thanks all sifu sharing info here..

Went to OCBC during CNY for 3mth 4.5% FD but didn't open Smart Saver acc as I wasn't aware of the better interest rate. Wasted, lucky small amount only :'(

I found out this when I was in UOB this afternoon:

If the FD account has one name only, if put the same name on the check when withdraw, then UOB charge RM 0.15 for the check.
If the FD account is joint-account with 2 names, if put the same 2 names on the check when withdraw, then UOB charge RM 0.15 for the check.

If the FD account is joint-account with 2 names, if put only one of the names on the check when withdraw, then UOB charge RM 2.15 for the check.

If put or add other person name(s) on the check, then UOB will charge RM 2.15 for the check.

So in conclusion, if the name(s) on the check is exactly the same on the FD account, then the check will cost RM 0.15; otherwise the check will cost
RM 2.15

NOTICE  - please read if you have nothing better to do 

Bro, you have been officially made a life time member of the FDMCGC  (See post#2)

To ALL:

HLB Junior FD Promo is Back. Offer expires end June 2013 or when fund reaches RM1B (be quick if you want 2 years FD tenure).



Click here to my FD Page for my comments on FD Promos.

I received ocbc sms promoting 4.5% 3months FD. fresh fund min 5k.
I also want to ask can i use money from my ocbc saving acc?

Yes, you will still continue to enjoy the Junior FD promo rate ( promo interest credited monthly for the next 2 years into the child's savings account) as long as you deposit before the child's birthday.  However, the Junior Savings Account will automatically be converted to Normal Savings Account on the child's birthday and thereafter it will earn nominal interest rate.

[iright]

for OCBC 4.5% promo, we need to deposit fresh funds 1k to the savings account to entitle for 2.9% interest right?

lets say i got an old FD already.

if i make a new FD, 5000 : 2500. will this 2500 consider as fresh funds? or i still need to deposit 1000 so the savings can enjoy 2.9%?

Greetings guys, i was planning to place some money in FD with OCBC after doing some reading and comparing the rates. My question is does OCBC and OCBC Al-Amin practice the same rates on their FDs and Smart Savers account ?

I have enquiry on the hong leong sweet FD 3.75%

The T&C mention new fund only.
I am planning to use MBB interbank GIRO, as I left my passbook in my kampung, cannot get banker cheque.
How should I transfer the money?
1. Open the FD with an amount first in Hong Leong? Then perform interbank GIRO from MBB to the account number provided?
2. Or i shall transfer the money to my Hong Leong current account first? Will it still consider new fund?

Ok, so I have to go to bank first to inform the staff?

I can't place in MACH place, MACH only available in klang valley.

if you know what's going on in cyprus, it's about to happen in new zealand. its is this kind of situation that makes pidm invaluable. of course, will it ever happen in boleh malaysia? u decide...

Info on PIDM and your savings. Good guide for those playing the FD musical chair.

[attachmentid=3356741]

Courtesy of Imoney.

for malaysia my 2nd home program i have to open a 150k  fixed deposit within 10days. please help me which bank will be best for me.
thanks

This was what I heard when I was in OCBC this afternoon:

(1) To place regular FD (Non-Islamic) from existing fund - effective 1 April 2013:
    3 months or 12 months for 3.4% p.a.

(2) To place Islamic FD from existing fund - effective 1 April 2013:
    3 months for 3.5% p.a.
    12 months FD is not available for Islamic

(3) To place regular FD from fresh fund - effective 1 April 2013:
    3 months for 3.55% p.a.
    12 months for 3.7% p.a.

The HLB Junior FD (2-tier 24-month) need to be new Junior Savings account or can re-use existing ?