Hi all gurus, i have receive the letter from the developer requesting to pay the 10% completion price. e.g. property total price is 600k, 10% would be 60%.

I have signed the loan agreement and SnP, as the development is still in progress, just want to know how am i going about to pay the interest first? please assist.

Hi,

Any standardchartered bank loan agent? I would like to refinance my house, currently under same bank. Would like to check their package offer before looking at other bank as I called StandardChartered but noone call me back

I've borrowed loan on year Aug 2009, 286k
would like to refinance it to 500k (House valued at 650k)

Thanks

now refinance can max how long tenure?

Now I using bank H but already pass the bond period, if i want to change to other bank.

what fee need to paid to change bank? stamp duty?

bro i would like to know more about h2o residency for 30 years around 370K, which bank is good and conventional or islamic?

Good Day,

I would like to know how much of loan i can obtain with my currently income.

Details:-
Myself :
Basic salary : RM4100
Fixed allowance : RM1800


My wife :
Basic salary : RM2900
Fixed allowance : RM1000

Total Income : RM9800

Commitment/Expenses :
Car 1 : RM1550
Car 2 : RM883 (Loan going to finish April 2015)
PL : RM800
PL : RM900
CC : RM400 monthly (balance RM7400)

Total : RM4533

Hi,

My father whould like to buy a bunglow and joint name with me at titiwangsa area.

My father income is around 12k per mth and my own income is 9k per mth, i dun like my father's banker to do the loan, i want to find another banker.

Kindly pm me your best offer

Hi,

I would like to secure a loan for Kanvas SOHO Cyberjaya. Kindly PM me then we can take it from there.

Hai,

My gross Income RM6160..

commitment:-
1)House Loan - RM1647/month
2)Car Loan - RM780/month
3)Personal Loan - RM708/month
4)Credit Card - Normally pay in full every month (estimated rm100/month)

Supporting Document:
1) Tenancy Agreement - RM2160/month
2) ASB Saving - RM400K
3) Car rental agreement from a company - RM3000/month

Any possibility for me to get my next house loan? Please reply,

Thank you...

Hai, thank u so much for ur reply, how much max i can apply for next house loan? Can u assist or pm me..if possible how the dsr calculated based on supporting docs..

Thanks a lot!

Income
Gross salary: RM9,200 per month
Nett : RM7111


Current commitments
Credit Card: Left 1-2k (always pay above min)
Personal loan: RM1117 (left 3 months)
Existing Home loan: RM1700 per month (joint loan but in the process of redemption as sold to buyer, maybe will take 2 or 3 months more)


Am planning to purchase a property urgently before process of selling on previous property completed.
New property price RM850k


Am I eligible for loan if my credit is still locked on previous 1? Or it does not lock my credit since alrd in selling process.

Anyone can enlightened me before i dump my deposit on new 1

bank will only ignore the housing loan when it is fully settled with settlement letter
worst to worst case you can settle your personal loan to entitle for the loan at 90% of purchase price RM 850k.

if the tenancy agreement and car rental agreement can tally with bank statement

you probably can loan up to RM 1mil @ 30 years

I need MLTA for my housing loan

Loan : 420k
Age : 35
Tenure : 30 year

Please pm me your quotation

Hi all, I would like to get a mortgage loan.
I just paid my booking fee for my property.
OCBC/CIMB bankers can PM me.
Thanks

any bankers here familiar with financing of Pangsapuri Jasmin, Jalan Pluto U5/138, Seksyen U5, 40150 Shah Alam?

i'm selling off a unit and need to help buyer secure loan.

Looking for HLB, MBB or OCBC, other may offer.
package:
- zero lock
- full flexi

kindly pm.

This post has been edited by yuszairi: Jul 10 2014, 02:22 PM

up to 35 years, but dsr calculation based on 10 years.

1. Legal fee
2. Stamp duty
3. Valuation fee

Cheers

hi all, which bank aggressive in housing loan refinance currently?

Hi,

I'm looking for commercial loan. Property is in Melaka.

S&P : 163K
MOF: 70-85%
Age : 31
Tenure : 25 year

Please PM me with your offer. Thanks.

hi, im looking for a home loan. but not sure if im eligible for the amount

income - average rm3000/month (self-employed)
commitment - credit card rm100+/- per month only
loan amount - rm438k

pls do let me know is my income eligible for the loan amount. thank you.

Hi guys would need an alliance banker to apply loan from. Do call me at 0169817429

If during the loan period, I have extra $$, I can use the extra $$ to pay off portion of the home loan principle.

Any bank got this kind of feature?