I am trying to apply for my PTPTN.. i applied once and it got rejected, then i ask my college counselor and she said that i have not enough credits for my spm which is only 3 ..and the minimum credit to apply for a PTPTN is 5 credits.... so my question is , do any of you guys know whether it is 3 credits or 5 credits to apply? i am doing my degree now...and any more loan which i am entitlted? thank you for your help

No need to go office, the statement letter that you receive comes with a form to change address, just mail that to ptptn to change address, I did it and the address is changed successfully.

hmm,open a SSPN account then only buy the form right? Coz my intake starts next week...Kinda confused. And the person incharge for ptptn loan is always away/busy. So i was wondering,the 2 weeks before applications means i have to open a SSPN account before buying a form?

nowadays,PTPTN requires u to open a SSPN account before applying for the money..

becos i open my account and apply ptptn on the same week, my application is on pending, but not yet rejected. Hope can get...

hi people, i need help

say, i've completed my degree course back in nov 2007 but the loan period in the surat perjanjian stated, ends this sept 2008.

when should i start paying back ptptn if i wanna avoid the 3% interest? this 3% interest is applicable after the first 6 months from nov 07 or sept 08?

do i need to wait for the letter before i start paying back? if not, how much do u think i should pay back first?

please help. thank you.

You could pay now without waiting to wait for the letter and it's interest free up to the first 6 month after your agreement ending date. It is wiser for you to pay more to reduce the interest fee.

Do PTPTN provide loan for pre-U?

I applied SSPN account one week ago ..
Y the bank never give me bank book ?

Guys.. Got few quick question regarding to PTPTN again. Hope can get some feedback. Any advise are pleasely welcomed. Here's the question.

I got my PTPTN load for my previous diploma course, and now im doing payback. But now i plan to continue my studies to degree, so i wander

1. Do i able to make 2nd loan for my degree this time? Or i must finish all my previous debt before can obtain this 2nd loan?

**As before i make my mind to continue degree, i was working for a year and i did the repayment every month. Can say i have a good repayment result. Wander will this help on obtaining 2nd loan..

2. IF i able to make 2nd loan now without settle my current 1st loan, what are the thing that i need to do? writing letter to PTPTN office? Or i myself have to get to the office and fill some form?

Really hope to get some useful information for forumer here.. Thanks for helping.

if u dont want to pay the 1st loan,u just go the PTPTN office and ask them for 'surat penangguhan bayaran',just fill up the form,and wait for approval,then,u can continue ur study without paying the 1st loan,they will sum up the loan at the end of ur study

Meaning i could hold my current 1st loan and i reapply again for 2nd loan for my degree?

can ptptn loan be waived if i get first class honour?
i remember there is such condition but not sure about now

well, just receive that letter from PTPTN, saying that pemohonan tidak boleh dipertimbangkan kerana borang tak lengkap...
cant believe it, eventually all the certs and forms WERE CHECKED and its complete according to the one who incharge...

excuse me, i'm new to ptptn thing. what's the requirement for an stpm student to get the loan?? like.... whats the minimum results we should get?? by the way i email the ptptn people with my enquiries but i didnt get a reply. anyone had this problem??

@WinnieH
Answer for ur 1st question. >>HERE<<
When did u sent them ur enquiries? Well... They will took atleast 2-3weeks right before give u any reply. I was once mail then before due key wrong my IC no when i did my repayment and require then to change for it. It took around 1 month to settle my case.

Anyone?

Not anymore.
Uses your SPM result, not STPM.

PTPTN loan is only for students who study in Malaysia?

If PTPTN is only for students who study in local, any loans that are for students who study in oversea?

Thanks.

This post has been edited by Bepeon: Mar 9 2008, 07:45 PM

lol..if you can use your own money..because PTPTn is a pain in the arse...they will still charge you "kos pentadbiran" even you have pay on any particular month...if you can...

guys..i have a question here...i am a student from mmu now doing mechanical engin in my first year...during my foundation, i have borrow money from ptptn...it was rm 5000 in total...but at the end of my foundation..they credit less rm 100 to my acc...and now..i have taken the loan from them again for my degree..it was total rm 54000...and it was meant to credit to my acc rm 13500 every year for this coming four years...and now...they have credited less around rm 500 to my acc...u guys can help me?