We need to get Jean Yap to answer our queries

According to the newspaper ad, the first year AF is waived (for New-to-Bank customers)
Who pays AF nowadays ???

Refer to the OCBC Titanium MasterCard Thread for details
EXCLUDED : 5813 Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques


This post has been edited by ronnie: Jan 23 2013, 12:07 PM

basically to 'enjoy' this you must spend more to save more.

Unless you can control your usage to be around Rm50/transaction (Which IMHO is tough) you will get less than the 10% advertised

Using CC must always control and monitor your spending, no matter what type of card you use

ohhh i get what you saying d ....

means across the board it is the same?

First year annual fee is waiver subject to 1swipe in 45 days upon card approval. This is confirmed.

Cash back is calculated based on CALENDAR month from every 1st to the last day of the month. Cash back will be credited directly into the WISE Card account in the 28th of the NEXT month.



This post has been edited by Asgaard: Jan 23 2013, 12:30 PM

Telekom Malaysia Berhad not counted??

No

So inefficient

actually not good.

it's like a card u need to monitor.

10 trans, min RM50.00

(If less 1 tran, all trans incurred wont get even 1% cash back.)

Why we need to risk for this?

Having OCBC , MBB 2 cards, SCB 15% petrol card is good enough for me.

Maybe will consider this card after 6 months SCB 15% expired.

totally agree!

This card got so much catches!

This post has been edited by ck23: Jan 23 2013, 12:57 PM

OT: SCB 15% is not sure-get cashback

Applied for this card.. But now it seems to me it is very very complicated to use it. =.= their terms & condition aren't clear enough.

HLB mostly are lady bosses ma, credit card dept is under lady boss, CEO also lady boss and ladies usually like to play catches....no direct direct one.

Quite clear la....3 categories, min 10 x RM50 tranx, max RM100 CB per calender month. For those who can easily hit 10 x RM50up under petrol, mobile and groceries should not be complicated at all.

seem my time to switch from citibank cashback platinum to this for petrol purpose ^^

but everytime pump rm50 n ciao....seem a bit waste of time....

but additional 5% might worth it.....

hi....

how to pay Utilities ?

electricity and Water (MCC 4900)

can pay via online? i mean under hlb connect is there any special option to pay tnb ?

Totally agree with you.... +1

Just pay online. There is an option to pay TNB bill in HLB online