just wanted to enquire .....no real deal yet
assuming 9k gross salary....what is the maximum loan amount / monthly mortgage instalment eligible ?

gross salary 9.2k
Nett salary 7.1k
car loan as guarantor - rm930 / month -finishing in 4 months
p. loan - outstanding 5 months (1.1k per month)

so what is the max loan amt & tenure i can get ?
is it advisable for me to clear the above loans 1st to get higher loan amt? ....i have the cash to clear
and does ptptn loan a contributing factor as well ?

This post has been edited by dixonleong: Apr 22 2014, 03:55 PM

Income
Gross salary: RM9,200 per month
Nett : RM7111


Current commitments
Credit Card: Left 1-2k (always pay above min)
Personal loan: RM1117 (left 3 months)
Existing Home loan: RM1700 per month (joint loan but in the process of redemption as sold to buyer, maybe will take 2 or 3 months more)


Am planning to purchase a property urgently before process of selling on previous property completed.
New property price RM850k


Am I eligible for loan if my credit is still locked on previous 1? Or it does not lock my credit since alrd in selling process.

Anyone can enlightened me before i dump my deposit on new 1