So far i see is it this best for collect enrich point Rm3.5=1EP

https://www.hlb.com.my/en/personal-banking/...l/infinite.html

I think there is plenty of cards that are way better than RM3.5 per 1EP depending on your usage.

Alliance Bank's RM3000 cap each for 8x tbp (ecommerce + ewallet) is an example.

With RM6000 spending (3000 ecomms + 3000 ewallet) you can easily earn ~RM2 = 1EP

Or Maybank's world elite overseas ~RM2 = 1EP

So it really depends on your spending pattern to maximize it

HLB, Ambank CC - great to use when oversea to accumulate point. Not good for local consumption

Ambank Enrich VI Oversea - RM 1 = 1EP

Anyone know how much 1EP worth.. roughly?

No exact answer because it also depends what you are redeeming for

Biz class ticket?
First class ticket?
Economy class ticket?
Partner airlines ticket?

So it all comes down to what you are redeeming for, compare the cash price of the ticket if purchased outright, then compare to how much miles needed if purchase miles / amount needed to spend (AND ALL THESE ARE NOT TAKEN INTO CONSIDERATION OF PROMOTIONS ETC)

But basic rule of thumb, avoid economy class redemptions unless you really have to do it - go for biz class and above, 3 hours flight time and above

Always go for the higher class tickets whenever possible to maximize "returns"

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Additionally, I advocate for mindsets where you are redeeming the experience, rather than the convenience of the tickets

In another words, you generally won't spend money to buy a first or biz class ticket if you are not so well off; so normal people wouldn't have easy chance to come by to sit biz / first class. Therefore you should experience this kind of luxury made possible by your normal spendings. This is especially true if you want to take your parents to vacation or travel, chances are, if they are hardworkers in the past and living frugal life, they have never experienced such luxury. So as children, you may use your "bonus" to treat them for an pleasant experience on top of saving their poor backs from long flight durations.

But of course, if you have other priorities in life than flying with airmiles, then you would not be searching or asking through this thread anyways (cashback would be then preferred)

To be an airmiles fan, or even to maximize your returns via airmiles, you really have to do the non stop digging for your best rewards, and it takes alot of conscious effort to do it - one senior pointed out before >>> The original TS of this thread.

This post has been edited by sadukarzz: Nov 5 2024, 11:10 AM

Thanks for your advice! I am currently earning 1.5% cashback for my overseas spending, not sure if it is worthwhile to earn EP instead.

Is there a way to check EP required for my trip to Korea next year ?

You can login to the MAS website.

Under the booking selection, toggle on Enrich Redemption, then select the dates desired to check flight availability, class and also points required (do note that if you lack abit more miles to hit, do know that you can purchase enrich points in your account).

Also note that currently bonus 10% conversion from bank > enrich points, validity 1 year(s)

Enrich bonus conversion

Advice, if you want to redeem your points, check early and book early, usually popular destinations and dates will sell out really quickly

All the best

Thanks for the info! Perfect for newbie like me

i'm platinum . so RM2 = 1 point. But my purpose is 30% reduction on Elite Status. No harm to keep platinum with free annual fee. I just upgraded blue -> silver thanks to ambank enrich card. Next is gold to entitle for unlimited lounge entry

No worries, take your time.

Just remember when you redeem such tickets, there's often still charges for the airport tax / departure tax if any, so do take note.

Meanwhile, perhaps you can start looking into newer routes / aircrafts as MAS have new A330's delivered. Then you can enjoy the latest and greatest.

To me, general rule of thumb is 1EP is worth RM0.04.

How did I come up with this figure?

Previously when you could still pay enrich saver tickets using a mixture of points + cash, you would be able to calculate it to 1EP = RM0.04.

So now if you try to buy points officially from enrich website, the cheapest you can get it for is RM0.055 per EP, so that’s definitely not worth it as you’re over paying.

I saw that you’re earning 1.5% cashback on your overseas spending. Depending on what card you’re using and the corresponding EP earn rate, the least you should be getting is RM2.5/EP to match that 1.5% cashback you’re currently earning ,which many cards actually offer, examples as follows:

Ambank Emrich VI - RM1/EP = 4% return
Ambank Enrich VP - RM2/EP = 2% return
MBB VI - RM2/EP = 2% return
UOB PME - RM1.2/EP = 3.3% return

Hope my answer helps

all above are for overseas spend right? how about the best card for local spend?

alliance visa, topup to ewallet and spend on local, rm1.875/EP

The problem with enrich now is that redemption is based on revenue ticket price...so it's not attractive.

But they do have the savers category, which is the best, but that's only available only for y class.

so you find a y to mel for 25,000 EP, but it's 150,000 for J. How to redeem for J!!

Yeah, the above examples are for overseas spend.

As for local spend, there’s currently no one card that can be used as a general spend card with decent earnings. Will have to use a combination of different cards (e.g Alliance VI/VP for eWallet and online transactions, UOB VI/ SCB Journey for dining, and maybe the HLB VI for all other spends)

Thanks for your insight! I am going to apply for Ambank Enrich VI

2024 going to end soon. I just reviewed this post:https://ringgitplus.com/en/blog/travel/enrich-introduces-new-features-tier-carry-forward-mid-tier-booster.html

Let use same example:
So let’s say you’ve earned 55 Elite Points back in 2023. This means that you’ll be able to retain your Silver tier status in 2024. Additionally, you have enough excess Elite Points to bring forward the maximum 15 Elite Points from 2023 to 2024 – giving you a head start in upgrading your Enrich membership to the next tier (Gold) for 2024.

Does it mean start 2024, he will have 15 point & got time from Jan - Dec to accumulate another 15 point to maintain Silver for another year [2025]?

I believe what you say is correct, but let's say you have Ambank enrich card then it should be half of your current points that can carry forward.

i got ambank enrich but on enrich still showed 0 carry forward. so i wonder how? as normal silver is after 30.