Yes, I signed on a receiving letter, that was about 2 weeks after I finally received the gold art.

Oh.. the Parkson RM 100 voucher that I mentioned previous was supposed to be Secret Recipe?

Yes, I got it finally, but needed to go through many levels of phone communications and complaints.



This post has been edited by BoomChaCha: Jun 12 2013, 08:07 PM

Gold Art with 24K gold plated with a small certificate. For decoration on the desk.

OCBC said the market price was RM 250 (at that time).



One of the OCBC RM said one premier customer sold this Gold Art for RM 1,200.

But I do not know whether is this RM telling the truth or not...?

Gold Art website:
http://goldart.com.my/v2/



This post has been edited by BoomChaCha: Jun 12 2013, 07:24 PM

Both also have..

Hah... both..?

Oh... I discovered this thread late lah...

That was given for recommending premier member ....for Penang side the campaign was stop beginning of this year...I think KL side also no more this campaign...if there is it is the RM that personally give....so you didnt miss anything since your pervious RM has the right not to give?

I got free Mont Blanc pen also worth more than RM1k

If like this, never mind loh.

Since very unfortunate to have a bad RM like this in the first place..

This post has been edited by BoomChaCha: Jun 12 2013, 08:19 PM

Bingo...



This post has been edited by BoomChaCha: Jun 12 2013, 08:10 PM

Lol, I hate you

Both conventional and islamic can be done over m2u. If 1st time placement, your home branch will need to open you eFD acc 1st. Just wait, you should see it in your m2u soon if you received the success confirmation when you place your eFD the other day

Anyhow, like pinksapphire said, bank rakyat is a bargaining bank.
Was unlucky that the teller I got said there was such a condition.

On the bright side, Damansara Uptown branch gave a Parker pen while Section 14 branch gave pedicure/manicure set.

Is your amount below $50K and/or your FD tenure is less than 6-month?

guys
if i have rm10k in my hand, which bank should i choose for my fixed deposit?
currently i only got CIMB and Maybank saving account.
is it worth to open new bank account for the sake of getting extra %?

Most banks allowed opening of FD account without opening a saving account. Best FD, scroll to the top or first page and share with us your findings

yes i can read it in the first page mentioning the % per annum. there is too many option in the first page and that is the main reason i am asking for recommendation instead of jump straight to the conclusion by reading the first page.
what i m looking for is if there is any recommendation by the forumer for which bank to choose or not to choose
is there any bank that have bad record? manipulating terms n condition? hidden charges?
or giving false promotion info like what Standard Chartered did in their advertising.
is there any difference if i bank in to local bank or national bank?
which one is preferred by the forumer and which one is unfavourable to them?


This post has been edited by suadrif: Jun 14 2013, 10:22 AM

the choice of which bank for an individual depends on amt, tenure, one's attitude towards pidm insurance coverage, convenience of location. my read from this thread is for pidm, ocbc, uob and hlb are most popular. non-pidm, bank rakyat. pbb and foreign banks seem not popular.

since u already have cimb and mbb, it does make sense to stay with them for small amt and short tenure. not worth the hassle and extra time and driving since it may be just a few rm a month difference. however for large amts and longer tenure, diff can be huge.

some banks like hlb insist you open an a/c to do fd. others like uob do not.

most major banks do not do "false promo" or "manipulate" - these are usually advertising creatives that have fine print one may tend to overlook, so do read carefully.

thanks to the dedicated taikors, this thread has all the useful info on local fd, do spend time to read and ask specific questions for good answers.

cheers.

This post has been edited by AVFAN: Jun 14 2013, 10:41 AM

Headline News 13 June 2013

Teacher Lost RM 19 Million FD to A Foreign Commercial Bank Officer


MALACCA:
A 47-year old teacher who trusted her best friend to deposit RM19 million into a fixed deposit bank account over the past three
years, was shocked to discover the money was missing.

The woman had been depending on her 28-year old friend who is also the bank officer, to handle the transactions since 2010.

She only made the discovery when she came to the bank on June 3 to update her account and immediately lodged a police
report.

It is understood that the bank officer had transferred the money to the accounts of his three accomplices via online banking.

State Commercial Crime Investigation Department chief Superintendent Soh Hock Sing said the bank officer went missing after
his cheating scam was uncovered.

“We have formed a special team to look into this case and we have arrested two men in their 20's in connection with this scam in
Bukit Beruang on Monday.

"We have also recovered RM11 million of the RM19 million."

“The two men arrested are believed to be the accomplices of the bank officer and they allowed their bank accounts to be used to
siphone money from the victim's fixed deposit account,” he said.

Soh said that the bank officer has since gone into hiding with another accomplice.

“Initial investigations revealed that the victim had passed the cash money over to the man instead of depositing it over the counter
as usually practised."

“There were 81 transactions of money being handed over by the victim to the bank officer since 2010.

“Each time the money was handed over by the victim, the bank officer issued a receipt to the victim as evidence that he had received
the money from her.

“However, on June 3, when the victim came to check on her account, she found out that the receipts issued were fakes,” he said.

Soh said police were now looking for Chua Ken Juan, 28, and Low Kim Hsen, 25, to assist in the investigation.


Read more: Woman lost RM19 million to 'best friend' - Latest - New Straits Times
http://www.nst.com.my/latest/woman-lost-rm...3#ixzz2WASsiN14

------------------------------------------------------------------------------------------------------------------

Police is looking for these 2 suspects for further investigation:

(1) Chua Ken Juan, 28 -- (IC: 850715-04-5589) - 1st suspect
(2) Low Kim Hsen, 25, from Bukit Beruang -- (IC: 880508-04-5073) - 2nd suspect




1st suspect: Chua Ken Juan (IC: 850715-04-5589), former UOB Officer/Branch Manager

2nd suspect: Low Kim Hsen (IC: 880508-04-5073)





This bank officer/Branch Manager (1st suspect Chua Ken Juan) was from UOB.

We can tell this bank is UOB by looking at the fake FD cert on the above picture.

This post has been edited by BoomChaCha: Jun 14 2013, 10:08 PM

Hi, I am new in FD and have a query on Bank Rakyat FD rate. Their 12 months rate is at 4.01% and it looks good compared to other banks promo

Is there any catch to it?

No PIDM - go ahead if you don't mind as it is one of the best rate.