Just get my 3% cash back in June 2013. My card anniversary is Feb 2013.

Wah so slow, my card approved early Apr, then hv to wait 2 more mths from now...

any idea on what's the transaction fee for using this card out of Malaysia?

compare to visa exchange rates it is about 3.6%

First time hearing Watami card. Max RM 150 cap for 1 quarter. Is it the same as Maybank's M2Card and OCBC Ti? As they are RM 50/month? RM 150 for 3 months?

But it is good to swipe one huge chunk amount at once (>RM 1k per transaction). For e.g. RM 3,000 can get RM 90 instead of RM 50 for Maybank or OCBC.

Or am I missing anything here?

This post has been edited by fruitie: Jun 19 2013, 12:50 AM

Base on my info from Aeon, cash back out every quarter + 1 month.

the cash back is based on quarterly basis. that means RM5000 of spending per 3 months gets RM150 cash back

ya, it is good for paying insurance premiums

I already started this thread in February 2013....
A few of us have all tested the first Quarterly Rebate and it is 3% (or up to max RM150 for 3 months).

The capping start for 3 months... not monthly RM50.

Yes, min total swipes of RM3k (within 3 months) will get 3% CB, cap at RM150/quarter.
Yes, can be single swipe of RM3k and get RM90 CB.
A good 3% CB for big ticket items (car/house down payments, gadgets, hospital bills, new LED tv, furnitures, vacation packages, etc).
And it is a Visa card which has high acceptance by merchants.

*deleted* duplicate post.

This post has been edited by tbheng: Jun 19 2013, 07:34 AM

Yes. The rm150 cap is per quarter basis. You can swipe one ultra book worth rm5000 and then keep your WATAMI card the drawer for the next quarter. Planning to apply this card too to complete the dream combination of cash back CC ie HLB WISE, M2Amex, OCBC Ti and AEON WATAMI.

Haha... (on the red color part)
It all depend on one's spending/expenses pattern. And I got to adjust mine slightly to optimize the CB.
Now should be all set to "milk" from these 4 Cash(back) Cows effectively.
And of course not forgetting the cc golden rules of spend within one's mean and clear statement balance on time.

Thanks guys for the replies.
Got it. Now I can have further discount for my new MacBook Air. At first thought of using OCBC Ti to have 1% rebate and will use student's pricing (using cousin's name), so that must purchase online. It only accepts MasterCard and VISA online.

Good idea for insurance premium as well. I pay mine monthly with OCBC Ti now can change to quarterly payment.

Now time to look for HLB WISE.

This post has been edited by fruitie: Jun 19 2013, 11:45 AM

in case some one has not share this info before.

today i made the AEON CC payment via cimb.. under the "pay bills" option.
the service charge is RM0.60. Unlike Maybank , cimb will deduct the RM0.60 saperately from your account. maybank however will minus RM1.00 from the amount transferred.

IBG is better rite? just RM0.10 per transaction.

No one has successfully reported in paying AEON CC via IBG method

I managed to pay via IBG from Public Bank last month. Have to follow the instructions on Aeon CC's website http://www.aeonmalaysia.com.my/acs/af/kona...dChannels=-8815

It does not work from SCB

I believe it's because the beneficiary field is not long enough to fit in "AEON Credit for [Your name per I/C]", so far only PBB can fit everything in. I've tried it on Maybank, OCBC... can only key until my surname

But the error is "account no. does not exist"
So basically put in the 16-digit CC number & select CC payment ?

Can you do a screen shot for benefit of everyone ?

Here you go, hope it helps