PDF you downloaded 2024?

I downloaded 2023 statement then there is a separate column for div

oh i wrongly see, maybe you also. The interest is there in the detail statement separated into acct 1 and acct 2. Look at the second last column

Hi , if you are not going to put money in EPF, means you would rely on the capital gain and dividends from
stock markets for your retirement? What if there’s a bear market that prevent you from selling those stocks at a good profit? Wouldn’t EPF savings becomes handy during those bear market period?

but how to calculate average inflation

If everybody puts in 1 million ringgit in S&P and make RM240k , who are those on the losing end ??

Bear in mind that of the RM1m in KWSP, 500k loaned to govt , 300k in equities , 100k in properties , 100k others

only 300k in equities and a return of 5.5% is commendable and most important sustainable with last ten years return averaging 6%

Ah..Dividend is always calculated by the total sum on Dec every year?

As in I put in one shot on Dec and the dividend will be on the final total on Dec?

This is especially true for US, but not many other countries like China, MY ...

For S&P 500 need to sell all at one go? Can sell bit by bit?

Just wondering can voluntary contribution of RM30,239.57 be accepted ?

Want to round the total outstanding sum to a cantik number.   

I know it can be done for asm funds, what about kwsp ?

You have tried before??

Will getting RM500 really solve their low EPF problem? Likely yes, if they get it every year.

that's not bad.

do correct me if am wrong sifus, people did mentioned here before (with proven calculations) that even if your salary is roughly around RM4k to 5k per month, we are able to easily hit RM1 million savings in EPF around 60 years of age. tqqq

It's only 2.1billion.  I am sure they have investment funds stored for this sort of purchase?

Yeah. Such a big cleansing fee. Wonder where does the 66% go to?

Such a big amount. 5% dividend becomes 1.7% only.

We don't want account 3. we dont want kwsp rules to simply change, how people can plan for their retirement?

Yeah, thus the trust deficit towards EPF. by many, I was one of them unfortunately, thus I have to make it up last few years to top up for income tax relief.

One of the factors contributed is higher exposure towards local investment portfolio...

70% target 😁

As for withdrawal....
See who comes into power....
Current one confirm nope... More like forcing everyone to contribute more.... Even for all those foreign workers.... Because of pressure... It's 2%... If not probably 12% straight 😔