if we self-contribute early Feb, would the dividend be calculated for Feb or calculated for March ?

I heard, Many had mentioned, ...must be in before 1st of the month to be included

For those below age 55.
If breach 1M, can consider 100% salary masuk all, can use i-akaun deduct daily expenses + loan payments as and when required.

Hmm.. i don't like it when he says khazanah (asb and asm) and kwsp will invest 1 bil into what what pemuda or some crap about new company with potential program. Seems like throwing money into sea. And probably forced to do it.

all in all, just wanna prove with figures that EPF dividend somehow can hedge against the MYR devaluation. Imagine (Lets pray) 10-20 years down the road $1 = MYR 3.8, those 6% risk free interest from EPF actually not bad...

Your major currencies exclude JPY, GBP, EUR or AUD? MYR not doing too badly vs these currencies.

And Epf returns so far is a few % higher than the CPI.

U mean the 500 extra for those with below 10k comes from the dividend pool n not from govt?

Is there any way to retrieve the statement for past years. I only started to save the statements from Y2012.

Hmmm, will need to do treasure hunt. That time dont really bother much. My nephew just got his first dividend today and lamented so less. So wanna show him my first statement, the meaning of discipline and compounding.

Show him your current statement, and he'll be your favorite nephew 😁

I downloaded Summary as well as Detail statement but both look the same. Just show current total and nothing on withdrawal from last year.
How do get detail breakdown?

Wondering when will this be implemented. KWSP still written the max limit  is 60k annually.

In Budget 2023, Anwar also announced raising of the limit on self-contributions to EPF from RM60,000 to RM100,000 a year.

https://www.thevibes.com/articles/news/8608...ith-low-savings

who the eff is this economist wannabe? 

It's started already by the others side 🤪😕

https://www.freemalaysiatoday.com/category/...nt-says-pn-man/

Targeted withdrawal (read= 10k special withdrawal) is better than flexible account proposed by EPF 😁

No. You won't have FD rates. Saving Accounts have low rates. You can't have your cake and it eat too. Laws of financial physics applys.

The flexi account will just offer you MMF rates 🤦‍♀️ because of the liquidity when this account is introduce 🤦‍♀️

People in this thread won't be bothered. But i hope you do realize the cries of those who has been addicted to withdraw money from EPF. And the political brownie points that goes with it. Seriously, After 4 rounds of withdrawal...is there any money left in the accounts of these people even if they are allowed to withdraw? Probably not. But not like they can count in the first place or have financial literacy knowledge. All they want is to mod motor and gelang emas. Apa kisah dividend rates??? When they have emptied their EPF in old age and no money, cry mother father again and vote for whichever gov who will gives them more free money. Easy peasy.

It's already said somewhere

The rate is lower because of anytime can withdraw

I'm betting on 2.5% rate because that's the lowest they can go 😁

Glad i didn't top up max this year.

Now kena trapped??

Are you in new or old interface

New one I could and the worst just download 2023 statement then you can see the breakdown

But now the website sot sot again can't go in i-Akaun

Can see ma ... 

Want me to show you ahhh 

Yup PC also can see

Actually the main page already got greet you with the 5.50% big big and the amount of your dividend (New interface)

But seriously laggy and keep showing error now, traffic jam!!!