When markets looks hot, keep cash...OSK-UOB CMF

If u were worried about the steam in equities, why didn't u look at Hwang Select Income? KidSave is a 50/50 balanced fund, overweight Malaysia (70% at least).

This post has been edited by Pink Spider: May 20 2013, 07:58 PM

i believe small mid cap is pretty good now cos u see now china is mostly big cap up and down much.. msia also doing very good. Msia mid small cap also doing well, US also when the world economy is like growing, the crash cycle still not yet come, still have 4-5yrs if according to trend haha.. china tighten policies mostly affect finance and property sector, others doing not that bad.

This post has been edited by ben3003: May 20 2013, 08:01 PM

Pink Spider ACCA Sifu,

Are you suggesting keep CASH ? any formula you using. Pls share, im curious to know.

Wa ng si ACCA (yet), Affiliate saja, hence "akauntan tak berlesen"

Rather than worrying about buying in an higher and higher highs, why not reduce/suspend your regular top-ups, park your excess cash in CMF in the meantime?

My strategy is to maintain AT LEAST 10% x Investment Portfolio in CMF as my ammo. Currently my CMF stands at about 15% of my IP. Will only employ these ammo when my rebalancing triggers are triggered. Those who kept thinking that I'm a big shark, here's the answer why I have the ammo to rebalance, cos I've been keeping them aside since long time ago.

Tui Pu CHi Pink Spider,

Xei Xei your explaination.

Bro..what trend you use or follow saying that crash will not come anytime soon, 4-5 years to go?

1998, 2008 crash but tat is already rock bottom maybe go downtrend tis few years i believe.. all the uncle uncle ask me save bullet for 2017 or 2018

Sifu, I am having 25% of total investment in Hwang Select Income. OSK Kidsave have about 5% only. Today swift all from RHB bond into Hwang select income as well...yea..need to have bullet nvm top up cash management fund long time ago already.

Yea...I dont think Europe will be on track so fast, US market quite rely on data as well, Emerging Market...Inflation heating, slow GDP growth. Asia too hot now, keep on up, up, up...Japan, playing fire. Only left China are in the process of slowly transforming and silently getting stronger. Malaysia, Indonesia, Philippine and Thailand..What if US stop QE 3 ?? Kapom Kapom....so better keep cash.

hope that those that handle my portfolio are not from this group of uncles....else my portfolio would have too much into bond/money market.....
why 2017 or 2018 and not other dates? i think it is better to pay more attention to our M'sia dept vs GDP ratio....for if it over 60% of GDP....m'sia bond would be down graded,...then a very bad spiral of effects...

yes, what if US stop the EQ3?......that would not be in 2017/18 i think....
those big foreign investment institution would have the data/tips to see this....
pay attention to the trading volume, who bought/sell them....and use some of the analyis tool

as quoted by kimyee on page 100; dated May 15 2013, 04:16 PM

"There are a number of ways to get the signal(s), some complex and some simple. I'm not going to mention the complex way as I'm not interested in them. I'm a trend follower, so I just look at price action. A simple one is using monthly moving average (MMA) of the US stock market. I like to use SPY ETF as I trade this regularly. SPY is the ETF for SPDR S&P 500 index. If the 10MMA cross below 20MMA, the market is in trouble. Looking at 2008, it cross in June 2008. There are other indicators to confirm this or even provide early warning such as MACD and Slow Stochastic (SS). SS even provide early warning as early as Jan 08."

eventhough i dun really understand much of the above, but i think that is a more scienctific method.

i believe that if one is always stayed in a locked home because one is always afraid of getting robbed in the streets.....he/she would have missed the world.
never be too safe,...just take some calculated risk.....have some back up plan.
even the best fund managers are never 90% right all the time....where 70% is considered good

ok finally Am PReits going back up dy.. just -2.5% now.. ahahah..

AQF giving me +3% already, very good fund indeed. maybe top up this fund this month

wow, you shifted out of RHB bond....good move....me still hv to wait for ROI to +1%+2%....hope fully can achieve that by Oct....
because the problem bond asked for 3 yrs deferment till feb 2015.....i think by 2014 they would know if the bond can default or not.

It will be a matter of time before I dump PGS. As long as it hits minimum 4% - 5% in any point of the year, I will sell it.

On a side note, received FSM transfer form. Finally able to pool all my unit trusts under the same platform

This post has been edited by TakoC: May 20 2013, 10:01 PM

I see how "ponzi" hwang AQ moves, I also feel afraid to top up.. sweating!

Kaka, how much returns from Select Asia Quantum on your side? Traditional return calculations - for me 19% to date.

This post has been edited by TakoC: May 20 2013, 10:04 PM

19% ROI for just how long?

Simple return is 16.5%

Sound reasonable. I remember you telling me you bought in at a slight higher price.

IRR calculation return soon

31st Dec buy in, and subsequent top up...