QUOTE(batman1172 @ Oct 8 2023, 01:44 PM)
once upon a time in malaysia... dividends and interests are taxed here too... except epf i think but i could be wrong...EPF DIVIDEND, EPF
EPF DIVIDEND, EPF
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Oct 8 2023, 01:52 PM
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#261
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6,248 posts Joined: Jun 2006 |
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Oct 8 2023, 01:59 PM
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#262
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QUOTE(CommodoreAmiga @ Oct 7 2023, 07:42 PM) Yep, Malaysians are spoilt and lazy. Looking at all the backlashes to Rafizi's post. Can see these type of people. Utterly useless. Just need a little effort and planning. Cook in batches if needed and freeze it. problem is when you are starting out, renting a room... most landlord forbid any cooking... so have to eat out every meal...Cooking is F**king easy. The hardest part of cooking is thinking what to cook, the preparation and the dish washing part. There is really no reason not learn how to cook. Internet got everything. I can fix a 40 years old computer with research and play piano by watching Youtube. The only excuse you can say is you don't have enough time to learn everything. and if everyone stops eating out... gdp will suffer too... |
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Oct 8 2023, 02:02 PM
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#263
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Oct 8 2023, 05:00 PM
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#264
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QUOTE(Wedchar2912 @ Oct 8 2023, 04:29 PM) maybe I am just too stupid.... but one of the economist really pulling crap from his arse... if you read carefully that sentence... he says "I think..." ... which means he done shit to come up with that 60 bil number... hahahaMalaysia's equity market market cap is like almost 2 trillion ringgit???? average div from these guys are like 5% (i just guess) and so that is around 100 billion... that economist claim can get 60 billion in tax? sure can.... then bursa index will become 888.88 already from 14XX.XX. haha |
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Oct 8 2023, 08:02 PM
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#265
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i just activated withdrawal... time to empty epf account... hahaha... Wedchar2912 and nexona88 liked this post
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Oct 9 2023, 08:42 AM
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#266
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QUOTE(!@#$%^ @ Oct 8 2023, 08:32 PM) its satire bro... purposely over reaction to non-event... but i did activate online withdrawal last Friday... nexona88 liked this post
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Oct 9 2023, 12:35 PM
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#267
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QUOTE(CommodoreAmiga @ Oct 9 2023, 11:46 AM) yeah must go epf office... in out 5 minstake q num... cs key in bank details... i sign n fingerprint... done... next day money in bank online max 30k per day... i think app can do but i dunno... never downloaded... truth is in my life only online epf 3 times... never check account until i retire also... lol i just activated online withdrawal for fun... n maybe move some over to kids epf... CommodoreAmiga liked this post
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Oct 9 2023, 01:23 PM
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#268
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QUOTE(batman1172 @ Oct 9 2023, 01:05 PM) how to move funds to kids EPF? I'm also not 55 yet. you can top up anyone's acc... up to their 100k limitIf can should I? they're not in Malaysia. poor me. if you have enough funds for your lifetime... then i see no harm... just recognize the opportunity cost of this action im parking some funds early as part of my estate planning... and this reduces risk of kids being conned out of their inheritance... a living trust can do the same whilst at the same time eliminating such opportunity cost but got more work to set it up... imho for your case better not... wait until they are firm where they want to settle... |
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Oct 10 2023, 04:08 PM
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#269
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i support
same goes for the tongkat ppl... no more freebie... come work for it... we got so many expat security guards and construction workers and grass cutters... |
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Oct 10 2023, 10:11 PM
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#270
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QUOTE(prophetjul @ Oct 10 2023, 09:07 AM) They keep on harping on this shite and OTOH allow them to withdraw their EPF monies with all the i nonsense. problem... not enough money when retire...solution simple... no money cannot retire...
