Why so low not above 6 😳

Old news. The shares were sold end of 2023.

Below 5.8% go Penang for holiday
Above 5.8% to 6.0% go Genting for holiday
Above 6.0% to 6.2% go Hatyai for holiday
Above 6.2% go Bangkok for holidays

#Malaysians withdrew RM12.07 billion from EPF Flexible Account till Dec 31

#Involved 4.11 million members, which represents 31.1 per cent of the total 13.2 million EPF members under the age of 55

#The total remaining balance in the Flexible Account is RM7.73 billion

https://www.thevibes.com/articles/news/1050...ear-amir-hamzah
MEANWHILE ANOTHER NEWS POSTED PREVIOUSLY

Whopping RM13bil in voluntary ‘top-up’ by EPF members last year
https://www.freemalaysiatoday.com/category/...bers-last-year/

whoa bro you dare propose that? Many in here would not agree, me the 1st to protest

the wise move wont work also

how much money is there in acc 3?
the small flies you try to pander

how much in Acc1?
the big sharks would run

who are the people who WD account 3?
would they care if EPF pays 10% also??

it would back fire instead

Agreed to higher dividend for account 3 👍

But disagree for lower dividend for account 1 👎

Better keep status quo... Dividend rate same for all 3 account...

Impossible for a liquid account to have a higher dividend rate than others.

Wooi. You Kim Jong Un ah??     

One idiot in my taman whatsapp group keep posting unverified news about EPF dividend hitting 6.3%. I got excited awhile until I check here.. LOL. 

You want to retain money from moving out, is easy

forget about the Account 3 withdrawal.. that is chicken feeds only.

just come pander up to big sharks
increase voluntary contribution to 200k , or more a year

straight away can double up or triple
that is more than enough to give EPF extra cash
compared to the  outflow in acc 3.

Only FSA2 use collateral... Others loans cannot...

beneficiaries receive as cash... No direct transfer to EPF account sadly....

According to kwsp app retire calculator with 3% avg increment, if i work until 60 yo, i have RM 4M. Ada betui ke?!

Case study:

2015, convert RM 267,716 to SGD 100,000 to "keep value", assume total compound 10% interest for 10 years, jadi SGD 110,000, x 3.2891 > RM 361,801

if 2015 keep RM 267,716 to KWSP, assume total compound 70% interest for 10 years, jadi RM 455,117

extra RM 93,316 @ 34.8%. Conclusion, 10 years ago simpan wang to SG bank then susut nilai kaw kaw. ​

i self contribute 5k on 26th Feb and today want login to check see got masuk or not
hopefully got masuk else my 5k hilang 1 bulan interest

at least 3 people here can buy lexus with epf dividend

i can only buy roadside auntie nasi lemak...

Can. But we're just sharing the size of dividend which will be announced tomorrow 🚀

Online banking one would be only reflected midnite of 28 Feb...

1 day late compared with FPX @ i-akaun method

🙏

if i go for syariah fund, can i go back to conventional later?

Confirm. Trump will plunge the whole world into chaos lol. Already happening. This might be the highest dividend we receive and the next few years might be below 6

But I syukur la I’m only 36 and got dividend of 58k which I’m grateful for. Just work and be grateful for what we get.

Their performance is still below KWAP one which is around 12% ROI

Probably because bigger size AUM which effects their deployment of $$$...

https://theedgemalaysia.com/node/744325

Bro

Both epf n kwap hold billions and billions of govt bonds.  Epf being far larger, of course, has far more.

Its under the asset allocation. Kwap is slightly more aggressive than epf asset allocation wise. Kwap.has 35% bonds. Epf has 46%. Most of these bonds are Malaysian govt bonds.