Hi,

Any standardchartered bank loan agent? I would like to refinance my house, currently under same bank. Would like to check their package offer before looking at other bank as I called StandardChartered but noone call me back

I've borrowed loan on year Aug 2009, 286k
would like to refinance it to 500k (House valued at 650k)

Thanks

Hi.. need help from expert on the following complicated case:

First house S&P under husband and wife, Loan under husband
Second house S&P under husband and wife, Loan under husband and wife

Want to change to :
First house S&P under wife, loan under wife
Second house S&P under husband, loan under husband

1. What is the cheapest & easiest & fastest way to do this? Anyone can help me?
2. There's love & affection transfer which allows exeption on stampduty?
3. Is it possible to do transfer name first or need to do it together with loan application?
4. Who should i approach, directly to bank? Will it be cheaper to use back the same loan from same bank, or change bank?
5. Husband cannot afford to take the full loan of second house, unless the loan of his first house is transferred to wife, so we need to follow sequence, wait until first house settles, only do second house?

Thanks