Are you using RSP?

No, I top up as and when i feel like it

Planning to fully utilize my 1% SC. Pinky, saw your recommendation but not really attractive to me. Sorry, boss!

Was thinking now whether to buy in REIT fund or expose into US-Europe funds. I'm favors more towards REIT I guess.

Wong, any good REIT funds to reckon?

Why u got 1% SC
Referral coupon?

Global exposure u have Hwang Global Property, invests in REITs and property developers
Asia Pacific u have AmAsia Pacific REITs

New register can enjoy 26 days of 1% SC if I'm not mistaken. Just trying to balanced up to my portfolio further.

Pink, you not holding any REIT fund right? I'm quite sure Wong does. REIT guru

REIT no, REIT fund yes, I've AmAsia Pacific REITs

Only REIT fund which is purely investing on equities REITS is AmAsia Pacific REITs.

Other funds has mixture of Reits equities, developers equities, etc..

Good REIT funds?

I'm doing AmAP REIT fund & will be getting into Global Property Fund coming 26th 0.5% lelong by FSM, purely for allocating a bit to other countries as i cant find much value in SG or MY REITs but need to bump up my % in that asset class.

Thus note I'm unsure these 2 are"best of the best" heheh

Don't you guys think REITs is a bit overvalued now to invest in. The yields are hardly exciting, and some of them are below bond fund yields...

Anyway the risk to REIT and bond fund is interest rate. If interest rates goes up (can hardly fall anymore isn't it?), then both of these asset class will kaboom!

Yea, REITs are now yielding at 4-5% max, hardly exciting indeed. GEM bonds have better yields than that. But for the sake of portfolio diversification, I also got myself a REIT fund.

Wong sifu,

which fund you are looking at got global property fund?

Eastspring GEM NAV price is a bit high at the moment.

I was talking about GEM bonds, not equity

any idea if the coming elections going to affect our funds in any way?

If you're scared of that, divert your portfolio to offshore based fund.

Hi David83, pertaining to the upcoming GE, is it wise to divert our portfolio to offshore based fund, or convert our local equity to local bond fund?

For me, I keep my local equity funds at minimum holding/minimal % of my portfolio.

TQ Pink. Keep minimum by buying oversea equity or increasing % in local bond?

Based on the current local market atmosphere:

1. KLCI hits new high
2. GE is around the corner.

As Pink Spider said, it's a preemptive strategy to reduce exposure in local market.

This post has been edited by David83: Jan 14 2013, 12:14 PM

if u are conservative, u can switch to money market/short-dated bond funds

I recommend AmIncome Plus, it consistently yielding higher than 12-months FD

I'm shifting my monthly top-ups to GEM bonds and global equities

This post has been edited by Pink Spider: Jan 14 2013, 01:35 PM