FMT disappointed everyone by predicting only 5.60%
https://www.freemalaysiatoday.com/category/...o-5-6-for-2023/

But don't worry, FMT prediction for 2022 dividend of 4.80 to 5.10% was far from actual decalred (5.35%)
https://www.freemalaysiatoday.com/category/...-1-says-source/

EPF has some crap local investment such as MRCB. Holding for such a long time. Returns are meagre. Why do they do this? Politics?

regardless 5.5 or 6.5%, anybody here gonna stop topping up 100k into epf?

I am wondering. At this age, should the shareholders of EPF not have a voice?  Have we no right to the way they make their investment policies?

Look at MRCB, you wanna PUKE!
https://mrcb.com.my/investor-relations/fina...highlights.html

where to? US?

Since q4 last year, decided to stop adding more. Any movement in is due to parking spare funds in epf while awaiting opportunity to convert.

Now overall strategy is to increase non-ringgit wealth from 40% to 55% by end of year.

Well..

I'm not stopping totally but reducing the amount allocated to EPF....

Gradually reducing till totally stop...

Because I'm not going moving out of the country anytime soon... So somehow need to keep in Malaysia for expenses & all....

In digital bank, some in ASMx, Ordinary CASA & EPF... For easy access when needed...

unfortunately, no real answer from me. I have not really deep dive yet into this issue as I am still relatively young.

I just rely on what rockwill's agent informed me (which I did a quick check on the web also) that my will can still be used in many countries like SG and USA... just need to hire professional help. Of course he said rockwill can provide this service.

The agent did say if the assets overseas are just financial assets, it should be relatively easy to execute the will.

# 904,000 EPF members have self contribute totaling RM 8.4 billion
# 210,000 members registered to contribute more than the 11% employee contribution rate

https://www.tvsarawak.my/2024/02/29/parlime...n-lebih-tinggi/

Should have at least 2.5% as guaranteed by the EPF Act.

if zero then who want to put in acct 3 ? put 1 and 2 better right.

2.5% is achievable. Some banks also can give 3% for CASA.

Maybe it's time for EPF to follow Singapore CPF. Any excess cash like 1 million (high liquidity) should be capped at 2.5% just now account 3.

8.47 million active members 

https://www.nst.com.my/business/2023/08/943...w-contributions

Got. Epf have to report to the prime minster and the finance minister.

the last time EPF 8% dividend is in year 1988

5.50% reality
5.8% Wishful
6% PLUS  WEt Dreams. THis is Msia. WE do not progress. Where were you the last 60 years? 

How about 5.55% dividend rates

Still Higher than previous 5.35% too 👌

Announcement tomorrow, 5.6% only? So lame the EPF team.

i won't say uneducated... more unscrupulous and greedy folks...

u know... like relatives/family members who sometimes say that u owe them x amount because you are doing so well while they spent all their money on whatever... (old hk series: drinking, women, gambling... haha)

edit: so, another 12 hours or so for the news???