oiiii tell la mastercard only..

so now i plan to use watami card to paid indah water bill with 3% rebate.

any good suggestion to gain more cash rebate?

thanks!

IndahWater counter? and where is it?

Like I said earlier, the online application form (Groupon promo)  doesnt have an option to tick GOLD or PLAT. There is only 1 option which is PLAT. I wonder if I can manually draw a box and write GOLD next to it.   

so that could be the reason why my application for wise gold was rejected before?

No. I didnt get any. Not sure if it is related to my credit rating but other banks approved my cards easily.

I just realised that if we spend RM50 above on other categories that are not chosen without our 2 categories, then we're actually getting nothing from those RM50s expenditures =[ So, we have to maximise the chosen categories' spend if we don't want to have to pay more on others in order to meet the 10 swipes.

One question, hope someone can confirm for me. If I were to pay for purchases made in places like optometrist shops for sunglasses...it is basically useless since that place doesn't fall under any category, correct? If yes, then I see why I need another card that will help to cover expenses that are not within mainstream areas.

The customer service sucks...one guy told me giant is under groceries,another guy told me its under departmental. So if i buy tv from tesco , is it considered groceries??

Hi..thanks for your rreply. The thing is tesco has a separate counter to pay for electrical items, so i am worried the bank doesn't count it as grocery..sigh

Haha she is ok.
Has a bf already. Hope the card is approved, fingers crossed

Guys, I called HLB customer service and asked about buying a phone from Maxis center.

According to the CS guy, it will be categorized under "Mobile". However, the transaction will not entitle me for 10% cashback, because it is clearly stated that cashback for mobile is only for BILL PAYMENTS.

I asked him, how does he know whether I'm buying a phone or paying a bill under Maxis? Will it show up in the statement what I used the card for?

He said YES, they can see whether the transaction is for bills/buying phone.

Is this true or what??

The CS may be able to see with his human eyes, but can the system detect it ?

hmm isnt it 10x RM50 min?

ah ok get it now. so after maxing, which card will u utilise?

Only first come first served basis

Starts every Friday lah

ten thousand people thinking likewise but they did it in the first minute of the promo week.

groceries and petrol but I seem to spend most on mobile so most cash back will be from there

Too bad man, i got the card dec 15th 2013, and only manage to swipe 8 times that month

Cool. Which gift did u choose?