Oh.. and another thing is i got apply for SCB and OCBC titanium but kena reject as no more than 2 years for my CC. ^^ one and half year only. as before this i prefer cash than CC.

Now.. like the 5 x points and etc. ^^ . So far satisfied with Amex except BHP can't accept amex. Sweat.

If you are BHP user, suggest u you apply UOB Revamp One Card to enjoy 7% rebate.

Hmm...shouldn't be the case! I had my Maybank2Cards less than 2 yrs yet I managed to get other cards approved.....(Now I have 3 credit cards)

Oh noted. wow.. then not sure whats wrong with my approval. As seem my colleague have same problem also as my company is a china company and not reknown to those international bank. Sigh. As alot of my colleague also fail when they apply for Citibank, OCBC , SCB also.

wow.. really. then i will try my luck with UOB revamp one. Like the cash back alot as alot of fixed bill to pay anyway each month ^^ .

Perhaps you payment not on time? Any late payment for housing loan, card loan and so on?

Or perhaps you not a heavy spender...Bank doesn't feel about to earn money from you >.<"

For me, I only provided bank statement during my application. The recent application with Citibank tooks me 2 hours to apply and received the card at Pavillion....hahahha

Erm.. i always paid all for statement amount and paid earlier if i purchase more than 1k a few days after cc go through. So can say a few payment in a month.

Housing loan nope.

Car loan always on time. Even prepaid more than the payment amount by RM300 for car loan.

Sweat.. that why totally not sure why got rejected. ^^ .

Oh regarding cash. My saving always got RM10 in account as i put in joint account with my mum. ^^ . As anything happen to me.. family get money first. ^^

No idea though...Perhaps you should wait until the expenses reflect to the statement? (I might be wrong)

Any sifu wanna share his/her view?

hey, on no 3, what was the reason for temp increase CL? I did request once long time ago but they only entertain if temp request is to pay for medical or flight. Others wouldnt get approved.

Thanks for your sharing.

However, went to 1u card center and have been advice that at least need to submit two months paylsip only can be apply for increase Credit limit.

No offer letter with one month paylsip is allow.

Anyway, have to wait end of this month for the latest payslip.

Reason why I need increase in credit limit is generally because I have used up my credit available and have not much available for my coming transactions and not willing to settle the the outstanding sum until near the Due Date to earn a few bucks letting the money sit in my deposit accounts


Yes, I do recall mentioning about air tickets but on 3 occasions was because I wanted to buy a new car. My son's used sports car was paid using his supp MBB VI. Early this year wanted to buy a 7 seater SUV so end last year requested for increase in CL, initially they gave me RM20K temporary CL increase but that was not sufficient and not meeting the amount I requested. So I called them again and requested for more and explained to them the car I wanted to get cost more than the CL I have with the RM20K increased. After that call they subsequently increased my CL to what I wanted. But ended paying the SUV with cash instead of using my credit card

Last week, again I called them for temp increase in CL because I want to get another car (for my mum), yesterday I checked CL approved but my mother now decided she don't want one. haha.

This post has been edited by Gen-X: Apr 9 2013, 02:56 PM

hi

would like to get advice from your experience.
I applied for mbb 2 last year aug and got rejected.
I applied for mbb again this feb / march, got rejected.
reason I have owe them rm350.
I paid it and give them the write off letter.
then, when I call them, they say I need to pledge fd for the cc.
my question is, can I reapply again?time frame?
or will they still stick to the condition ; pledge fd?

thanks .

It depends on your past transaction with MBB. Have you applied with MBB CC or any type of loan before and have a long history of late payments?

Wah buy car using credit card.. Wish I could do that..

no.late payments, no.the debt is asb one.
penalty charges. one off things.

Imagine the points

Have you tried applying again after the payment? A friend in the CC dept. told me they usually won't reject unless the pending issue is pretty severe, as long you meet all requirements. If rejected again better go call them directly, or try another institution.

Just wanted to report that M2U website now can use AMEX to pay your TNB bills. I still remember last month only the Mastercard/Visa is available.

Not sure whether this info already shared or not.

yes shared earlier since last friday

Anybody relishing the opportunity to get a Benz for filling with AMEX at Petronas?...searching for a sos

you mean this one;

http://bills.maybank2u.com.my/ccedm/edm_CC89/CC89.html