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 Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!

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AskChong
post Jun 8 2013, 10:13 AM

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145 posts

Joined: Feb 2012
QUOTE(GodsLove @ Jun 2 2013, 12:52 AM)
Need details for the following:
Details:
Family member purchasing first property
Monthly income - RM4750.00
Monthly commitment - RM967
Down payment - RM200k
House price RM590,000 subsale.

Will appreciate for details and best offer for the above requirements. Thank you.
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Best Offer now from SCB and RHB.
Purchase price 590k
Down payment 200k
loan less than 400k

Best rate (non full flexi) -2.40%
AskChong
post Jun 8 2013, 10:15 AM

Getting Started
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Junior Member
145 posts

Joined: Feb 2012
QUOTE(mushroom0320 @ May 27 2013, 11:20 PM)
Hi all,

I need some advise on this

Me and my gf decided joint name to purchase a sub sale apartment in Puchong and the price is RM 270k.

My
Gross Salary - RM 3500
28 yr old bachelor Engineer.
Current committment - None

My gf
Gross Salary - RM 2800 (Just change job recently, working in new company for 2 weeks)
26 yr old.
Current committment - None

Both of us do not own credit card and not borrow any loan before. Mean we don't have any ccris record. Can we still get a home loan of 90 % from bank ?

Appreciate if anyone can help on this matter. Thanks
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Please advise NET income.
Better have Credit History in order to get MAX 90%.
No guarantee first loan can get 90%.

With combined income for property price 270k - sure NOT a problem but may need to ensure you get 90% if you don't have cash for a 80% Loan.
AskChong
post Jul 26 2013, 07:27 PM

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Junior Member
145 posts

Joined: Feb 2012
QUOTE(geng1179 @ Jul 22 2013, 03:51 PM)
Hi do you need my help? I'm from maybank...u can send the details to my personal email limkhenghuei@Hotmail.
Com
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You can look for outsourced agent, not tied to only one bank, like us.
OCBC, HLB, PBB, SCB, RHB etc...

QUOTE(scone black @ Jul 22 2013, 02:41 PM)
Hi....finding for refinance housing loan....
Normally how fast the process?....
Loan below 1 year...
Penalty 2%...
Current bank is alliance bank....
Urgent hope somebody can help....
Tq
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Why need to refinance?

most people I have met, for refinance, can not get approval because they only do refinance at 'worst-shape' time.

Hope you are not in your worst-shape, then we are glad to speed up the process to help you.

by the way, if loan is new and penalty 2%, must have good reason to refinance, else where is the cost-benefit?
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