QUOTE(titanic_crash @ Feb 10 2018, 04:50 PM)
QUOTE(john123x @ Feb 10 2018, 04:58 PM)
Confirmed true info.Just reported on news.
EPF DIVIDEND, EPF
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Feb 10 2018, 05:37 PM
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Senior Member
1,845 posts Joined: Sep 2015 |
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Feb 10 2018, 05:51 PM
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Senior Member
3,000 posts Joined: Sep 2005 From: Puchong, Selangor |
how is the dividend calculated? I multiply each month's baki by 6.9% and divide by 12, sum up the 12 months and the calculated value is less than the payout? The calculated true dividend rate more like 6.64%. Are there any hidden fee that I did not account for?
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Feb 10 2018, 06:02 PM
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Senior Member
671 posts Joined: Jan 2006 |
QUOTE(DJFoo000 @ Feb 10 2018, 05:51 PM) how is the dividend calculated? I multiply each month's baki by 6.9% and divide by 12, sum up the 12 months and the calculated value is less than the payout? The calculated true dividend rate more like 6.64%. Are there any hidden fee that I did not account for? Pengiraan dividen untuk bulan Januari Akaun 1 [(Baki pembuka Akaun 1 x Bil. hari dalam bulan) + (Caruman bulanan semasa x 1 hari)] x Kadar Dividen / 365 hari setahun Akaun 2 [(Baki pembuka Akaun 2 x Bil. hari dalam bulan) + (Caruman bulanan x 1 hari)] x Kadar Dividen / 365 hari setahun Pengiraan dividen untuk bulan Februari hingga Disember (berdasarkan bilangan hari setiap bulan) Akaun 1 [((Baki pembuka Akaun 1 + Semua caruman bulanan sebelumnya) x Bil. Hari dalam bulan) + (Caruman bulanan semasa x 1 hari)] x Kadar Dividend / 365 hari setahun Akaun 2 [((Baki pembuka Akaun 2 + Semua caruman bulanan sebelumnya) x Bil. Hari dalam bulan) + (Caruman bulanan semasa x 1 hari)] x Kadar Dividend / 365 hari setahun |
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Feb 10 2018, 06:04 PM
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Senior Member
1,226 posts Joined: Nov 2017 |
yes 6.9% confirmed. i checked account money is in statement.
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Feb 10 2018, 06:13 PM
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All Stars
52,874 posts Joined: Jan 2003 |
EPF app sent out notification too!
I was driving! This post has been edited by David83: Feb 10 2018, 06:27 PM |
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Feb 10 2018, 06:25 PM
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Senior Member
8,259 posts Joined: Sep 2009 |
Why not achieve 7...
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Feb 10 2018, 06:30 PM
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All Stars
48,444 posts Joined: Sep 2014 From: REality |
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Feb 10 2018, 06:34 PM
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All Stars
48,444 posts Joined: Sep 2014 From: REality |
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Feb 10 2018, 06:35 PM
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All Stars
12,268 posts Joined: Oct 2010 |
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Feb 10 2018, 06:37 PM
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All Stars
48,444 posts Joined: Sep 2014 From: REality |
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Feb 10 2018, 06:43 PM
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All Stars
65,283 posts Joined: Jan 2003 |
EPF Official News: https://www.kwsp.gov.my/corporate/news-highlights/highlights
![]() ![]() This post has been edited by cybpsych: Mar 1 2025, 08:08 PM |
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Feb 10 2018, 06:50 PM
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Senior Member
770 posts Joined: Jun 2015 |
Chk online statement - amnt isn't correct for me n wife
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Feb 10 2018, 07:01 PM
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Junior Member
229 posts Joined: Nov 2015 |
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Feb 10 2018, 07:05 PM
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All Stars
10,340 posts Joined: Jan 2003 |
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Feb 10 2018, 07:08 PM
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Senior Member
8,259 posts Joined: Sep 2009 |
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Feb 10 2018, 07:09 PM
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Senior Member
8,259 posts Joined: Sep 2009 |
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Feb 10 2018, 07:10 PM
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Senior Member
770 posts Joined: Jun 2015 |
No withdrawals for both of us....it's definitely lesser than 6.9
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Feb 10 2018, 07:14 PM
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All Stars
10,340 posts Joined: Jan 2003 |
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Feb 10 2018, 07:18 PM
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Senior Member
770 posts Joined: Jun 2015 |
The dividend says 6.9% can see - but acc 1 doesn't has 6.9 try chking acc 2 also not 6.9
Take the total times again also not 6.9 |
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Feb 10 2018, 07:40 PM
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Senior Member
4,761 posts Joined: Jun 2007 From: My house |
QUOTE(quicksilver9832 @ Feb 10 2018, 07:18 PM) The dividend says 6.9% can see - but acc 1 doesn't has 6.9 try chking acc 2 also not 6.9 I guess your contributions were not always on the 1st day of every month.Take the total times again also not 6.9 Say your contribution was entered on 10 Jan, then you don't get the dividend for 1, 2 --9 Jan. How much is the difference, between what you calculated and what is stated in EPF? Better state in % rather the actual amount as some smart guys here can back calculate how much you have in EPF. Ha. (EPF dividend-your dividend)/your EPF total If less than 1 %, my guess the problem is the day issue. I don't think the problem is with EPF, they use the same program for all members here. Good luck. P/S If you like, give me your data and I can check for you. 101% private and confidential! Ha. |
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