No, depend on ur spending pattern.
U have 3 categories to choose from. Then, total of 10 rm50 transaction per month to get rm50 cash back.
If spend 1k, will get rm100 cash back.

Yup, that is truth. But I am not those big spenders.

I only pump petrol 4-5 times a month and use my card to pay for Astro, Maxis, Celcom and TNB. That makes it 9 transactions

Yup, this card more suitable for those high spenders.

I'm holding HLB-GSC card too. Among the cards I'm holding, HLB seems to be the one most actively promoting consumerism

This HLB Wise plenty of conflicting information.

We shall wait for 1 lucky person to get the card and clarify then.

1 CS tells A and another tells B

so many versions of answer on how to count "no. of rm50 transactions"...
CS got different answer... staff come from Wise CC product training got different answer...

This post has been edited by propusers: Jan 20 2013, 05:28 PM

annual fees cannot be wavied?? is that true?

Let's wait till someone gets the card and clarify correctly.

If now, there would be an influx of wrongly stated information from different sources.

take my advice, dont bother apply for hong leong cards, you will regret it.

they are seriously understaffed, and i have a feeling they hired part time or get peoples from other departments to help creditcard department, and blantly laugh at your application.

dec 15 until now, not even one news. i am very afraid, these low grade no integrity Hong leong staffs might get me into some deep shit.

+100

I have accounts and cards from other banks too

But none bombard me with calls from their insurance unit like HLB, I get calls from HLA agents every now and then

Hmm this better be true... coz last time i have such encounter whereby the actual offer is different from what the sales promised(HXXX bank), there is always a catch for whatever they advertised

I guess they just want to fast fast close the case, and earn the commission.

Agree.

But im not really concern on the number of transaction for my phone bills because my fuel usage is about rm150 per week sometimes more. So just swipe 3x per week, get 12 transactions already. Plus phone & broadband bills ~rm500/mth. Hope can get max rm100 CB every month. But now just hoping my application approved first then talk2 later.

This post has been edited by azuan_izadee: Jan 20 2013, 11:49 PM

You must be a hardcore traveller. Normally I burn around 50 per week only

Anyways, if your income > requirement, HLB would likely approve your application unless you got a history of something.

Update us when you get your card then.

Just curious - Did they tell you that GST MYR 50 would be offset after certain amount of swipe and 1st year annual fee would be free?

I am from Hong Leong Mortgage but this is what i understand about the card during the launching.

- First year annual fee will be waived subject to 1 swipe in 45 days upon card approval.
- As of now, 2nd and following year annual fee cannot be waived yet (Might change later).
-For Mobile, RM50 x 5 = 5 transactions.


Dont blame me if i am wrong. Since there are no other HLB Credit Card staff here, i am just trying to help based on my understanding about the card. However, i will try get a clarification from the person in charge.

I remember last time the MACH card launch also like this.. All blur blur coz HLB didnt post a clear T&C

isit? anyone can confirm these? or maybe if i got 10 transaction but 1 out of them i swipe oni 49.90..so i also not entitle?

If you are worried whether RM49.90 can get 10% cash back or 0%, just swipe >RM50 lah.... is that so difficult ???

My straight-forward plan: Swipe all transactions >RM50 for sure can earn my RM100 cash-back per month.

online pay tnb bill counted as 1 transaction?

hi all, can someone explain on the "10 times transaction" ? whether is 1 month swipes for 10 times with RM 50 in any categories or only the 2 selected categories?

Thanks