:30 PM)
wanted to apply this card any booth in shopping center??
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check this thread: https://forum.lowyat.net/topic/1916038
victorywp
post Jan 23 2014, 10:57 AM

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QUOTE(chriscym @ Jan 23 2014, 10:51 AM)
sorry, a newbie here, want to ask :-

1. If i apply for autobilling which >RM50 does it consider as 1 swipe?

2. If I pay online for Tenaga Nasional for example, I pay RM100 for 2x, does it consider as 1 swipe or 2 swipe?
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1) yes 1 swipe
2) 2 swipes
victorywp
post Jan 27 2014, 01:32 PM

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QUOTE(aeiou228 @ Jan 27 2014, 12:55 PM)
RM1.3K ? then your effective cash back is only 7.69% instead of 10%. Just 0.69% higher then Maybank Amex.
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maybe he got more than rm1k bcs want to hit >rm50 10times.
victorywp
post Jan 29 2014, 11:43 AM

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QUOTE(DarReNz @ Jan 29 2014, 11:36 AM)
do you guys think that the posting date will be posted on public holidays ?
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hard to say... which is why i did all the transaction earlier during the past weekends to ensure it will be shown in this month's statement. icon_rolleyes.gif
victorywp
post Jan 30 2014, 09:58 AM

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QUOTE(DarReNz @ Jan 29 2014, 11:24 PM)
hmm i guess i need to wait till feb for the cashback since i started spending only in jan
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yes, you are right. so when was your last transaction for jan 2014?
victorywp
post Jan 30 2014, 12:02 PM

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QUOTE(DarReNz @ Jan 30 2014, 11:38 AM)
it's on 24th jan, i decided to use yesterday's transaction on amex  biggrin.gif
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24/1 should be very safe. mine last was on 27/1. laugh.gif
victorywp
post Jan 30 2014, 04:05 PM

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QUOTE(laymank @ Jan 30 2014, 03:44 PM)
My WISE card annual renewal to be due next month.

Wrote in via HLB Online to request for AF waiver but was told that it will not be waived. So, I have requested the card to be cancelled.
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QUOTE(lamode @ Jan 30 2014, 04:01 PM)
let us knows if they cancel it or counter offer you ya

happy cny  rclxms.gif  rclxms.gif  rclxms.gif
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maybe should try to call in instead of write in.
so that they can feel your dissatisfaction through your voice expression...
otherwise you need to be a good writer for them to feel that. laugh.gif
victorywp
post Feb 3 2014, 09:20 AM

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QUOTE(enkil @ Feb 3 2014, 04:01 AM)
Need to try this card but my last card application was rejected  sad.gif
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when was the time you applied and got rejected? if already more than 6 months you may try to apply again.
victorywp
post Feb 3 2014, 05:33 PM

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QUOTE(Asgaard @ Feb 3 2014, 03:52 PM)
2nd year anual fee cannot be waived.
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doh.gif doh.gif doh.gif
victorywp
post Feb 4 2014, 12:28 AM

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QUOTE(CP88 @ Feb 3 2014, 11:57 PM)
Have you guys got any reply on the application via groupon?
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yup, already received the card last 2 weeks.
victorywp
post Feb 4 2014, 12:59 AM

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QUOTE(CP88 @ Feb 4 2014, 12:29 AM)
Wow. That's real fast.
When did you submit your application?
Did you receive a call from the CS?

Thanks.
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she submitted on 7/1 and received a call from cs 3 days later. then cc ready for collection at branch on 21/1.
victorywp
post Feb 4 2014, 01:33 AM

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QUOTE(CP88 @ Feb 4 2014, 01:10 AM)
Have you got any sms confirmation whether your application was successful? I got a call on 23/1 but till now no confirmation whether success or not!  hmm.gif
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you may try to call the pic who follow up your application whether it's successful and can be collected. my wife also didn't receive any call from them.
victorywp
post Feb 4 2014, 11:40 PM

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QUOTE(ruztynail @ Feb 4 2014, 11:29 PM)
can i do this??? link as follows: need you guys opinion thanks..

https://forum.lowyat.net/index.php?showtopic=3120798
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you can do this of course. but remember to only use it at the automated fuel dispenser. so just choose the petrol station with less staffs hanging around outside.
victorywp
post Feb 5 2014, 09:00 AM

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QUOTE(laymank @ Feb 5 2014, 08:09 AM)
I am a bit skeptical at this.
My past experience told me, second attempts to use the same card at the same petrol station on the same day was flagged as stolen card and transaction will be declined straight away. That was Direct Access card back then.

If HLB allows that, I am concern about their security.
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usually (for any bank) the maximum use for the same cc (no matter how many times you change to different petrol station) is 3 times. it will be declined the fourth time you use it. and for certain bank, a bank staff will call you to confirm whether it's you who using it at x station and whether the cc still with you for security purpose.
victorywp
post Feb 5 2014, 12:23 PM

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QUOTE(OldKidz @ Feb 5 2014, 11:58 AM)
Get my card today, 5th Feb, if I start to use today, I need to achieve 10x swipe RM 50 with the chosen category plus bonus category right?

Would like to know, its 99 speedmart under gloceries?

Another thing if I make auto debit for digi every month, will it still consider as mobile category?
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1) 10x >rm50 counted for any categories but only chosen categories have 10% rebate

2) as long as it's the same mcc as grocery

3) yes
victorywp
post Feb 6 2014, 02:09 PM

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QUOTE(voscar @ Feb 6 2014, 01:56 PM)
during the 3-6 month period any better cashback card for groceries and petrol?
6 month * RM100 cashback = RM600 gone within 6 months if no alternatives, then rather paying RM160+RM50 annually.
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mbb2amex closest with 5% (for weekends) or aeon watami 3% quarterly rebate (excluding petrol).

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