there is a PM thread at LYN...try post there for a more dedicated response?....
https://forum.lowyat.net/topic/3580942/+300

regarding your question...."any suggestion that which fund i should invest? they are so many fund there"
try read this while waiting for more responses....
How To Select Unit Trust Funds?
http://www.publicmutual.com.my/Resources/U...ns/Lesson7.aspx

This post has been edited by T231H: Oct 4 2015, 12:19 AM

while waiting for more value added responses....I found this while googling...
hope it helps to provide some info while waiting....

...... to decide which unit trust fund to invest in.
http://www.publicmutual.com.my/Resources/U...ns/Lesson7.aspx

Btw, not all UTs has discounted prices and the 0%SC is for min RM 5000 investment

This post has been edited by T231H: Oct 8 2015, 08:43 PM

if you are referring to UTs, an almost similar question were asked in there...
try read post# 164, # 166 and the many following postings....
https://forum.lowyat.net/topic/3580942/+160

KGF is a "reliable" fund to buy based on its historical past performance on many, many years.
KGF is focused on Malaysia market.....
is Malaysia mkt ok?
Malaysia Economic Update
http://www.fundsupermart.com.my/main/resea...t-on-Track-6537

unknown to how much % you wanted to invest in KFG in terms of investable money.....all I can say is it is a good start up/entry fund to buy...later then create a portfolio of funds to diversify.

since you had already had a FSM a/c...try call them for guidance?

Client Investment Specialists (CIS)
(Business Hours : Mon-Fri, 8.30am-5.30pm )

If you have any queries such as "How to start investing in unit trusts?", "What unit trusts are suitable for me?", "How do I buy unit trusts online at Fundsupermart.com website?" FSM CIS are here to help you and are happy to answer any questions/enquiries with regards to below :
Investment Ideas
•In-house Research View
•Market Outlook
•Fund Recommendations
•Risk Profiling

Call FSM CIS
03 - 2149 0567 (KL)
04 - 640 1567 (PG)
Email Us
investhelp.my@fundsupermart.com
FSM CIS will reply you within 24 hours on any business day.
http://www.fundsupermart.com.my/main/home/cis.tpl

using FUNDS SELECTION tool in FSM MY Website....
a quick search found this.....MANY funds with initial investment of RM 100, RM 200 and RM 500
see attached....

This post has been edited by T231H: Feb 21 2016, 02:00 PM


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...you asked "Not sure what I can do with RM1k since the minimum investment for most UTs is RM1k"
my post is to show to you that there are still some "good" funds that can starts with less than RM 1000
and to response to your question above...YES....you are right.

I just remembered this article...hope it can support/enhance your beliefs....
Balanced Funds Worth Looking At During Volatile Periods [15 Jan 2016]
http://www.fundsupermart.com.my/main/resea...-Jan-2016--6710

while others may liked to invest more into EQ during this volatile period
Five Charts You Need to Know in the Year of the Monkey!
http://www.fundsupermart.com.hk/hk/main/re...articleNo=11292

thus it all depends on individual risk appetite.....

if you are thinking of using EPF monies to buy into Balanced funds...make sure the returns is "BETTER" than EPF....

This post has been edited by T231H: Feb 24 2016, 10:00 PM

check this out?
Q: How do I open an investment account?
http://www.fundsupermart.com.my/main/faq/H...-account-8660#1

btw, there is a dedicated thread for FSM MY
https://forum.lowyat.net/topic/3805145/+2820#entry79025033

while waiting for response...I found this on the net.
try contact them?....I think if your place of transaction is within reach.....
they will be very happy to have someone to contact you.....

http://www.publicmutual.com.my/ContactUs.aspx

I think they refer to the mkts indices......as anything can happens to just anyone individual stock prices in the long run...

just curious, so I searched and found this....
some OLD past postings.....2388~2400
https://forum.lowyat.net/topic/2722457/+2380

try see the answers and calculation in here for understanding.....
http://www.fundsupermart.com.my/main/faq/1...es-Tax-GST--393

use the Fund Return tools in the FSM page to see the returns over a period of specified time period.
FSM MY main page >> FUNDS INFO>>>FUND RETURN

then click FUNDS INFO>>>FUND PRICES ...this will shows the price of particular date.

compare the data from the 2 tools to see how the returns are calculated?

does the RETURN shown excludes the Sales Charges or inclusive?

I may be wrong...but my monitored ROI data is almost similar to FSM. and my data are comparing the NAVs...and NAV is already net (after minus Sales charges and other charges).

if you wanted to invest UT with this "that is like 1-2% more than fixed deposit in most major banks right?
that doesnt look very worth it?" in mind.....(nothing wrong with what you think...most people are doing that).
Hope you had not stepped into UTs investing......for one,.....UTs investing is not FD.....(eventhough some UTs are behaving like FDs in terms of returns)...to be on extreme for discussion sake....some funds can get 10% per month (some can go to MINUS and some can go to POSITIVE)
Goto FSM MY again.
FUNDS INFO>>>FUND RANKING

"that doesn't look very worth it?"..... my talk (would not say "advice") is explore and get to know more investment vehicles out there that be it legal or "LEGAL" that suits individuals risks & rewards expectation and diversity in one net asset building.

you asked any other suggestion..??
what is your expected returns?
how long period do you intent to invest?
how long have you tried the FA and under his advise you bought some stock and how long have you held them?
equities investment are subjected to volatility......prepared to hold during the down/stagnant periods and reduce the expectation?.......

i cannot tell exactly if this is the right time to invest....i depends some other factors..example.... on how long do you want to see the ROI to materialise? what is your expected ROI? etc, etc...

regarding this CIMB funds....some funds is growing...depends also on the selection and the duration you looked at it...



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try this article.....hope it can explains it....
https://secure.fundsupermart.com/main/artic...as-Brexit-11529

If I am not wrong.....I think I remember seeing a post by him promoting a forex platform by advertising it thru here the same day he posted that comment.....

sorry if I mistaken it for another person...

but here is different story when the data was started approximate 1 year later from your post (Oct 2006~Oct 2016)


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i just dun't know what to say when i further dig in...



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CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity - Class C
under 3 different dates scenarios.....would have some ROI if not for the % of Sales charges....
do you pay any sales Charges for the PRS fund last Dec?

Regarding the details of your PRS fund...would suggest you contact your friend's mum.......




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