Dear Banker,

I'm looking for best offer from any bank that can offer flexi housing loan for a landed property under construction at Cheras (850k). Preferred those can offer up to age 70 with best rate.

I already apply via hlb,cimb and hsbc. Hope other banks can offer me their best package.

Thank you.

Hi,
Purchased a 850K house, signed SNP last month, sub sales, but VP/CF is in August 2013. Looking for the best suitable loan.
Please PM me and we will see how to proceed next step.
P/s : already have Letter of Offer from CIMB, but only at BLR minus 2.4.

Hello bankers,

Type: Apartment (under-construction)
Location: Putrajaya
Price: RM 510,000

This will be my first property. Looking for a home loan with:

- 90% LTV (including MLTA)
- Zero entry cost
- No lock-in period
- Lowest interest possible
- Tenure 35 years

I've already paid booking fees for the unit. Downpayment will be paid upon signing S&P so I need to find a home loan ASAP. Appreciate any PMs or replies.

hi guys.. im looking for housing loan for rm340k amount..
Type: Sub-Sales
Location: Templer park
Price: RM 340k
age: 29

please offer me.

tq

Dear Bankers, need a home loan offer

Type: Condominium
Location: Puchong
Price: RM430 000

Looking for a home loan with:

- 90% - Preferbably if could include bank legal fees and MRTA.
- Lowest interest possible
- Tenure 35 years

Booking fees has been paid. So will be finding for home loans in this couple of days before proceed with S&P.

Thanks

This post has been edited by cypau23: Jul 17 2013, 08:34 AM

Bankers,

Property price: 275k
Property type: apartment
Property area: Shah Alam
Property status: Under con. Ready by Mid 2015.

Looking for home loan for my 1st home.

- 100% - preferably if could include bank legal fees and MRTA.
- Lowest interest -2.4%
- Tenure 35 years

Already paid Booking fees and busy looking for home loans in this couple of days before proceed with S&P.


Thanks a& regards.

Dear mortgage advisors,

Good day to you,

I would like to ask a few questions before i refinance this house (mortgage already fully settled).

1) Can i refinance it but keep the money in the bank until i found the right property to buy? Would there be an interest charges or any hidden charges?

2) Currently the house under 2 names, my wife and me . Can i refinance it under my wife name only? If yes, how much she can refinance? let say, my house bank value is RM250K, she can only refinance half of it (RM125K)?

3) Method of calculating the fees for transfer of title, loan agreement, legal and service fee, all are the same as buying a sub sale property?

4) Normally how it will take to refinance a property or to get the money?

5) What is the bank value for this property?
Property address: 30 Jalan SG 9/10, Taman Sri Gombak, 68100 Batu Caves, Selangor.
Built up: about 770sqft, 14' x 55'
Double storrey terrace house, 3 rooms 2 bathrooms
Kitchen and toilet extended (only ground floor)
Built in kitchen cabinet

If you need further information, please let me know, thank you.

Hii..i still find for Loan...

Double story terrace house
Rm140k
KL

-i got copy of grant to check market value..

pls help...

tq.

I am looking for housing loan 700k.

Already booking the house 2 weeks ago and applied loan through an agency tied to bank but until today no update from any bank.

I am losing my patient, I need the approval fast, can anyone help me.

Contact me only if u are confident to get approval in 5 working days. sorry for tight deadline as I only left the last week before my booking form

This post has been edited by jd4eva: Jun 11 2018, 12:03 AM

Hi~

Good day to you. Here is the answer for your curious:

1. Can, you may choose fully flexi loan to refinance. Once the loan amount disbursement, the excess money will credited into your current a/c. These current a/c amount shall offset with your loan a/c. Which means let said you taking RM200k, in loan a/c will be debit balance 200k, in current a/c got credit balance 200k, these will offset. Bank wont charge you interest. While bank will charge you the RM10 for maintenance fees. These current a/c balance you may withdraw it anytime, any place. Once withdraw, bank only will only start to charge you interest.

RM10 per month is the charges and of course in order to set up these current a/c. there will be a RM200 set up fees which pay once only.

2. Seems both are spouse relationship. Can. S&P (A+B), loan (A only while B as a mortgagor - 3rd party). 3rd party loan only acceptable for direct relationship, father, mother and son, spouse, siblings.

3. Method of calculating not very sure, may need lawyer to advice. Roughly within the range of charges, its depend on loan amount.

4. Refinance a property from application until disbursement roughly need about 2-3 months, subject everything goes smooth. Without any delay.

5. Shall check it on monday.

Hi....finding for refinance housing loan....
Normally how fast the process?....
Loan below 1 year...
Penalty 2%...
Current bank is alliance bank....
Urgent hope somebody can help....
Tq

Hi do you need my help? I'm from maybank...u can send the details to my personal email limkhenghuei@Hotmail.
Com

Property price: 248k
Property type: service apartment
Property area: Kampar (freehold)
Property status: Under con. Ready by Mid 2015.

Looking for home loan for my 1st property

- 80%-90% - preferably if could include bank legal fees and MRTA.
- Lowest interest -2.4%
- Tenure 25-25 years

Hope can get agent from penang area .
Already paid Booking fees and haven't sign s&p agreement .

You can look for outsourced agent, not tied to only one bank, like us.
OCBC, HLB, PBB, SCB, RHB etc...

Why need to refinance?

most people I have met, for refinance, can not get approval because they only do refinance at 'worst-shape' time.

Hope you are not in your worst-shape, then we are glad to speed up the process to help you.

by the way, if loan is new and penalty 2%, must have good reason to refinance, else where is the cost-benefit?

Hi all bankers..

I want to make inquiry for housing loan availability...
Basic salary 5000++
House purchase price 402k

i wan to borrow 90% with mrta

kindly drop me a message

Hi,

I need

I wan to buy a service apartment at Old Klang Road

Can somebody help me its my first house.

But the banks say that my age (24) is underage for a loan.

I want to apply loan with my boyfriend. Can someone help me..

together our salary RM6000++

Property Price RM 409,000

Under construction.


If someone can help me get a loan, please contact me at purni_rios@yahoo.com...


URGENT...documents all ready...please help

Dear All Finance Adviser,

I'm about to getting my first house, the value of the property is RM700k, landed terrace house located in Taman OUG, KL.

My parent will be funding me for the downpayment 10%, so i will load up to 90% and 30 years (or more?).

My monthly income is RM4k, and i still paying my car load RM700 per month, but left only RM13k to pay off.

I do have other income like annual bonus and monthly claims, allowance.

My EPF account 2 now is RM17,935.01, and can i use it to top up as downpayment? or any option?

i know that my income probably not eligible to get house for this, but any option? or like join name or what?

If you have any advise or package please PM me for more info.

if u get 90% loan, your monthly installment will be around 2000-2100. i tried this range of prop price, u need to have gross salary up to 8k-9k.

Good Day bankers.

I need bank value for:

Location:
Pangsapuri Suriamas,
No1, Jalan PJS 10/11e,
Petaling Jaya, Selangor

1300 Sqft (Corner Unit).
2 car parking lot.
Semi furnish with build-in kitchen cabinet.