I dream 6.15% with condition that all the dividend for 2019 must be disbursed into the 3 e-wallets and must be spent by everyone in 2 months to spur the economy....

kill 2 birds with 1 stone!

Put it into Opus Income Plus Fund

Bond Fund.
https://forum.lowyat.net/topic/4886774/+360#entry95480886

You can put $$$ using Boost (e-wallet).

It's just a suggestion if that dream becomes reality and you have to spend the credited dividend in the e-wallet.
Rather than spend it blindly on useless stuffs, spend it wisely by growing the money.

Take it with a pinch of salt.

with more than rm3.2mil in epf, why bother so much with the divvy?   

Where to find a stable, low risk investment that could consistently pay out above 5% dividend annually

Risk appetite matters.
Some people heart cannot take it especially when you're above certain age range.

Uncle Prophetjul (out of respect because of age n wealth),
How many % of funds in SReit vs your $ Mil+Mil+Mil in kwsp?
Must learn from successful people like yourself.

Sorry all, I know Out Of Topic. Just this once 🙏

with RM3 million in EPF is 46%...
thus sum of total investment will be     
 

Thank you, Sir for your kind sharing.... Impossible for me to achieve this lifetime, but good to learn such $$$ achievable thru hard work n knowledge.

Uncle Prophetjul,
With such strong cash flow from passive dividend...

Allow me to learn your thoughts.

Is there strong inclination to buy additional  properties... If so, which - Commercial, Residential or Retail. Again, seeking your thoughts. Thank you again.

Depend on holding power...

Land is 1st choice but need many lobang.. headaches

yes, anything is possible as we do not know their 4Q19 results yet and many other things that could go behind the income figures....

but this yesterday's article seems to be of different view regarding the possibility of EPF being higher than ASB .....

"While some may try to butter up and present a Monalisa outlook, one should not ignore one small historical fact.
The EPF annual dividend rates had never eclipsed Permodalan Nasional Bhd’s Amanah Saham Bumiputera (ASB) dividend rates since the latter was introduced in 1990.
During its first year, ASB announced a distribution of 14 sen including bonus for every unit.
EPF announced a dividend of 8% the same year.
For 2019, PNB announced a dividend of 5.5 sen including 50 sen bonus, while 2017 (8.25 sen) against EPF’s 6.9%.

Can the EPF for the first time change history and deliver a dividend rate that is higher than the ASB?
The answer is likely no. Some things are just inevitable."

Heavy lies the crown
February 17th
https://themalaysianreserve.com/2020/02/17/159839/

if using just the performance of DJ to decides the final dividend rate,...then this article would be useful......

"The provident fund has less than 30% of its total assets under management of some RM850bil placed in various investments outside Malaysia. It ranges from property to equities and in some cases, investments in private companies, through specialised funds that are mainly based in the US and the UK."

"For the first nine months of last year, the EPF registered a gross investment income of about RM35bil. Assuming it ended the year with a gross investment income of RM50bil, it should be able to comfortably declare a dividend of about 5.6%."

so will it make (15 billion in 3 months) or 42.8% in 3 months of what it had made in the last 9 months?

https://www.thestar.com.my/business/busines...nd-payout-poser

EPF dividend payout poser
15 Feb 2020

this article was posed by a forummer earlier...

yes,....how can it justify that performance.....Historically for XX yrs it never did

the conspiracy theory side of my mind...just my mind no evidence yah....
If EPF did beat ASB this time.....my conspiracy theory is....PNB is partially emptied too like TH
but in order not to spook the stock mkts....it just diam diam

unless epf is in the same status quo too  

wow that would be 31%~37% earning in 3 months of what it had made in the last 9 months

bigger or smaller, fully in M'sia or some outside of M'sia does it matter?? if the "same gang of thieves" did have their hand in that honey jug?

"too big to announce that failure to the public" ..... well just my though

not if and when meeting records, financial reports, audit reports, etc etc can be "modified".......
(proved existence in the current court cases)

you mean eligible contributors cannot continue to contribute or new people cannot contribute to TH fund?