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 EPF DIVIDEND, EPF

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StarPrimo
post Feb 10 2018, 05:37 PM

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QUOTE(titanic_crash @ Feb 10 2018, 04:50 PM)
its :
6.90% Conventional
6.40% - Islamic
*
QUOTE(john123x @ Feb 10 2018, 04:58 PM)
can i ask whats your info source?
*
Confirmed true info.
Just reported on news.

DJFoo000
post Feb 10 2018, 05:51 PM

Really? That's the best reply you can come up with?
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how is the dividend calculated? I multiply each month's baki by 6.9% and divide by 12, sum up the 12 months and the calculated value is less than the payout? The calculated true dividend rate more like 6.64%. Are there any hidden fee that I did not account for?
orangutan
post Feb 10 2018, 06:02 PM

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QUOTE(DJFoo000 @ Feb 10 2018, 05:51 PM)
how is the dividend calculated? I multiply each month's baki by 6.9% and divide by 12, sum up the 12 months and the calculated value is less than the payout? The calculated true dividend rate more like 6.64%. Are there any hidden fee that I did not account for?
*
Pengiraan dividen untuk bulan Januari

Akaun 1
[(Baki pembuka Akaun 1 x Bil. hari dalam bulan) + (Caruman bulanan semasa x 1 hari)] x Kadar Dividen / 365 hari setahun

Akaun 2
[(Baki pembuka Akaun 2 x Bil. hari dalam bulan) + (Caruman bulanan x 1 hari)] x Kadar Dividen / 365 hari setahun




Pengiraan dividen untuk bulan Februari hingga Disember (berdasarkan bilangan hari setiap bulan)

Akaun 1
[((Baki pembuka Akaun 1 + Semua caruman bulanan sebelumnya) x Bil. Hari dalam bulan) + (Caruman bulanan semasa x 1 hari)] x Kadar Dividend / 365 hari setahun

Akaun 2
[((Baki pembuka Akaun 2 + Semua caruman bulanan sebelumnya) x Bil. Hari dalam bulan) + (Caruman bulanan semasa x 1 hari)] x Kadar Dividend / 365 hari setahun
dudester
post Feb 10 2018, 06:04 PM

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yes 6.9% confirmed. i checked account money is in statement.
SUSDavid83
post Feb 10 2018, 06:13 PM

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EPF app sent out notification too!
I was driving!

This post has been edited by David83: Feb 10 2018, 06:27 PM
Kaka23
post Feb 10 2018, 06:25 PM

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Why not achieve 7...
nexona88
post Feb 10 2018, 06:30 PM

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[
https://www.thestar.com.my/news/nation/2018...ares-dividends/

EPF 6.9%
Shariah 6.4%



nexona88
post Feb 10 2018, 06:34 PM

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QUOTE(Kaka23 @ Feb 10 2018, 06:25 PM)
Why not achieve 7...
*
Why not 7.5% as they saying previously..
Trolling all this time 😤
prophetjul
post Feb 10 2018, 06:35 PM

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QUOTE(nexona88 @ Feb 10 2018, 06:34 PM)
Why not 7.5% as they saying previously..
Trolling all this time 😤
*
Keep some for this year.
nexona88
post Feb 10 2018, 06:37 PM

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QUOTE(prophetjul @ Feb 10 2018, 06:35 PM)
Keep some for this year.
*
Got such thing meh???
Remembered reading say must give all the profit..
Cannot keep keep...

Amanah Saham fund got lor..
cybpsych
post Feb 10 2018, 06:43 PM

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EPF Official News: https://www.kwsp.gov.my/corporate/news-highlights/highlights

user posted image

user posted image

This post has been edited by cybpsych: Mar 1 2025, 08:08 PM
quicksilver9832
post Feb 10 2018, 06:50 PM

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Chk online statement - amnt isn't correct for me n wife
CE|C93
post Feb 10 2018, 07:01 PM

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QUOTE(quicksilver9832 @ Feb 10 2018, 06:50 PM)
Chk online statement - amnt isn't correct for me n wife
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Highly unlikely. check your calculation again.
WhitE LighteR
post Feb 10 2018, 07:05 PM

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QUOTE(nexona88 @ Feb 10 2018, 06:34 PM)
Why not 7.5% as they saying previously..
Trolling all this time 😤
*
I think the February bleeding correction made them rethink their decision. Can't give out what is not there anymore. laugh.gif
Kaka23
post Feb 10 2018, 07:08 PM

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QUOTE(quicksilver9832 @ Feb 10 2018, 06:50 PM)
Chk online statement - amnt isn't correct for me n wife
*
shocking.gif

Less?

YOu do withdrawal in 2017 before?

Your epf monthly deposit is always at same date every month?
Kaka23
post Feb 10 2018, 07:09 PM

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QUOTE(WhitE LighteR @ Feb 10 2018, 07:05 PM)
I think the February bleeding correction made them rethink their decision. Can't give out what is not there anymore. laugh.gif
*
maybe..
quicksilver9832
post Feb 10 2018, 07:10 PM

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No withdrawals for both of us....it's definitely lesser than 6.9
WhitE LighteR
post Feb 10 2018, 07:14 PM

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QUOTE(quicksilver9832 @ Feb 10 2018, 07:10 PM)
No withdrawals for both of us....it's definitely lesser than 6.9
*
Did u opt for Syariah compliant dividend? Those are only 6.4
quicksilver9832
post Feb 10 2018, 07:18 PM

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The dividend says 6.9% can see - but acc 1 doesn't has 6.9 try chking acc 2 also not 6.9

Take the total times again also not 6.9
plumberly
post Feb 10 2018, 07:40 PM

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QUOTE(quicksilver9832 @ Feb 10 2018, 07:18 PM)
The  dividend says 6.9% can see - but acc 1 doesn't has 6.9 try chking acc 2 also not 6.9

Take the total times again also not 6.9
*
I guess your contributions were not always on the 1st day of every month.

Say your contribution was entered on 10 Jan, then you don't get the dividend for 1, 2 --9 Jan.

How much is the difference, between what you calculated and what is stated in EPF?

Better state in % rather the actual amount as some smart guys here can back calculate how much you have in EPF. Ha.

(EPF dividend-your dividend)/your EPF total

If less than 1 %, my guess the problem is the day issue.

I don't think the problem is with EPF, they use the same program for all members here.

Good luck.

P/S If you like, give me your data and I can check for you. 101% private and confidential! Ha.






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