Wah... somemore a Golden Class customer from Public Mutual fund..
Really a Top Goat and a humble Goat (go by bbgoat rather than aagoat)..

You have noting to lose to attend..Maybe Public Bank will offer a good deal for participants?..Go lah..
If you are worried to get ambushed after the seminar, then don't go back to your office/home directly,
drive rounding in crowded area first, the best is to park your car in nearby police station parking
lot for few minutes, make sure nobody follows you then drive back to your destination.

I will call UOB and post the UOB new FD promotion here tomorrow.
Hopefully it is a good news for all of us..

Abang Kilat, Sorry, I do not know the fee charge for Uni Trust from RHB.

You have to call RHB to find out:
http://www.rhb.com.my/

Good Luck

This post has been edited by BoomChaCha: Sep 1 2013, 10:03 PM

replying to urself==

Top Cat, usually gifts from banks are not really valuable.
What are the most valuable gifts you have received from banks?

Am Bank Top Rate Promotion - 15 July to 15 October 2013

Win Audi A4 --->

Link:
http://www.ambankgroup.com/en/Promotions/D...ateDeposit.aspx

This post has been edited by BoomChaCha: Sep 2 2013, 01:32 AM

Check out Mach online FD with PIDM, interest rate up to 3.4% p.a.
https://www.machbyhongleongbank.com/mach-fixed-deposit

Alliance Bank online FD, a chance to win a Samsung 46" smart TV:
http://www.alliancebank.com.my/savewinsmartplus

This post has been edited by BoomChaCha: Sep 2 2013, 01:45 AM

Thank you for your safety advice earlier !! But I have stopped and moving away from UT for recent years.

Really admire the efforts you put in to check out the various FD promotions ! Even updating info into wee hours of the day (1.45am, why, you never sleep early ?? )

Let us know after you have called UOB on their Sept promotion. Thanks !

This post has been edited by bbgoat: Sep 2 2013, 09:39 AM

There is only one FD promo from UOB for September

UOB FD 3 Months Promo - Effective from 2 September to 30 September 2013

3.3% for 3 months tenure
95% of fund put in FD, 5% of fund put in CASA
Minimum deposit: RM 10K

Ha..ha.. will try to sleep early from now on..

This post has been edited by BoomChaCha: Sep 2 2013, 11:26 AM

Thanks !

The 3 mth promo is lower than both KFH 3.98% for Junior acct and also BR's rate. So will move out from UOB and go to KFH or BR.

This post has been edited by bbgoat: Sep 2 2013, 11:35 AM

Sept is here! Any new promotions, lol...
Judging from the lack of exciting ones, I'll prolly just go for a joint-account FD for OCBC MegaSaver for the next 3 months.

I just called OCBC help line, OCBC said all 4 FD promos will end on this 10th of September:

(1) Mega Saver 3 months FD at 4.5% bundled with CASA (Smart Savers)
(2) 3.7% for 13 months
(3) 3.4% for 12 months
(4) 3.3% for 3 months

You are welcome.

I guess OCBC will lower the FD rates after 10 of September..

You'd better do it fast before 10 September..

This post has been edited by BoomChaCha: Sep 2 2013, 01:58 PM

RHB and HL Mach offers online placement too.
For less the 12 months, the RHB rates are the same with MBB
But Mach offer higher rates than MBB and RHB for placement higher than 3 months
Earlier this year, Mach had a FD promo of 4% p.a for online placement.

Ha ha, you are our FD Bank Liaison Director or Ambassador ! Calling so many banks asking for latest FD promo !!

Ha ha... No lah...

Just done some weather forecasting to make sure our ship can sail smoothly to treasure islands..

This post has been edited by BoomChaCha: Sep 2 2013, 03:27 PM

Hi all,

I am aware that interest earned from FD is tax exempted. But do we need to declare the total amount of interest earned for the year in our income tax form?

Thanx in advance:)

OK, check on BR ATM card again, initial fee is RM8 but no annual fee. So when I asked about the fee, what the girl said is correct as I asked her any annual fee but then there is a first time fee of RM8 which I paid 11 months ago.

This post has been edited by bbgoat: Sep 2 2013, 05:38 PM

ya ya, Big Bro BoomChaCha the best

Will update post#1 in couple days time. Still not feeling too good, coughing non stop and not have a good night rest for days, so a bit blur.

No, this is not Australia. In Malaysia, no need declare a sen earned from our savings or FD accounts. However, if you rent your properties, then yes, the income is taxable.

This post has been edited by Gen-X: Sep 2 2013, 08:56 PM

Ha..ha.. Captain, it is my pleasure.
Don't call me big bro la.. I think old bro is more appropriate..

Just now at 8.30pm, I saw so many cars were waiting in long lines in Shell and Petron, and
the road traffic near petrol stations were all jammed, I guess the gasoline price will increase..?

But I have not found this news on the online newspaper?

Ok..I found it... Ron 95 and diesel have increased additional RM 0.20 per liter after 12.00pm tonight..

http://www.malaysiakini.com.my/news/240033

We can foresee everything is going to be more expensive soon; theoretically speaking, interest rates should rise to
against inflation, but interest rates are dropping lately..what are we going to eat..?? Massimo..?

This post has been edited by BoomChaCha: Sep 2 2013, 09:58 PM

two weeks ago RM sms 3.3% for 9 months , i think this new promo still on.

This post has been edited by gsc: Sep 2 2013, 11:39 PM

Hi Tech, I think so, since OCBC help line agent did not mention about this 3.3% for 9 months FD would stop.
Am Bank beats OCBC with extra 0.25 point, so why not go for Am Bank?

You have a very nice RM lo...

So you just need to pay one time fee for an ATM card from Bank Rakyat, a very good deal.
I think I should get one also.
Thanks for sharing.

I am thinking to put all my matured FD into OCBC 3 months 4.5% FD (bundled with Smart savers) before it ends next week.
Just to give it a last shot...

This post has been edited by BoomChaCha: Sep 2 2013, 10:50 PM

Also with the ATM card, you can set-up online account and do fund transfer (for the monthly interest). Last time you have asked about this, right ?

I have found the GIRO transfer to be very useful for the monthly interest from BR. Especially with the 10cent fee. Instead of traveling to the branch or even use ATM card to withdraw the fund.

This post has been edited by bbgoat: Sep 2 2013, 11:11 PM