1% for my GE insurance.
1% is the minimum rebate, so if any of the transactions doesn't fall into 5% will get auto 1%.

I just used GIRO to pay my OCBC bill yesterday and it still costs me RM 2.00

Not RM 0.10 meh from 2nd May onwards?

I paid on 2nd May's morning, around 9.20 a.m. before I went to work...

I used Maybank2U...

I better clarify first before complaining.

Good question. I have normal savings account and M2U saver account.
For this particular transaction, I used my M2U saver account because I thought it is the same and not necessary to transfer to my savings account and pay to OCBC?

Thanks, if that's the case I will need to call Maybank for this matter. I purposely waited till 2nd May to pay and didn't pay on 1st May but they still charged me RM 2.
Need to check in my M2U if it records this service charge somewhere.

Oh crap.
Thanks for clarifying, luckily I didn't call Maybank yet.

Thanks for the heads-up!
I will call Maybank tonight.

Sorry guys, was too busy last night and forgot to make a call.
I just called Maybank and they confirmed the RM 0.10 charge is the same for all types of accounts, so doesn't make any difference if it is M2U Saver or not.
They also acknowledged that there was a system glitch in their system where some customers were still charged at RM 2.00 and they will refund the difference within the week.
Apparently for mine it is already refunded, I called without checking my Maybank2U.
Just checked it was refunded to me the next day.

I don't think they are supposed to share the reasons for rejection.

Time flies, got my OCBC Ti for a year already and just saw the GST has charged to my card.

Not sure I should feel delighted or not, I got the annual bonus RM 50, probably I have spent at least RM 10k in the past 1 year.
So for this year, my GST is absorbed by OCBC.

This post has been edited by fruitie: May 12 2013, 11:25 PM

Yeah, received that kind of calls before.

I was in a meeting and I thought any fraud case...

I told them, I don't need that.

Got my latest bill again.

5% cash back:
F&B: twenty.one tables+terrace - Bangsar Shopping Centre

Will be waived if you use the card 12x a year.

Will be auto waived. I don't see this at all in my bill.
In fact my GST was also absorbed for this year because I have spent more than RM 10k.
If your annual usage is at least RM 10k, your GST will be waived as well.
I didn't know I have spent so much over the year.

This post has been edited by fruitie: May 17 2013, 12:50 PM

Well, if the bank doesn't offer you this type of waiver, it will not be waived.
For OCBC Ti, it is on their web and T&C that they will waive annual fees if you swipe at least 12 times a year and GST will be waived if you spend RM 10k and above.

I don't own any HSBC card before, but if it clearly shows that there is no waiver, then you won't get it.

This post has been edited by fruitie: May 17 2013, 12:56 PM

Have you tried calling them to know the latest status?

I think yes because I didn't hear from them and only I got to know my application was rejected.
You can call this number: 1300 88 5000 (8am-10pm)
Use the self-service menu and once you key in your I.C. no., you will be able to know the status of your application.

Select language >1 >2 >4

So they didn't receive your application at all.
How did you apply?

Mine was successful after appealed though until today I still didn't know why they rejected my application.

On the first post, there is an appeal letter, you may use that sample. Courtesy tifosi.
This card has rejected too many of us, until an appeal letter needs to be attached on this thread.

I'm not sure if they still accept appeal these days, I hope yes, else you have to reapply again.