Root cause.

Compare small dot country....PhDs, Doctors, Lawyers, Queens Scholar, as elected officials. They r stagnating.

But another country can be proud , have tallest unoccupied buildings, nearly approved crooked bridges, white elephant talent incubation zones...1 Harvard grad.

If harnessed n corrected, our potential is 100x great.

Attendance check.

Bro Xander? Present!
Wolves? Present!
Commodore? Present!
Char? Present!
Amiga? Present!
Nexona? Present!
Cuba? Present!
Tea? He went toilet teacher!
Plumberly? Plumberly? Anyone knows if he gone into cave?

Prophetjul? Is he travelling again?

Where's the new student? Virtual? Sigh...one day present, one day absent.

This post has been edited by Unkerpanjang: Apr 19 2023, 07:51 AM

Wah! Unker can only explain in terms of Marvel Multiverse.

We forumers are all wired differently, hence respectfully debating in different backgrounds, Multiverse reality, different frequency.

Will a bank go bankcrupt, sure why not, but whats the probability vs possibility?

Hence, we have high profile forumers very financially inclined, that will siphon all RM$ to USD, SG because of perceived risk with Malaysia. Does this risk involves banks, etc going into financial ruin? Likely ar. We oso have high profile forumers that buy Physical properties, Gold, Crypto, as alternate Wealth. Why do so? Does this include counterparty risk, RM going into tailspin? Likely ar.

When a forumers, wealth n financial horizon expands...that person will likely build more financial moats. Some of scenario planning, will seem improbable to others.

Age is another reason...ada anak, etc risk toletance oso different.

What the mind perceives...will ultimate drive the beliefs and hence subsequent actions. What we dont believe, doesnt mean its not true.
Unker uses LY to see both sides of an arguement.

This post has been edited by Unkerpanjang: Apr 24 2023, 12:33 PM

Unker byk lama no log in....just friendly reminder. Keep safe. Capital preservation.



Feeling bad vibes...not everything is as it seems.

[quote=prophetjul,May 4 2024, 08:51 PM]

Bro, Happy belated Y2024.

IMHO, you holding way too much MYR$. Should diversify the excess $1.5-2.0 Mil.

Pls share once u decided on investment strategy. I'll be lurking in the shadows.

Lastly, here's wishing the respected Senior Kakis continued Vibrant Health n Razor Sharp Mind.

Aiyoh Bro Magika,
Why is the asnb blue whale accidentally beached onto a Kwsp shoal?
Pls stay in the deep end, sign indicates +$2M deep.

Wow! I didn't realize the math...avg A3 is like $2K/pax?

Which makes total kwsp savings at $20k/pax,?

While there'll be exceptions, i.e. affluent members in this forum with much higher A3 savings.

The other tail end A3 is likely below $1k/pax. Yet, desperate for the few dollars more. Depressing!

This post has been edited by Unkerpanjang: May 28 2024, 08:28 AM

Tolong pool money, buy cheapest kalkulator?