Just alter our mindset, I consider some of the forumers as a finance aficionado.

Unker can get free insights, almost 24/7 n topics get corroborated.

Just accept we r in an open forum.

Copying.....

Be strong, but not rude
Be kind, but not weak
Be humble, but not shy
Be confident, but not arrogant

This post has been edited by Unkerpanjang: Feb 8 2023, 10:45 AM

I ❤️ PM10

Try again.....mimpi lah!
I ❤️ PM10
6% dividen
60 ganjaran kesetiaan
600 saraan hidup utk akaun warga emas
6,000 pelepasan cukai
60,000 + 60,000 caruman sendiri

Unker will not totally debunk 7.2%.

I have long time respects for 7 Star Senior Forumer.

Unker speculate...all depends if he runs a detailed vs impromptu financial modeling, Java or C++.???💪

Possibly, contributing to a +/-1% deviation?

This post has been edited by Unkerpanjang: Feb 9 2023, 10:11 AM

Bro....my best guesstimation.

4% PM must run
5% protest run
6% reformasi run
7% harapan run
8% mission impossible run
9% alexander run
10% nekid run, stays!!!

This post has been edited by Unkerpanjang: Feb 9 2023, 11:42 AM

Bro, u got a strong point....kwsp Shud invest in companies producing Panadol, Aspirin...I guess some people kepala pening with MACC investigations.

Sifu, Bro, please lah ar, got free food include Unker...inform 1 day ahead on venue...Unker must take Konsortium bus 44 seater punya.

Unker bring my own maggi mee, just take your tomato soup.

Kamsiah.

Comes to a point. Nobody is interested in someone else opinion. But, just wanting to hear his/her opinion come out from someone else mouth.

Profound statement, yes? Watch the blood pressure, ya....inspiration hits when sitting on the porcelain pot.

Good Friday morning, Bro Ramjade!

Bro....kwsp borang17 or 17a.

Lucky for rest of us...otherwise if u do, Kwsp oso say fund size too big 😀💪

Unker think loudly.

Unker oso want to repeat experiment in Y2023..to confirm principles of randomization, blocking n assignable bias.

Now problem, where to cari $60k + $1k.

Seniors n Sifus, don't report me.

Unker shy lah. Only interact thru forum, some more they next level wealth.
Unker check if my emas account sufficient for withdrawal.
Anyway, thanks for suggesting.
Peace n good health!

Just gimme, 6.x% over next couple of years...this will allow me to finally be inducted into KWSP Big Boys Club.

Kamsiah,

Interesting topic, ya? Don't shoot Unker, today no urgent matters.

Based on the high level assumption, from multiple sources, NST, The Edge, ex FM writeup....I conclude the population Mean = $301K with SD = $240K.

The top of 99.7% population will have $1.01Mil savings. Most of the active forumers n Seniors already fall outside as outlier.

However, among those privileged KWSP members, taking on data from The Edge, the Gentlemen's Club imho are those with approx $4.6Mil.

The Big Boys (imho) are those with savings > $1.9Mil + 1, 2, 3 SD (each SD is 0.9Mil). Unker sendiri further split into 3 bands.

Big Boys $2.8Mil
Young Adult $3.7Mil
Gentlemen $4.6Mil
There's another bigger band building to the $10Mil Maestros.

Pls ah, above based on Unker small hat, fiction analysis...no intention to discourage or kacau fellow forumers which Unker has highest level of respect.

Just casual reading till dividend declaration.

Sure Bro Prophetjul, oledi Big Boy...but cannot allow to rest on laurels. Hahaha congrats Tuan, Tabik!

Bro Wedchar,
Unker assumes 2 sets of raw data.
1. Total population, where the median skewed to low end. Also approx of additional data point where 3% needing $240K.

2. Second population, based on The Edge raw data, computing just millionaires with wider SD due to limited data, approximation . While almost no data for those @ 0.002%, $10Mil.

Ampun tuan.

Bro...No, you misunderstood me. Unker Ikan Bilis 2.

Depending on the ASM1 dividends, if continue to be < 3.8%.

Unker will execute the following strategy.

1. Borang 17, max to KWSP. Family cannibalize in the low % savings, SSB, dividend SG stocks, Reits.

2. Self top up $60K from ASNB to KWSP.

Above are my only avail options to pump into KWSP....Seniors, pls share if other options.

Hi all, Unker has been unofficially appointed by stakeholder, to provide clarity in this highly anticipated event.

For dividend, between 9.1-9.9% Bro Prophetjul will only swim nekkid in one of his properties. Interested parties, can just lie on your back n take photos.

I'm working hard to pinpoint the actual address (KL, Sabah, Sydney, etc) a couple of days prior to event.

Sekian maklum, Unker yang menjalankan tugas.

[quote=Human Nature,Feb 15 2023, 08:42 PM]
1. CommodoreAmiga - 5.3%
2. netcrawler - 6%
3. Mroys@lyn - 5.25%
4. Xander2k8 - 5.25%
5. romuluz777 - 5.65%
6. optional1988 - 5.8%
7. ikanbilis - 5.5%
8. Human Nature - 5.55%
9. Unkerpanjang - 1.0%, wife oledi taken anything in excess.