Hi, for Hong Leong Mach FD 4.0%, one must open it at MACH branch only? Hong Leong branch unable to?
HL Mach FD only works for minimum placement of RM10,000 for 1 year right? After 1 year it will revert back to the current FD rate if you continue the FD tenure.

Alternatively, Hong Leong Bank also offers Islamic FD at 3.8% where the promotion ends earlier (today) than the stipulated date, due to overwhelming response. Conventional FD from HL also having a promotion of 3.75% until somewhere next month right?

(Seems like Hong Leong is more prosperous, either that or they are desperate for money.)

Which account offers FREE IBG ?

Do you really have to pay RM1 each time you withdraw money using your Mach VISA debit card from Hong Leong Bank ATM ? The Fee Disclosure table seems to suggest so 

Is there any hidden fee for MACH acct, such as annual fee etc? I'll probably get one just for FD and no intention to use it btw.

But that will attract a RM1 fee too per over the counter transaction 

Haha the catch is here, unless there's no annual fee, don't think I'll get one since I don't plan to use it.

I think I'll probably go for HLISB, HLISB no annual fee right?

M2U and Pbebank serve me well, no intention to open so many accts and get charged annually, unless it's 100% no hidden fee whatsoever then I'll apply lol.

I can open Mach and enjoy 4% rate, and when the FD matures I can simply close it to avoid being charged. But quite mafan to open and close just coz of this, prefer as simple as possible. 

Say I put 1 year Mach FD, when it matured I just close the Mach acct, do I need to pay RM20 too?

Also why the fixed cost for is RM36?

which fd  is  better if I  want 6 months or less?

To top up the FD?

Do you mean can add additional fund later to the existing FD account?

Let's say if I open my Mach FD account tomorrow, and Mach FD promo ends on April, I still can add fund to my
existing Mach FD account after April?  Up to RM 250K?

Hi everyone,

silly question here.

Is it the FD withdrawal for a banker cheque can only be done on the FD placement branch?

can it withdraw on any branch? my FD is on Public Bank.

Thank you

Yes.
No. According to their products T&C, you need to keep a minimum average monthly balance of RM1,000 to be eligible for the IBG fee rebate, which will be credited back to your account the following month.

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i see, dont know how they define the "average" balance of rm1000
maybe is the balance when you do IBG will need to be over rm1000?
so in this case, performing IBG when balance < 1000 will be charged
** my assumption only**