AmBank VI is currently based on promo which will end soon. Have to wait and see what's the revision before deciding.

Just be mindful for ewallet there's a 1% charge these days, and not everyone will be able to spend 3k on ecomm.

For MBB, there's the monthly limit so might not be able to change in time.

HLB one is much easier if one is lazy, furthermore it also includes insurance and utilities which I think a lot of other credit cards exclude these days.

For now, Shopee / Lazada wallet still eligible as well as Setel (until its over).

But till then, I think its still worth while to consider. Of course there is other loopholes that you can exploit, but you will have to dig it out yourself.

Overall, it still comes down to how tight you wanna keep things in order to earn the miles / points. Some may forgo the points for convenience, some chase it down to the decimals, personal preference.

If one is serious about earning points, even your spending channels will change just to get the miles / points.

i.e. If you can choose to buy your groceries online (assuming same price or with discount vouchers) as physical store, you would choose to spend with your CC.

i.e. If you can choose to pay your bills via aggregators instead of direct payment to avoid MCC code identification.

i.e. If you can choose to purchase via official third party than direct channel i.e. RM1 = 1KFmiles if you buy in Kris+ for iPhone 16 pro from SG (plus its slightly cheaper, so can cover the CC charges) versus you buy online via Machines / Shopee / Apple which is RM2 = 1KFmiles.

I think it's the apps not updated and it should be 2025 instead 2024? If got Ambank enrich and you got 20 points currently, I believe 10 is carry forward next year.

Btw one thing not sure is whether carry forward program will still valid in 2025..

other people without ambank already showed carry forward 2025. Coz exceed 30. mine still zero as just 30. [silver level]

There is no indication on the app to show any carry forward to 2025 yet.

Only what was carried forward from last year to this year.

If you still just blue in last year then it will show 0 carry forward to 2024.

hi guys, alliance VI used to be 1.33EP per RM spent (1:8TBP, 6TBP:1EP) i’m not keeping up things closely but i know its severely downplayed now. what’s the next best card for ep?

usage lets say nil retail swipe
ewallet and ecommerce primarily overseas

This post has been edited by b0rhui: Nov 22 2024, 11:57 PM

Alliance VI still one of the best card for ewallet and online spending as it gives you 8x TBP.

Another card you can definitely consider is Ambank Enrich VI for overseas spending that gives you RM1 to 1EP.

Managed to convert last remaining points from MB and earned fair amount from HLB infinite for month of Oct.





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Enrich got promotion now, 42.5k business class to Tokyo, very tempting.
There're 2 flights to Tokyo daily, anyone knows which flight will have better experience?

This post has been edited by tientien: Dec 4 2024, 04:19 PM

https://enrich.malaysiaairlines.com/enrich/...end-offers.html

I think Tokyo redemption in business is the only reasonable use of Enrich Points these days.


Although it all got paused for now, orignally the outbound overnight MH88 and day time inbound MH89 were meant to be on the brand new A330-900neo which has the Suites style Business seat. The original start date was 1st March but you may want to push to as late as the promo allows (June?) to have a better chance.

hi all, i remember reading from email stating on every 1st day of the month and you redeem your CC points for enrich points, we will get 10% extra.

May I know until when this 'promo' ends? I somehow cant retrieve this particular email from my mail box.

https://enrich.malaysiaairlines.com/enrich/...conversion.html

"We'd like to inform you that starting 1 November 2024, our 10% Bonus Points campaign for Bank Points conversion will be temporarily discontinued until further notice. We sincerely appreciate your support and understanding."


The webpage was updated last week to remove the bonus. Pity anyone planning to convert on 1st December.

Anyone can help advise experience ...

if I want to redeem flights with points for family member (not travelling with me) , how do I do this aside from calling ENRICH cust.svc?

I tried via app and website , passenger name and enrich ID is under my name. I can change name but not enrich ID, there will be warning / error saying "frequent flyer number provided is invalid".

Is that the process ?

you need to transfer your enrich points to your family member's account.

No no no, don't transfer your points, it cost money/points.

Just redeem, but the BUG (I have called them many times already but typical Malaysian company, no solution) is that you cannot enter their Enrich number, it will capture you number. You will get an error message at the end, but the booking WILL go through.

Then you call them up (SC) and tell them to manually change to the pasenger's number.

BUT, if you book together with them, it WILL allow you to enter additional passengers' names and numbers.

The system (both webpage and App) is buggy like hell.

Hi all, this my first time flying overseas so just want to know some guidance.
I have enrich points. Planning to go from Singapore to London. Can we use enrich points to fly Emirates. I'm planning to buy 10 tickets , so isit worth it to use alliance visa infinite or just use wise?

Why use wise? No benefit. I will use credit card