The online fd rate is so low i dont bother to figure it out. Dont be mistaken, I do have a number of online fd with M2u. Last week or so I did a online fd, then when come to choosing between the schemes available, I simply click mudharabah. A week later also its not registered. Just forget about it as thinking maybe some intenet connections problem. Then Maybank contacted me saying that that one is not available, asking whether they should proceed with Islamic FD.

The only reason I deposit online is that it is very damn convenient. Just click upliftment and it is instantly credited back to nominated account.

M2U online FD just choose either Conventional or Islamic nothing else.



This post has been edited by magika: Mar 27 2013, 08:28 AM

This post has been edited by magika: Mar 27 2013, 08:24 AM

Would like to ask whether Hong Leong Sweet Deal FD 3.75% able to open up via Hong Leong online banking? I don't have Hong Leong account at the moment, so is it worth it to open up a saving, and then to create the FD via online banking? Or does the Sweet Deal only works for paper application, that means must do at bank and get certs.

This post has been edited by frontierzone: Mar 27 2013, 05:24 PM

You have to go to Hong Leong Bank to open a conventional FD account to make a placement over the counter, whereby a FD certificate will be issued to you. If you do not have a savings/current account with them, the interest will be added to the principle sum upon maturity.

P/s
If you are only interested in e-FD then you might want to go for Mach FD Promotion, but somehow you still need to go to Mach Branch (limited branches) once to open the Money Box Savings Account before going online to make FD placement. Check it out here: https://www.machbyhongleongbank.com/promo/mach-fixed-deposit

This post has been edited by nomen: Mar 27 2013, 10:45 PM

So, the conventional FD, Sweet Deal 3.75 promo, only available via certs, be it you have a savings/current account with them or not.

Meaning, existing HLB savings/current account users with e-banking, can't make placement for this special promo FD? They must also go to over-counter?

Okay thanks, this I've known but no near branch at my area yet.

This post has been edited by frontierzone: Mar 27 2013, 11:30 PM

Correct, it is an over-the-counter FD placement. If you have any existing savings/current account with them, the FD interest will be credited into your nominated account monthly, otherwise it will be added-on to the principle sum upon maturity.
For more info, refer to their Tn'C here: http://www.hlb.com.my/promo/pfs/dep_kitty1/tc_en.pdf

Anyone has latest update on ocbc promo which is ending end Mar, tq

Ocbc FD contine till end June. 3 month 4.5% pa, 1/3 to saving and 2/3 to FD. Fresh fund only.

For existing fund, 3.4% for 3 monts or 12 months. Those who dont want to move around may continue with Ocbc. The offer rate is comparatively good as other bank will drop to board rate after promo FD rate is over

Deleted

This post has been edited by gsc: Mar 28 2013, 08:35 PM

Icic...yeah that's why it very convenient. The conventional FD too many procedures to apply and to reapply. Also to withdraw...

That's why im interested in the online one.

UOB SuperDeals

Good to know. Very well to continue for another 3 months since there's no better option for a 3-month FD tenure.

No CASA rquired? The rate is fixed for 12 months without any additional/hidden T&C?

no casa required, no frills. uob is good in that sense.

just walk in and write a cheque, you get cert. go back to collect all at maturity.

anyone knows how much they charge for banker's cheque at collection?

This post has been edited by AVFAN: Apr 1 2013, 04:10 PM

Ocbc FD promo for fresh fund. Must be joint account, 3 mth at 3.55%, 12 months at 3.7 %. Min 5k. Promo ends when nationwIde fund size reach 1.5 kk

OCBC FD Promo For Existing/Old Fund: - Effective 1 April 2013
Islamic FD for 3 months: 3.5% p.a.

OCBC will revise their FD promo in quarterly basis.

This post has been edited by BoomChaCha: Apr 1 2013, 07:37 PM

15c stamp duty is what they charged me in PJ for a check amount that includes principal and interest. I am not sure if they will charge you RM2.15 if you take your principal in check and interest in cash. Can anyone confirm this?

I just spoke to Ocbc on the phone and I thought I heard 3.4% for 3 or 12 months - Islamic FD.

Like GSC said in an earlier post, the bonus savers promotion (2/3 FD @4.5% and 1/3 Savings) continues till end of June.

This was what I heard when I was in OCBC this afternoon:

(1) To place regular FD (Non-Islamic) from existing fund - effective 1 April 2013:
3 months or 12 months for 3.4% p.a.

(2) To place Islamic FD from existing fund - effective 1 April 2013:
3 months for 3.5% p.a.
12 months FD is not available for Islamic

(3) To place regular FD from fresh fund - effective 1 April 2013:
3 months for 3.55% p.a.
12 months for 3.7% p.a.


bonus savers promotion (2/3 FD @4.5% and 1/3 Savings) continues till end of June.

This Bonus Saver FD promo is also available, it requires fresh fund.



This post has been edited by BoomChaCha: Apr 1 2013, 09:20 PM

The OCBC FD promo just needs to open a new savings account right? Any minimum placement?

New here