I am an foreigner on an employment pass (work visa). I have been living in Malaysia for more than half of my life. Please provide me the best loan packages that I can get.



Age: Below 30.
Net salary: 7400
House purchase price: 950,000
Type: Freehold, Condominium, Direct from developer, Complete this month
Location: Along Jalan Kuching
Financing type: Islamic


Am I able to get 90% MOF?


Please PM.

Im planning to buy my first house
Age:1989
Stop paying epf 2years
Owning a car permonth:rm600
Do i qualified on the loan?

Please pm your best package based on the following details:

Location:Johor iskandar
Prop Type: Serviced-condo
Size: 989 sq ft
Completion date:2016 expacted
Loan Tenure: 40yrs
Purchase Price: RM420k++

Gross Monthly Income: RM8k
Monthly Commitment: combined below 1k
MOF: looking at 90-95%

Best if you could also provide loan package. Thanks.

Hello all bankers. I want to purchase my first house. Will list down details.
Location: Penang
Project area name: Straits Garden low cost units
My age: 24, working adult.
Car monthly payment: RM500
Gross monthly salary: PM me...very low coz I'm working as external auditor.

I like to have the max tenure, which is 35yrs. I hope you bankers can provide me the best rate

Any Ambank agent here? Will like to know whats the latest rate offer for home loans. Planning to buy a house about 400k++. Do pm me. Thanks

Can anybody or banker tell me is there OUT SOURCE company who does HSBC as well beside OCBC, Maybank, Public Bank and etc?

If I want to submit document, I want HSBC being part of it with rest of the bank for processing.

Hi sifus out there,

I would like to know the downside of having a loan with lock-in period but it start from the date of signing the S&P. Lock in period is 3 years and the construction takes 3.5 years. Would appreciate your expert advice on this. Thanks!

Usually lock-in period starts on the first disbursement of the loan and as for under-construction properties it depends on when is the first scheduled claim received by developer from the bank.

I income was 3,700.00. Currently 23 years old and having a hire purchase loan at 740.00. Plan to buy my 1st house with 100% loan. Is there any plan suitable for me?
Thank you

Agreed purchase price is 106k low cost freehold. More than 10 years without strata title. Any bank can finance PM me

i plan to refinance a double story house

owing bank about 200k
previous package not so attractive to current (-blr)

plan to refinance for 20 years.

which bank can offer zec (bank absorb loan legal fees)
current package

tq

hi,

I plan to refinance my condo. Remaining loan amount around RM147 with Alliance bank for about 5yrs.

Anyone here can advise?

Hi all,

I would like to refinance my house. Looking for full flexi home loan. Below are the details of my loan.

Loan amount: 400k
Tennure: 30 years

Please PM me on the best offer for ZEC and Non-ZEC pakages.

hai, looking to buy land and build a house may i know how is the loan process.?? need detail like loan for the land and the loan for building the house two different loan?? how to pay the contractor?? thanks

Hi. Me and my partner ( both fresh graduate with working experience > 6months) are planning to buy a subsales house in cascadia lake vista at rm 480, 000. Heard from the agent the current bank evaluate at around Rm 520000. Just wondering whether is there any possibility to obtain 100% loan of rm 480, 000. Pls advice and pm me ur package.

Total net income after epf = Rm 4335
Total monthly commitment = RM 600

hi bankers,

Signed S&P for DSL house in Kota Damansara, 600k.
Looking at 35 years loan (Current age 26), 90% financing.

Please pm if your rate is BLR-2.4 or more as currently being offered that rate by some bankers. Also PM if got promotion - legal fees absorbed etc

Thanks.

Hi guys

I got my loan package below, is that good?

Property value = 360k
loan amount = 324k
BLR-2.35
locking period 3 years
bank = Alliance

Hi banker, I'm looking for a banker to apply for my housing loan with purchase price of RM1.09m. It is a rush transaction and I plan to sign the application form by this Saturday (17/08/2013) at KL. I will prefer Flexi loan and 90% margin with longest tenure.

Interested party kindly drop me an email with your offer(best interest rate and relevant good offer) to shanelai@msn.com.

Thanks.

Which banks are providing full flexi loan at good rate BLR-2.3 onwards ?

Hi loan agents

Background: A sold property (soho) to B to settle some biz transaction. B instructed to put C's name under the property.

C wants to take up a loan (re-mortgage) at a price below the market value of the property.

Question:
1. Does the normal mortgage loan package applies?
2. Please offer me your best rate+package and all T&C/benefits. (looking at longest tenure, 35 yrs & low entry cost if possible)
3. Does 1st time homebuyer still applies to C?

Info: Net salary around 2.7k (after less EPF, tax,SOCSO, car loan).

Please PM me your offer to the above.

This post has been edited by bladekiller: Aug 16 2013, 04:14 PM

Hello,

Please advice:-

1. Property price: RM 488K
2. Loan Amount 90%
3. Net Income of RM 5.7K

PM rate and package =)