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Credit Cards Hong Leong Bank Wise Credit Card V2, 10% Cashback , Up to RM100 per month

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victorywp
post Nov 25 2013, 12:56 PM

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QUOTE(ronnie @ Nov 25 2013, 10:49 AM)
HLB WISE category based on MCC code but their FAQ states otherwise... don't know who to believe.
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if that's the case, it's better if someone can confirm it using hlb wise instead of ocbc titanium. smile.gif
victorywp
post Nov 26 2013, 11:32 AM

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QUOTE(jwyong001 @ Nov 26 2013, 11:19 AM)
by referring my paper statement, my area aeon supermarket was tagged with grocery. not sure whether is their mistake or not.
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seems like they are truly based on mcc code. rclxms.gif
victorywp
post Dec 2 2013, 08:44 PM

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QUOTE(punzshyt @ Dec 2 2013, 08:23 PM)
Is true if for the first year of using wise card..the anual fees is waived???
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yes
victorywp
post Dec 3 2013, 06:25 PM

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QUOTE(princeb0b0 @ Dec 3 2013, 05:54 PM)
Does normal ppl actually swipe CC 10 times a month?
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yes of course! why not?
victorywp
post Dec 4 2013, 12:14 AM

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QUOTE(ronnie @ Dec 4 2013, 12:04 AM)
Singlehood will be even easier... everyday go out dining alone  blush.gif  blush.gif
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only rich single can do that. everyday go restaurant and spend minimum rm50 for dining alone... then only can swipe cc. notworthy.gif
victorywp
post Dec 9 2013, 05:09 PM

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QUOTE(ronnie @ Dec 9 2013, 03:25 PM)
Confirmed pump inside the store WILL NOT be counted... why take the risk ?? Just move to the next Petrol Station (unless your place has only 1 station for the next 40km)
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maybe he really need to pump on that petrol station due to:
1) only like that petrol brand due to the fuel performance
2) want to earn additional points from loyalty card for that petrol brand
3) no other same brand petrol stations nearby
4) no other petrol stations nearby (including other brands)
5) the cashier is too pretty that he is finding reasons to enter the station for filling up brows.gif
victorywp
post Dec 13 2013, 02:04 PM

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QUOTE(punzshyt @ Dec 13 2013, 01:31 PM)
Issit Giant fall into groceries ??? Anyone..
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yes
victorywp
post Dec 13 2013, 02:18 PM

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QUOTE(shawnk @ Dec 13 2013, 02:08 PM)
Sorry if this has been asked before.
If I would like to make up the 10x RM50 number to entitle for the rebate. Can I do this?

Say my TNB bill: RM 200.
Can I pay separately with 4x RM50 transactions to TNB via WISE card and HLB would register it as 4 transactions?
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yes
victorywp
post Dec 13 2013, 03:52 PM

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QUOTE(stargate8 @ Dec 13 2013, 03:46 PM)
i went to hlb branch this morning, intend to apply, saw leaflet that in november they offer combo card, 1st year AF waiver, one time rm50 rebate, pensonic termopot
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means? you are late? no more af waiver? no more rm50 rebate? no more termopot? no more applying? and you left empty handed? sweat.gif
victorywp
post Dec 13 2013, 04:32 PM

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QUOTE(stargate8 @ Dec 13 2013, 04:30 PM)
ya late to get this card, after ocbc ti reduced to 1%, need new card.
nope, i got the form, was in a rush, will go to wisma hl to apply instead.
already got my m2c platinum, now need wise to make it a combo.

erm, anyone know leisure mall or klcc got hl card booth/roadshow?
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yes, but in mid valley...
victorywp
post Dec 13 2013, 04:45 PM

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QUOTE(stargate8 @ Dec 13 2013, 04:39 PM)
oh ok thanks. then will go to mid-valley this weekend, usually roadshow will have freebies.

i read through half way, this thread, someone mentioned, new card customer get 1st year waiver and one time rm50 cash rebate? not for existing hl card holder?

i am holding eon gsc gold card, but now becomes hl, so consider existing hl card holder right?

if any promo or offer, will share here, after i pay a visit to midvalley,
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yup, the hl cc booth will be there starting today til sunday. hope you'll get some freebies. smile.gif
i think for your case should be considered as a new card customer. hmm.gif
you can try to insist on it (if they don't agree) to get the af waiver and rm50.
victorywp
post Dec 18 2013, 09:38 AM

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QUOTE(HJebat @ Dec 17 2013, 08:54 PM)
nod.gif Correct nod.gif

There's risk involved.

