Seremban have banker???
Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!
Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!
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May 27 2013, 09:38 AM
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Newbie
0 posts Joined: May 2013 |
Seremban have banker???
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May 27 2013, 11:20 PM
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Junior Member
71 posts Joined: Jul 2009 |
Hi all,
I need some advise on this Me and my gf decided joint name to purchase a sub sale apartment in Puchong and the price is RM 270k. My Gross Salary - RM 3500 28 yr old bachelor Engineer. Current committment - None My gf Gross Salary - RM 2800 (Just change job recently, working in new company for 2 weeks) 26 yr old. Current committment - None Both of us do not own credit card and not borrow any loan before. Mean we don't have any ccris record. Can we still get a home loan of 90 % from bank ? Appreciate if anyone can help on this matter. Thanks |
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May 28 2013, 01:28 PM
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Senior Member
1,747 posts Joined: May 2005 From: Malaysia |
If I understand the latest package:
HLB can no longer offer 40 years, only 30 years max MBB, CIMB, PBB bank can still offer up to 40 years Best rate right now is BLR-2.5 ? By HLB? Thanks! |
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May 28 2013, 02:44 PM
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Senior Member
4,928 posts Joined: Feb 2008 From: /K/opitiam Pak Hang Status: Permaban |
in search of housing loan
Property: meranti apartment usj 1 Size: 840sqft, 6th Floor Price: 180k. Please PM your offers |
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May 28 2013, 03:39 PM
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Senior Member
1,491 posts Joined: Sep 2008 |
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May 28 2013, 04:04 PM
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Senior Member
6,549 posts Joined: Jan 2003 |
Need your expertise on this. My brother is having a nett takehome salary of 3.3k after deduction of all the tax. He is serving a hire purchase of RM960 monthly with PBB. How much house loan is he eligible to ?
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May 28 2013, 05:21 PM
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Senior Member
2,050 posts Joined: Dec 2009 From: DC |
QUOTE(Seremban_2 @ May 28 2013, 03:39 PM) You must be Kinding, seremban got so many banker. matter of which banker you take. go do find out. ask developer or real estate agent. many in real life...just, they're not here in lyn. but still, depend on project, kl agent also can. they can straight away send document to hq |
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May 28 2013, 10:47 PM
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Senior Member
1,491 posts Joined: Sep 2008 |
Seremban go 1 round the town and visit submit application. Get banker contact number to follow up. Seremban Bank better and they can process as well.
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May 29 2013, 05:06 PM
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Junior Member
722 posts Joined: Apr 2008 |
Hello, I was wondering can i still get a housing load from banks?
I haven't work in Malaysia before, all the time I was in Singapore. Right now i like to purchase my first property in KL. My income came from renting out my Singapore condo. For my first property in KL , i able to pay 30% downpayment. Will I still be able to get a loan from banks? Thanks |
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May 30 2013, 06:20 AM
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Junior Member
117 posts Joined: Feb 2013 |
Need quotation from OCBC panel lawyer.
To draft Banking Facilities Agreement. Loan amount Rm480k. Prefer firms which are located in KL PM me |
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May 30 2013, 09:45 AM
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Junior Member
8 posts Joined: Apr 2008 |
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May 31 2013, 09:48 PM
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Junior Member
132 posts Joined: Dec 2009 From: Bandar Baru Bangi |
Hi all,
I got offer from Bank Muamalat 6.65%-2.15%, BSN 6.55%-2.1%. For 90% loan of RM389,000 under construction house. Both capping at 10.5%. Is it have other better offer for Islamic package, please help, thank you. Details: First home. Joint - RM6000. Commitment Car RM2050 monthly. House price RM389,000 leasehold under construction. Please tell me all details. Thank you. |
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Jun 1 2013, 12:24 AM
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Newbie
1 posts Joined: Feb 2013 |
QUOTE(up7 @ May 31 2013, 09:48 PM) Hi all, CIMB Islamic 6.6%-2.25% but unfortunately for completed property only I got offer from Bank Muamalat 6.65%-2.15%, BSN 6.55%-2.1%. For 90% loan of RM389,000 under construction house. Both capping at 10.5%. Is it have other better offer for Islamic package, please help, thank you. Details: First home. Joint - RM6000. Commitment Car RM2050 monthly. House price RM389,000 leasehold under construction. Please tell me all details. Thank you. |
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Jun 1 2013, 01:15 AM
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Junior Member
171 posts Joined: Oct 2006 |
Hi, OCBC banker,
I want to buy a condo in Bukit Jalil, paid booking fee, need to settle my loan application before 6/6/13. Loan amount roughly about 620k before add MRTA Condo still under construction my first house my working hour is quite pack recently, prefer banker that can come to collect document from me @ KL area. Pls PM me, thanks. |
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Jun 2 2013, 12:52 AM
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Senior Member
663 posts Joined: Jan 2003 |
Need details for the following:
Details: Family member purchasing first property Monthly income - RM4750.00 Monthly commitment - RM967 Down payment - RM200k House price RM590,000 subsale. Will appreciate for details and best offer for the above requirements. Thank you. |
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Jun 2 2013, 10:36 PM
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Junior Member
20 posts Joined: Nov 2008 |
May I know is my fren condition available for house loan?
Monthly income minimal rm5k (rm4k plus commission), but no epf, worked in the company for 6 months.documents available are bank statement, payslip and letter of confirmation.monthly commitment is car loan, rm580. If he is available, what is the max amount that he can loan for? |
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Jun 3 2013, 01:06 AM
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Junior Member
8 posts Joined: Apr 2008 |
QUOTE(jayne*muffin @ Jun 2 2013, 10:36 PM) May I know is my fren condition available for house loan? The documents are okay and enough to apply for a loan. need LATEST 6 months of those bank statements and payslips . Monthly income minimal rm5k (rm4k plus commission), but no epf, worked in the company for 6 months.documents available are bank statement, payslip and letter of confirmation.monthly commitment is car loan, rm580. If he is available, what is the max amount that he can loan for? But How old is your friend? (the loan tenure/repayment period will affect your friend's loan amount eligibility) This post has been edited by DreamChaser85: Jun 3 2013, 08:31 AM |
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Jun 3 2013, 01:25 AM
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Junior Member
20 posts Joined: Nov 2008 |
Thanks Dream Chaser, he is 24 years old.
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Jun 3 2013, 08:54 AM
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Junior Member
360 posts Joined: Feb 2005 |
Need MBSB house loan, any agent here kindly PM me.
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Jun 3 2013, 09:42 AM
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Senior Member
1,151 posts Joined: Aug 2008 |
Any MBSB, HLB, Ambank, RHB, CIMB banker please PM me, looking for total mortgage loan about 1 mil
This post has been edited by walle: Jun 3 2013, 10:50 AM |
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