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 Maybankard 2 Gold & Platinum Cards V6, Please read page#1 FAQ before posting.

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timeonce
post Apr 8 2013, 05:43 AM

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Hi all.

Ive been using MBB two card for more than one year and half now and wondering how can i upgrade to platinum.

My salary is above 70k per annum and always clear my balance by end of the month.

Wanted to upgrade to platinum to enjoy the perks and want remain same credit limit.

And may i ask... as i want to buy a wedding ring which above my credit limit. Can i call mbb that i top up money first and pay first then they unlock my limit temporary.

My limit is 8k and i wish to buy a ring above 10k.
timeonce
post Apr 9 2013, 07:47 AM

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QUOTE(Ricky300 @ Apr 8 2013, 09:11 AM)
Yes you can upgrade to Platinum by providing your 2 months latest payslip.

Visit the nearest maybankard centre =)
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QUOTE(peri peri @ Apr 8 2013, 09:12 AM)
use 2 credit cards to the the transaction. Dont tell me u got 1 credit card only. Apply OCBC or SCB or UOB or watever
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QUOTE(Gen-X @ Apr 8 2013, 10:54 AM)
Based on your annual income you do qualify for Maybankard 2 Platinum. To upgrade you need to submit documents. I suggest you call Maybank CS (MBB AMEX Tol Free 1800 88 9559 - number behind your card) and ask what documents are required and then go to their Maybankard Center with the documents to apply. Please refer to 1st post if you are in Klang Valley where you can get Maybankard Centre number at 1U - call them for Gardens and KLCC number if those locations are more convenient and for further enquiries.

And also many people here have reported that have submitted via online too.

As for temporay increase in Credit Limit

1. Call MBB CS (number behind your card)
2. Ask for temporary CL increase - example you want another RM5K
3. They will then ask you why you want the increase and for how long.
4. You will get a sms once it is approved.

Since I have no salary slips for the past 2 years, I have been requesting temporary increase in CL ( up to RM50K more) and so far MBB always entertained my request smile.gif
I'll be flying off again come this weekend  wink.gif

Yah MBB AMEX 2 is fantastic, 5X TP for every RM1  rclxms.gif Not sure this year but last 2 years had special promo on MJ vouchers.
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Thanks for all the reply. Will try to call in maybank to increase limit once found my prey.

Nola.. boss want nice one.. So still researching value for money diamond.

And yes.. i only have one cc. To limit spending mah. If got 2 nanti spent spent spent.. die lor. Somemore my one credit limit sub to 4 card under mbb 2 card for me and my gf. ^^ .


timeonce
post Apr 9 2013, 07:49 AM

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Oh.. and another thing is i got apply for SCB and OCBC titanium but kena reject as no more than 2 years for my CC. ^^ one and half year only. as before this i prefer cash than CC.

Now.. like the 5 x points and etc. ^^ . So far satisfied with Amex except BHP can't accept amex. Sweat.
timeonce
post Apr 9 2013, 08:56 AM

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QUOTE(Ricky300 @ Apr 9 2013, 08:53 AM)
If you are BHP user, suggest u you apply UOB Revamp One Card to enjoy 7% rebate.

Hmm...shouldn't be the case! I had my Maybank2Cards less than 2 yrs yet I managed to get other cards approved.....(Now I have 3 credit cards)
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Oh noted. wow.. then not sure whats wrong with my approval. As seem my colleague have same problem also as my company is a china company and not reknown to those international bank. Sigh. As alot of my colleague also fail when they apply for Citibank, OCBC , SCB also.

wow.. really. then i will try my luck with UOB revamp one. Like the cash back alot as alot of fixed bill to pay anyway each month ^^ .
timeonce
post Apr 9 2013, 09:19 AM

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QUOTE(Ricky300 @ Apr 9 2013, 09:05 AM)
Perhaps you payment not on time? Any late payment for housing loan, card loan and so on?

Or perhaps you not a heavy spender...Bank doesn't feel about to earn money from you >.<"

For me, I only provided bank statement during my application. The recent application with Citibank tooks me 2 hours to apply and received the card at Pavillion....hahahha
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Erm.. i always paid all for statement amount and paid earlier if i purchase more than 1k a few days after cc go through. So can say a few payment in a month.

Housing loan nope.

Car loan always on time. Even prepaid more than the payment amount by RM300 for car loan.

Sweat.. that why totally not sure why got rejected. ^^ .
timeonce
post Apr 9 2013, 09:21 AM

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Oh regarding cash. My saving always got RM10 in account as i put in joint account with my mum. ^^ . As anything happen to me.. family get money first. ^^

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