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 Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!

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stuffx
post Jul 2 2013, 11:44 AM

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Hi,

Looking for bankers from OCBC that can offer me zero entry loan and market value closest to the selling price. Property details as below.

Name: Bayu Tasik Condominium
Area: Bandar Sri Permaisuri, Cheras, KL
Size: 920sqft
Selling price: RM315,000
Basic unit, kitchen cabinet

My details:
Salary: RM4276
Commitment: Car - RM860 , PL - RM397
Age: 29

Thanks.
finest_solution
post Jul 2 2013, 12:12 PM

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hi..
Looking for best offer to refinance house.
market value : rm 550k
joint loan with hubby
DH age : 37
Me : 33

pm me plz for offer and details


likimikuku
post Jul 2 2013, 04:06 PM

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Property Type: Double Storey House
Property Price: RM320K
Age: 30(30) and 28 (wife)
Gross income: RM 9,500.00 (combine monthly)
commitment: RM 1100+- (car & bike loan)
Need 90% loan

Please pm me, thank you

This post has been edited by likimikuku: Jul 2 2013, 04:08 PM
azuradaniel
post Jul 2 2013, 04:07 PM

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I'm also looking best offer refinance semi-D home. Prefer Islamic Home Loan. pm me offer, TQ

Market Value RM250k+
Looking for Loan Amount RM150k only(20 years)
My net income RM5k+


This post has been edited by azuradaniel: Jul 3 2013, 03:00 PM
coolmckhoo
post Jul 2 2013, 06:54 PM

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QUOTE(akira de aimbuster @ Jul 1 2013, 11:14 PM)
Property Type: Double Storey House
Property Price: RM490K
Age: 25

Please pm me for more details, thank you smile.gif
*
Hi, Im Khoo from Hong Leong Bank

Property price 490k (value checked? Need my assistance?) Loan Margin based on bank's valuation.

1st and 2nd house Margin of Finance = 90%+5% for (legal fee, loan documentation aka legal fee, valuation fee).
3rd onward will be 70%.

Scenario for 90% loan
Loan 441000 + 22050= 463050
Interest Rate BLR, 6.60% - 2.40% = 4.2%
Tenure 30 years
Installment 2264.39

Any further inquiry you may contact me at 0126318673 or drop me an email at coolmckhoo@gmail.com.

Regards.

juneww
post Jul 3 2013, 12:39 PM

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Looking for Alliance banker/agent who is doing solar panel financing. Interested to know more details about that. Please PM me. Thanks.
periwater
post Jul 3 2013, 04:35 PM

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QUOTE(ss276 @ Jun 25 2013, 09:07 PM)
Hi all banker, i am looking for partial/Zero moving cost package.

Please PM me the package information like interest rate, lock in period, penalty during lock in period, and other terms & condition.

Thank you in advance
*
Same here.

Following are more details:

Property type: Double storey link house (24x90)
-owner has fully extended ground floor and first floor. Claimed has approval from authority. If it is done illegally, will it affect the valuation of the property? Any issue with bank loan?

Location: Bukit Jelutong (freehold)

Price: RM780k

Thanks.
B4b3Yoga
post Jul 3 2013, 08:35 PM

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QUOTE(madseason12 @ Jun 24 2013, 08:56 PM)
hi, am a goverment pharmacist with income gross at rm5.3k.. and net income around 4.7k .. 27 years old.. with good credit card and payment record ..want to ask am i able to get a 90% loan for a condo.. at rm680k thanks.. currently monthly commitment for a car at rm800/month thanks
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Should be no problem bro. Stable job and income,Fixed salary, Good repayment record, DSR within.

Kindly contact me if you need a nice package from CIMB or u need further information via 016-3600160 ( Jeremy )
scone black
post Jul 4 2013, 11:26 AM

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Hi all bankers..

I want to make inquiry for housing loan availability...
Basic salary 2050
Private company (berhad)
hope somebody can help me...