guarantee ppl will not simply withdraw otherwise cannot retire... hahahahaha... This post has been edited by dwRK: Oct 11 2023, 07:09 AM |
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Oct 11 2023, 08:21 AM
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#271
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QUOTE(gashout @ Oct 11 2023, 07:46 AM) highly encouraged to work till at least 50 to contribute to in addition to this retirement age reform... epf reform includes 4 savings accounts
of course ppl can FIRE early anytime... maybe even mandatory retirement >5mil... so next generation can take over and build wealth faster... hahaha... ps... i gatal scan your qr code... hahahahaha... This post has been edited by dwRK: Oct 11 2023, 08:24 AM |
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Oct 11 2023, 11:53 AM
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#272
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Oct 14 2023, 09:51 AM
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#273
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QUOTE(nexona88 @ Oct 14 2023, 09:09 AM) This time really damn late... December 25 they give u... Already October yet to see any $$$ But dare to increase to rm500 yearly.... Got money to pay ahhh... Talk kok only Start paying the old rm300 first... Then only increase to rm500... Next year the rm500, don't know how long need to wait. More strict regulations or not. Who knows... Already tweek to 5k lifetime only.... |
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Oct 14 2023, 04:22 PM
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#274
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QUOTE(gashout @ Oct 14 2023, 03:52 PM) I offer my input in this situation. I've counseled a female student post spm. Get scholarship for her. After talking for so long, she didn't study. She went to work to help fam. my kids friend ... malay girl... her parents from young told her its her duty to take care of her special needs elder brother... wtfValid point.. But Chinese has a saying. Can poor anything but not education. Parents who guilt trip their kids sacrifice their future just to help out with short term expenses are selfish. Dead selfish. Rather hang on suffer a bit let your kids study then can help later. Than forever work as factory worker. Selfish parents in this case. I get this really. I'm in similar case but I'm glad my parents were gomen servant so my burden ain't that much. But I was really lacking. No money for breakfast, always worried for next semester money etc. And they're irresponsible. Life is good now. Many people talk shit about education and university. Don't join these people. It's always safe to have a paper with you, that's the least you should have in today's time. my kids share her stories... make my blood boil man... not just selfish but down right cruel... m40 family some more... cb CommodoreAmiga liked this post
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Oct 21 2023, 11:53 PM
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#275
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QUOTE(kevyeoh @ Oct 21 2023, 11:26 PM) You got a valid point there regarding young people but this agent actually ask me to invest epf money into UT... if i recall there is such option but when you sell your UT... the money goes back to EPF account right? epf money goes back to epfevery dog has its day... buy the right ut at the right time can make >10% for 2-3 years... kevyeoh liked this post
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Oct 22 2023, 09:06 AM
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#276
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Oct 22 2023, 01:20 PM
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#277
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QUOTE(genesic @ Oct 22 2023, 09:23 AM) If you invest via EPF’s MIS, the sales fee will cost: thank you...1)Zero to 0.5% if you invest online via EPF’s i-Akaun portal 2)Up to 3% via the FMI’s agent/counter Yes, there are sales fee beforehand the investment. So make sure to take this into calculation too. Eg 3% sales tax, so the return need to be minus this to see the real profit. % i gave message... you gave perfect answer... |
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Oct 25 2023, 12:44 AM
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#278
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QUOTE(nexona88 @ Oct 24 2023, 11:45 PM) Hmmm.... This Maslan guy really make people confused one... depends...So +/- around 65% Not bad actually from the so called target of 70% 😁 2nd half performance is in doubt... 20% increase is looks like some issues... Probably we looking at 10% totally +/- after taking into local market performance... And weak MYR... Foreign investment support & cover the losses by local market performance.... Basically looks like 5.5 to 6% is the range... More than 6 is salute to them 🙏🔥 net exporter... usually sales in usd... 30-60 days payment terms, weak myr... means windfall profit... maybe bnm keep myr low for year end window dressing ... next year is next year's problem... |
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Oct 25 2023, 12:45 PM
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#279
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QUOTE(nexona88 @ Oct 25 2023, 09:27 AM) This the issues wei... 'net' exporter ah... so overall net positiveKeep saying weak MYR is good.... But actually it's Not.. We import lots of stuff especially foods which in USD... So it's not really positive for Malaysia... It's bad news... but rakyat gg... now chicken n egg prices gonna free float also... |
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Oct 26 2023, 08:59 PM
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#280
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