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 Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!

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Bryan pan
post May 27 2013, 09:38 AM

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Seremban have banker???

mushroom0320
post May 27 2013, 11:20 PM

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Hi all,

I need some advise on this

Me and my gf decided joint name to purchase a sub sale apartment in Puchong and the price is RM 270k.

My
Gross Salary - RM 3500
28 yr old bachelor Engineer.
Current committment - None

My gf
Gross Salary - RM 2800 (Just change job recently, working in new company for 2 weeks)
26 yr old.
Current committment - None

Both of us do not own credit card and not borrow any loan before. Mean we don't have any ccris record. Can we still get a home loan of 90 % from bank ?

Appreciate if anyone can help on this matter. Thanks
surf-it
post May 28 2013, 01:28 PM

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If I understand the latest package:

HLB can no longer offer 40 years, only 30 years max
MBB, CIMB, PBB bank can still offer up to 40 years

Best rate right now is BLR-2.5 ? By HLB?

Thanks!
gastacopz
post May 28 2013, 02:44 PM

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From: /K/opitiam Pak Hang Status: Permaban



in search of housing loan

Property: meranti apartment usj 1
Size: 840sqft, 6th Floor
Price: 180k.

Please PM your offers

Seremban_2
post May 28 2013, 03:39 PM

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QUOTE(Bryan pan @ May 27 2013, 09:38 AM)
Seremban have banker???
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You must be Kinding, seremban got so many banker. matter of which banker you take. go do find out. ask developer or real estate agent.
xin
post May 28 2013, 04:04 PM

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Need your expertise on this. My brother is having a nett takehome salary of 3.3k after deduction of all the tax. He is serving a hire purchase of RM960 monthly with PBB. How much house loan is he eligible to ?
koinibler
post May 28 2013, 05:21 PM

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QUOTE(Seremban_2 @ May 28 2013, 03:39 PM)
You must be Kinding, seremban got so many banker. matter of which banker you take. go do find out. ask developer or real estate agent.
*
many in real life...
just, they're not here in lyn.

but still, depend on project, kl agent also can.
they can straight away send document to hq
Seremban_2
post May 28 2013, 10:47 PM

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Seremban go 1 round the town and visit submit application. Get banker contact number to follow up. Seremban Bank better and they can process as well.
donhay
post May 29 2013, 05:06 PM

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Hello, I was wondering can i still get a housing load from banks?

I haven't work in Malaysia before, all the time I was in Singapore. Right now i like to purchase my first property in KL. My income came from renting out my Singapore condo. For my first property in KL , i able to pay 30% downpayment.

Will I still be able to get a loan from banks?

Thanks
Puchong Family
post May 30 2013, 06:20 AM

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Need quotation from OCBC panel lawyer.

To draft Banking Facilities Agreement.
Loan amount Rm480k.

Prefer firms which are located in KL

PM me
DreamChaser85
post May 30 2013, 09:45 AM

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QUOTE(Puchong Family @ May 30 2013, 06:20 AM)
Need quotation from OCBC panel lawyer.

To draft Banking Facilities Agreement.
Loan amount Rm480k.

Prefer firms which are located in KL

PM me
*
Already approved loan application from OCBC Bank?

Can u PM Me your number pls?
up7
post May 31 2013, 09:48 PM

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Hi all,

I got offer from Bank Muamalat 6.65%-2.15%, BSN 6.55%-2.1%. For 90% loan of RM389,000 under construction house. Both capping at 10.5%. Is it have other better offer for Islamic package, please help, thank you.

Details:
First home.
Joint - RM6000.
Commitment Car RM2050 monthly.
House price RM389,000 leasehold under construction.

Please tell me all details. Thank you.
allanbatubara
post Jun 1 2013, 12:24 AM

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QUOTE(up7 @ May 31 2013, 09:48 PM)
Hi all,

I got offer from Bank Muamalat 6.65%-2.15%, BSN 6.55%-2.1%. For 90% loan of RM389,000 under construction house. Both capping at 10.5%. Is it have other better offer for Islamic package, please help, thank you.

Details:
First home.
Joint - RM6000.
Commitment Car RM2050 monthly.
House price RM389,000 leasehold under construction.

Please tell me all details. Thank you.
*
CIMB Islamic 6.6%-2.25% but unfortunately for completed property only brows.gif
accutane
post Jun 1 2013, 01:15 AM

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Hi, OCBC banker,

I want to buy a condo in Bukit Jalil, paid booking fee, need to settle my loan application before 6/6/13.

Loan amount roughly about 620k before add MRTA
Condo still under construction
my first house
my working hour is quite pack recently, prefer banker that can come to collect document from me @ KL area.

Pls PM me, thanks.
GodsLove
post Jun 2 2013, 12:52 AM

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Need details for the following:


Details:
Family member purchasing first property
Monthly income - RM4750.00
Monthly commitment - RM967
Down payment - RM200k
House price RM590,000 subsale.

Will appreciate for details and best offer for the above requirements. Thank you.
jayne*muffin
post Jun 2 2013, 10:36 PM

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May I know is my fren condition available for house loan?
Monthly income minimal rm5k (rm4k plus commission), but no epf, worked in the company for 6 months.documents available are bank statement, payslip and letter of confirmation.monthly commitment is car loan, rm580. If he is available, what is the max amount that he can loan for?
DreamChaser85
post Jun 3 2013, 01:06 AM

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QUOTE(jayne*muffin @ Jun 2 2013, 10:36 PM)
May I know is my fren condition available for house loan?
Monthly income minimal rm5k (rm4k plus commission), but no epf, worked in the company for 6 months.documents available are bank statement, payslip and letter of confirmation.monthly commitment is car loan, rm580. If he is available, what is the max amount that he can loan for?
*
The documents are okay and enough to apply for a loan. need LATEST 6 months of those bank statements and payslips .

But

How old is your friend? (the loan tenure/repayment period will affect your friend's loan amount eligibility)

This post has been edited by DreamChaser85: Jun 3 2013, 08:31 AM
jayne*muffin
post Jun 3 2013, 01:25 AM

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Thanks Dream Chaser, he is 24 years old.
bux
post Jun 3 2013, 08:54 AM

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Need MBSB house loan, any agent here kindly PM me.
walle
post Jun 3 2013, 09:42 AM

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Any MBSB, HLB, Ambank, RHB, CIMB banker please PM me, looking for total mortgage loan about 1 mil

This post has been edited by walle: Jun 3 2013, 10:50 AM

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