Wanna ask if we just bought a master title condominium, however the strate title is issued prior finalizing the process (after signing snp and loan agreement, executed by bank and pending redemption) do we incurred any additional cost like MOT or any others?thanks

Yes, there will be MOT costs incurred as long as for (LEASEHOLD) : before consent is acquired from land office, lawyers will check with developer whether strata title been issued. if yes, the MOT transfer from master title to Strata title is compulsary before consent acquisition can be done with land office.

As for (FREEHOLD): not too sure

*Pls consult a loan lawyer further regarding this matter
*Pls advise if i'm wrong

My situation is I already have a house loan at the moment and my husband and I together want to get a another house loan for a subsale property.

Can we applied for several house loan from different bank first and wait see which banks approved our loans? If few banks approved, we can choose one and tell others don't want right? Legally ok right?

You means same house booked and looking for few banks, then make comparison right? Yes you can.

Need details for the following:
Details:
Family member purchasing first property
Monthly income - RM4750.00
Monthly commitment - RM967
Down payment - RM200k
House price RM590,000 subsale.

Will appreciate for details and best offer for the above requirements. Thank you.

Hi all,

I need some advise on this

Me and my gf decided joint name to purchase a sub sale apartment in Puchong and the price is RM 270k.

My
Gross Salary - RM 3500
28 yr old bachelor Engineer.
Current committment - None

My gf
Gross Salary - RM 2800 (Just change job recently, working in new company for 2 weeks)
26 yr old.
Current committment - None

Both of us do not own credit card and not borrow any loan before. Mean we don't have any ccris record. Can we still get a home loan of 90 % from bank ?

Appreciate if anyone can help on this matter. Thanks