Also find for banks which have the 'first approval'...
(as i know - Alliance bank)...

tq

bluesky_1985
post Jul 5 2013, 01:42 PM

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Dear Banker,

Property Type: Condo
Property Price: RM619K
Age: 28 (husband) and 27 (wife)
Gross income: RM 6550.00 (combine monthly)
commitment: RM 1000+- (car & credit card)
Need 85% loan

min 30 , 32 or max 35 years, i prefer shortest time

Prefer got zero entry cost for loan agreement ,

Pls PM me the best rate .
nike89
post Jul 6 2013, 12:12 AM

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Any bank offer 100% home loan for first home buyer?
DreamChaser85
post Jul 6 2013, 09:36 AM

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QUOTE(nike89 @ Jul 6 2013, 12:12 AM)
Any bank offer 100% home loan for first home buyer?
*
Yep, Skim Rumah Pertamaku . OCBC has this package too. brows.gif brows.gif
syncronyzer
post Jul 7 2013, 03:12 PM

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Hi bankers,

Recently booked Cristal Residence, Cyberjaya by Villamas

SPA Price: 653,000.00
Size: 1,302 sq. ft.
VP: August 2016

Planned loan amount: Either 80% or 90% (as developer has different offer packages based on loan %)
Tenure: 35 years

Please PM me your packages and we shall get in touch.

Thanks!

This post has been edited by syncronyzer: Jul 7 2013, 03:12 PM
elchico
post Jul 8 2013, 05:17 PM

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» Click to show Spoiler - click again to hide... «


Are you sure still 40 years? I thought BNM new policy made it compulsory to 35 years max only?


Cheers!
sheiberlee
post Jul 8 2013, 05:26 PM

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anybody can offer me skim rumah pertamaku? what's the BLR like and the terms and condition?

my detail :

Age : 28
Salare : 3800
Commitment : PL (794)

This post has been edited by sheiberlee: Jul 8 2013, 05:27 PM
lazylibra19
post Jul 8 2013, 10:00 PM

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Hello!
Looking for bankers from that can offer me zero entry loan and market value closest to the selling price.

Apartment
Selling price: RM380,000

My details:
Salary: RM5500
Commitment: Car - RM463
Age: 31

Please PM me.
Thank you
zhengdek
post Jul 8 2013, 11:11 PM

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From: PJ


QUOTE(elchico @ Jul 8 2013, 05:17 PM)
» Click to show Spoiler - click again to hide... «


Are you sure still 40 years? I thought BNM new policy made it compulsory to 35 years max only?
Cheers!
*
YUP APPLICATION AFTER 5 OF JULY.. ALL CAPPED AT MAX 35 YEARS
shihowru
post Jul 9 2013, 09:55 AM

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I'm planning to refinance my apartment(nearby Seri Kembangan Equine Park), which currently is attached to AmBank. Current loan RM100k, current market value RM200k.

Prefer bank loan with withdraw facility and no lock in period.

Eugene
012-2170516

This post has been edited by shihowru: Jul 9 2013, 10:04 AM
wongkokkin
post Jul 9 2013, 10:08 PM

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QUOTE(elchico @ Jul 8 2013, 05:17 PM)
» Click to show Spoiler - click again to hide... «


Are you sure still 40 years? I thought BNM new policy made it compulsory to 35 years max only?
Cheers!
*
QUOTE(zhengdek @ Jul 8 2013, 11:11 PM)
YUP APPLICATION AFTER 5 OF JULY.. ALL CAPPED AT MAX 35 YEARS
*
From my side, I haven't receive any memo updated about it yet.
That's why we following the guidelines of 40 years. biggrin.gif
DET_D5t
post Jul 10 2013, 01:15 PM

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Hi All

Anyone can offer me islamic financing , 100% loan.

Details property : Vega Residency Cyberjaya (Undercon)
Price : 282k

Thanks.

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