usually they ask for bank statement OR EPF as proof of income.

This post has been edited by bearbear: Aug 2 2013, 05:37 PM

just applied at the curve, only EPF and free bag

yes went there empty handed

juz a normal fabric bag by ocbc

Really doubt so, they are not hungry for sales like certain bank platinum only need 24k annual income.

I got rejected twice already by OCBC

Rcv promo SMS before i rcv successful application notification or the card itself

Its RM50 by the way

This post has been edited by bearbear: Aug 14 2013, 10:51 AM

very generous with their credit limit - 40% of my annual income

Other banks are around 20% or so

30k available monthly, best if you spend on first few days of the month.

i swiped on lunch at the curve today too, doubt i will get it,

i guess really have to swipe on first few days of the month.

Previously i have FD with them also my CC application got rejected.

Third time tried with booth at The Curve.

for my case having FD with them doesn't help - got rejected twice

Spend Rm10k a year waive GST

you have regular bank account with them?I use CIMB regularly and they offer the 1 month thing to me as well.

I already managed to get it thru their booth at Curve, EPF statement only.

4.5% interest eh?

Spend what you need, not spend because you want to max out the rebate

now that is something new, sadly groupon is only 1%

is it under petrol / grocery / utility bill / eateries?

This post has been edited by bearbear: Oct 5 2013, 10:57 PM

4k is ok la considering that this card main benefit is the 5% rebate and no points.

just utilize your 5% and spend on other cards.

ocbc gave me nearly twice of what maybank offered me. quite crazy as they had rejected me twice.

ot - not sure how fruitie will enjoy china...i have been there for a few times over the past year and u will surely get the culture shock. anyway my stays are all less than a week so pls do let us know when u miss malaysia lol