Probably that fellow thought that application through an agent will have a higher chance of CC approval? hmm.gif
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yeah, the risk of applying for 1 hlb wise cc but ended up receiving cc statements from other banks as well (which you have never applied nor used before). rolleyes.gif
victorywp
post Dec 18 2013, 11:23 AM

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QUOTE(sovietmah @ Dec 18 2013, 11:06 AM)
i use payonline.uob to pay tnb bill using wise card, works perfect.
they send out email for confirmation too, and then u can pay one shot all the bill because they provide a datagrid just like ocbc web portal.
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QUOTE(ronnie @ Dec 18 2013, 11:08 AM)

Everybody knows we can pay via UOB PayOnline doh.gif doh.gif doh.gif

Main Question
BUT did you get the WISE 10% cashback rebate for Utilities ???
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yeap, ronnie is right. that's the main question. please update us later whether you receive the 10%. icon_rolleyes.gif
victorywp
post Dec 30 2013, 11:52 AM

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QUOTE(shauyan @ Dec 30 2013, 11:14 AM)
good card. but very troublesome to remember how many swipes done in a month to entitle for the rebate. For example you select 2 categories, the rest will be using other card. After so many transactions, we cant really can recall how many transactions had done on Wise card.
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for me, i just save it in my phone for every transaction i did with the card.
if too lazy to type, just snap a photo of your cc receipt will do...
victorywp
post Jan 2 2014, 10:53 AM

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QUOTE(fireballs @ Jan 2 2014, 10:34 AM)
paying maxis bill through uob, then means no 10% rebate?
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paying via uob payonline as the channel but using hlb wise card. brows.gif
victorywp
post Jan 5 2014, 04:15 PM

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QUOTE(ronnie @ Jan 5 2014, 02:00 PM)
Else... smuggled those to the main counters... unless it's Precription-based meds
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yes, agree. i did twice at mydin. i took the items out from under their glass compartment myself and went to pay at their main counter.
i have a valid reason to do so because there is no staff working at that section when i want to buy the items.
furthermore that section is for cash payment only.
so i just took it and paid with cc at the main counter. rclxms.gif
victorywp
post Jan 6 2014, 10:38 AM

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QUOTE(eddievh @ Jan 5 2014, 10:15 PM)
Tesco hard liquor and non halal meat section,the credit card terminal is consider groceries category or not ?
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yes
victorywp
post Jan 6 2014, 07:27 PM

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QUOTE(aeiou228 @ Jan 6 2014, 07:15 PM)
Can you ever pay iWK bills by credit card in the first place?
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yes, i paid my iwk bills with cc all the while, but only through the iwk counters.
victorywp
post Jan 6 2014, 08:05 PM

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QUOTE(aeiou228 @ Jan 6 2014, 07:57 PM)
Are you kidding me ? You drive all the way to iwk counter to pay a mere rm24 bill by CC every 3 months ? sweat.gif
That's very cost and time consuming. You live near IWK ?
For your info, you can pay iwk with M2u, clim click, etc etc.
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no, usually i accumulate it 6-12 months before i pay.
the iwk counter is nearby to my working place btw.
victorywp
post Jan 7 2014, 04:39 PM

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QUOTE(michaelho @ Jan 7 2014, 04:25 PM)
One concern though, the application only states PLATINUM, wonder if we are still entitled to the promo if we insist on a GOLD card instead. I downloaded the application form , there's only 1 option (plat), no Gold to tick  hmm.gif
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QUOTE(bearbear @ Jan 7 2014, 04:28 PM)
If you notice, the form do have a star sign saying if you are not qualified for platinum they will process for gold. No option to not allow them to process as gold if you are not qualified.
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simply means if you are overqualified for a gold, then you will surely get a platinum... laugh.gif

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