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Credit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??

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koh_424
post Aug 2 2013, 05:17 PM

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QUOTE(David900924 @ Aug 2 2013, 04:49 PM)
Thanks..may I know why bank need EPF statement? because for private sector, EPF always varies on director decisions. last time housing loan they also request for it..n they surprise how low it is lol. I only giv them 3 months payslip n let them call my boss to reconfirm.
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They need EPF statement because they have to make sure u have monthly income inorder to repay them.

Not because of Gov servant or private sector.

Thats is the proof of u work with pay!
bearbear
post Aug 2 2013, 05:36 PM

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usually they ask for bank statement OR EPF as proof of income.

This post has been edited by bearbear: Aug 2 2013, 05:37 PM
koh_424
post Aug 2 2013, 05:43 PM

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QUOTE(bearbear @ Aug 2 2013, 05:36 PM)
usually they ask for bank statement OR EPF as proof of income.
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My case i just gave them the EPF statement. smile.gif
crazyito
post Aug 2 2013, 07:06 PM

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Has anyone tried this cc on any easi payment plan? because from the tnc, it's stated that epp is not entitled to the rebate. true?

This post has been edited by crazyito: Aug 2 2013, 07:06 PM
bearbear
post Aug 2 2013, 09:03 PM

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QUOTE(koh_424 @ Aug 2 2013, 05:43 PM)
My case i just gave them the EPF statement.  smile.gif
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just applied at the curve, only EPF and free bag thumbup.gif
kuai_chai
post Aug 3 2013, 12:54 AM

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does anyone know what is the mcc code for harrods cafe and garrett popcorn in klcc?
want to know 1% or 5%..
koh_424
post Aug 3 2013, 08:47 AM

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QUOTE(bearbear @ Aug 2 2013, 09:03 PM)
just applied at the curve, only EPF and free bag thumbup.gif
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Ur EPF statement printed over the OCBC kiosk machine?

Wat u mean by 'free bag'?
bearbear
post Aug 3 2013, 09:54 AM

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QUOTE(koh_424 @ Aug 3 2013, 08:47 AM)
Ur EPF statement printed over the OCBC kiosk machine?

Wat u mean by 'free bag'?
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yes went there empty handed

juz a normal fabric bag by ocbc
tnix
post Aug 3 2013, 11:27 AM

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Hi,

(1) Anyone here have had experience paying credit card exceeds the actual amount, but the extra balance is not shown in the next statement.

i.e:

CC : RM2092, we paid RM 2100 on DD. Balance RM 8, why RM 8 not shown in statement ??

(2) what happen if we paying CC on DD, but the transaction only appear the next business day? any interest/late payment will be charges?
SUSPink Spider
post Aug 3 2013, 11:30 AM

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QUOTE(tnix @ Aug 3 2013, 11:27 AM)
Hi,

(1) Anyone here have had experience paying credit card exceeds the actual amount, but the extra balance is not shown in the next statement.

i.e:

CC : RM2092, we paid RM 2100 on DD. Balance RM 8, why RM 8 not shown in statement ??

(2) what happen if we paying CC on DD, but the transaction only appear the next business day? any interest/late payment will be charges?
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Opening balance 2,092
Jusco 78
BHPetrol 52
Payment -2,100

^ It will be like above
SUSPink Spider
post Aug 3 2013, 11:31 AM

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QUOTE(crazyito @ Aug 2 2013, 07:06 PM)
Has anyone tried this cc on any easi payment plan? because from the tnc, it's stated that epp is not entitled to the rebate. true?
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The EPP PAYMENT not entitled to the rebate, but the original purchase does.

E.g. u buy things worth RM1200 and convert to EPP
U will get RM1200 x 1% = RM12 rebate on the month u make the purchase
But zero rebate on the instalment

Get what I mean?
tnix
post Aug 3 2013, 11:37 AM

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QUOTE(Pink Spider @ Aug 3 2013, 11:30 AM)
Opening balance 2,092
Jusco 78
BHPetrol 52
Payment -2,100

^ It will be like above
*
yup it will suppose print like that, which means we need calculate manually for the extra payment ?
SUSPink Spider
post Aug 3 2013, 11:38 AM

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QUOTE(tnix @ Aug 3 2013, 11:37 AM)
yup it will suppose print like that, which means we need calculate manually for the extra payment ?
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nod.gif
tnix
post Aug 3 2013, 11:45 AM

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QUOTE(Pink Spider @ Aug 3 2013, 11:38 AM)
nod.gif
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hehehe too bad...anyway thank for the reply....how about 2nd question?
500Kmission
post Aug 3 2013, 11:46 AM

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is all transaction will have sms alert even RM10 for OCBC titatium credit card?
SUSPink Spider
post Aug 3 2013, 11:47 AM

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QUOTE(tnix @ Aug 3 2013, 11:45 AM)
hehehe too bad...anyway thank for the reply....how about 2nd question?
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from my experience, if clear 2 days after due is still ok. but, better dun try your luck lo

I always pay 1 week before due date to be safe wink.gif
Human Nature
post Aug 3 2013, 11:51 AM

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QUOTE(500Kmission @ Aug 3 2013, 11:46 AM)
is all transaction will have sms alert even RM10 for OCBC titatium credit card?
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NO, the trigger amount set by OCBC is higher than RM10. You can set your own trigger amount. The form can be obtained at 1st post.
SUSPink Spider
post Aug 3 2013, 11:54 AM

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QUOTE(Human Nature @ Aug 3 2013, 11:51 AM)
NO, the trigger amount set by OCBC is higher than RM10. You can set your own trigger amount. The form can be obtained at 1st post.
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what's the default trigger amount?
Human Nature
post Aug 3 2013, 11:58 AM

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QUOTE(Pink Spider @ Aug 3 2013, 11:54 AM)
what's the default trigger amount?
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RM500
frank76
post Aug 3 2013, 03:23 PM

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Woohu... just check online my card Gov Tax on the card for my principle and sub card have been credited !!! rclxm9.gif rclxm9.gif icon_idea.gif icon_idea.gif .my 1st anniversary !!!

This post has been edited by frank76: Aug 3 2013, 03:23 PM
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